Unity Bancorp (FRA:UTB) ROCE %: % (As of Mar. 2026)


FRA:UTB Unity Bancorp Inc FRA:UTB
76 GF Score
Price €52.50
GF Value €46.38
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Unity Bancorp ROCE %?

Unity Bancorp FRA:UTB +0.96% 76 ROCE % is % as of Mar. 2026. GuruFocus rates FRA:UTB with a GF Score™ of 76/100 and a GF Value™ of €46.38 (Modestly Overvalued). The stock has 6 warning signs investors should review.

ROCE % does not apply to banks and insurance companies.

FRA:UTB
76GF Score
Unity Bancorp Inc FRA:UTB
ROCE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROCE % →
What does a ROCE % of % mean?
Unity Bancorp (FRA:UTB) has a ROCE % of % as of Mar. 2026.
Is Unity Bancorp's ROCE % too high?
Unity Bancorp's current ROCE % is %. Overall, Unity Bancorp has a GF Score™ of 76/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Unity Bancorp's ROCE % compare to CIVB and RRBI?
Unity Bancorp's ROCE % of % can be compared against companies in the Banks industry. The industry median ROCE % is 3.20. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROCE % for a Banks company?
The median ROCE % among Banks companies is 3.20, based on 48 companies in the industry. Companies in the top quartile (top 25%) have a ROCE % significantly above this median, while those in the bottom quartile fall well below. However, ROCE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROCE % mean?
A high ROCE % can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median ROCE % is 3.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Unity Bancorp's current ROCE % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Unity Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Unity Bancorp (FRA:UTB) is currently considered Modestly Overvalued. The stock's GF Value™ is €46.38, compared to a current price of €52.50 — trading 13.2% above its estimated fair value. The current ROCE % is %. Unity Bancorp's overall GF Score™ is 76/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROCE % calculated?
ROCE % is calculated from a company's financial statements. For Unity Bancorp (FRA:UTB), the current ROCE % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Unity Bancorp (FRA:UTB) Overvalued in 2026?

Based on GuruFocus' analysis, Unity Bancorp stock appears to be overvalued. The current stock price of €52.50 is trading 13.2% above its estimated GF Value™ of €46.38. GuruFocus considers Unity Bancorp to be Modestly Overvalued.

Key valuation signals for FRA:UTB:

  • ROCE %: %
  • GF Value™: €46.38 vs. price of €52.50 (13.2% above fair value)
  • GF Score™: 76/100 with 6 warning signs

No single metric tells the full story. See the FRA:UTB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Unity Bancorp Business Description

Other Exchanges UNTY:USA
Address 64 Old Highway 22, Clinton, NJ, USA, 08809
Unity Bancorp Inc is a bank holding company that serves as a holding company for Unity Bank. The Company has elected to become a financial holding company pursuant to regulations of the Board of Governors of the Federal Reserve System (the FRB). The Company's primary business is ownership and supervision of the Bank. The Company and the Bank derive a majority of their revenue from net interest income (i.e., the difference between the interest received on loans and securities and the interest paid on deposits and borrowings). The Company, through the Bank, conducts a traditional and community-oriented commercial banking business and services, personal and business checking accounts, time deposits, money market accounts, savings accounts, credit cards, automated teller service, and others.
76GF Score

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ROCE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€52.50
Price
€46.38
GF Value