CHMG (Chemung Financial) Institutional Ownership: 46.69% (As of Aug. 07, 2026)

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CHMG Chemung Financial Corp CHMG
58 GF Score
Price $81.91
GF Value $53.21
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Chemung Financial Institutional Ownership?

Chemung Financial CHMG -2.33% 58 Institutional Ownership is 46.69% as of Aug. 07, 2026. GuruFocus rates CHMG with a GF Score™ of 58/100 and a GF Value™ of $53.21 (Significantly Overvalued). The stock has 8 warning signs investors should review.

Institutional ownership is the percentage of shares that are owned by institutions out of the total shares outstanding. As of today, Chemung Financial's institutional ownership is 46.69%.

Insider Ownership is the percentage of shares that are owned by company insiders relative to the total shares outstanding. As of today, Chemung Financial's Insider Ownership is 14.14%.

Float Percentage Of Total Shares Outstanding is the percentage of float shares relative to the total shares outstanding. As of today, Chemung Financial's Float Percentage Of Total Shares Outstanding is 87.31%.

Chemung Financial Institutional Ownership Historical Data

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The historical data trend for Chemung Financial's Institutional Ownership can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Chemung Financial Institutional Ownership Chart

Chemung Financial Historical Data

The historical data trend for Chemung Financial can be seen below:

2025-10-31 2025-11-30 2025-12-31 2026-01-31 2026-02-28 2026-03-31 2026-04-30 2026-05-31 2026-06-30 2026-07-31
Institutional Ownership 27.51 27.90 27.85 28.03 28.15 27.92 27.80 27.93 29.18 29.31
CHMG
58GF Score
Chemung Financial Corp CHMG
Institutional Ownership is just one metric. See GF Score™, valuation, warning signs, and more.
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Chemung Financial Institutional Ownership Calculation

The percentage of shares that are owned by institutions out of the total shares outstanding.

What does a Institutional Ownership of 46.69% mean?
Chemung Financial (CHMG) has a Institutional Ownership of 46.69% as of Aug. 07, 2026. Institutional ownership equals the percent of shares owned by financial institutions relative to total shares. View historical data on Chemung Financial and its competitors.
Is Chemung Financial's Institutional Ownership too high?
Chemung Financial's current Institutional Ownership is 46.69%. Overall, Chemung Financial has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Chemung Financial's Institutional Ownership compare to PKBK and FNLC?
Chemung Financial's Institutional Ownership of 46.69% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Institutional Ownership for a Banks company?
A good Institutional Ownership depends on the Banks industry context. However, Institutional Ownership should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Institutional Ownership mean?
A high Institutional Ownership can signal that a stock is expensive relative to its fundamentals. Institutional ownership equals the percent of shares owned by financial institutions relative to total shares. View historical data on Chemung Financial and its competitors. Chemung Financial's current Institutional Ownership is 46.69%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chemung Financial stock overvalued right now?
Based on GuruFocus' analysis, Chemung Financial (CHMG) is currently considered Significantly Overvalued. The stock's GF Value™ is $53.21, compared to a current price of $81.91 — trading 53.9% above its estimated fair value. The current Institutional Ownership is 46.69%. Chemung Financial's overall GF Score™ is 58/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Institutional Ownership calculated?
Institutional Ownership is calculated from a company's financial statements. For Chemung Financial (CHMG), the current Institutional Ownership is 46.69% as of Aug. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Chemung Financial (CHMG) Overvalued in 2026?

Based on GuruFocus' analysis, Chemung Financial stock appears to be overvalued. The current stock price of $81.91 is trading 53.9% above its estimated GF Value™ of $53.21. GuruFocus considers Chemung Financial to be Significantly Overvalued.

Key valuation signals for CHMG:

  • Institutional Ownership: 46.69%
  • GF Value™: $53.21 vs. price of $81.91 (53.9% above fair value)
  • GF Score™: 58/100 with 8 warning signs

No single metric tells the full story. See the CHMG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Chemung Financial Business Description

Address One Chemung Canal Plaza, Elmira, NY, USA, 14901
Chemung Financial Corp is a bank holding firm. Through its subsidiaries, the company provides various financial services, including demand, savings, and time deposits, commercial, residential, and consumer loans, letters of credit, wealth management services, employee benefit plans, insurance products, mutual funds, and brokerage services, among others. The company's reportable segments are Core Banking, Wealth Management (WMG) services, and Holding company and CFS. Maximum revenue is generated from the Core Banking segment, which derives revenue by attracting deposits from the general public and using such funds to originate different types of loans, and to invest in securities. The Wealth Management (WMG) services segment provides trust and investment advisory services to clients.
58GF Score

Get the complete analysis for CHMG

Institutional Ownership is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$81.91
Price
$53.21
GF Value