CHMG (Chemung Financial) Total Noninterest Expense: $71.4 Mil (As of Jun. 2026)

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CHMG Chemung Financial Corp CHMG
64 GF Score
Price $82.49
GF Value $59.52
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Chemung Financial Total Noninterest Expense?

Chemung Financial CHMG -0.35% 64 Total Noninterest Expense is $71.4 Mil as of Jun. 2026. GuruFocus rates CHMG with a GF Score™ of 64/100 and a GF Value™ of $59.52 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Chemung Financial's Total Noninterest Expense for the three months ended in Jun. 2026 was $18.9 Mil. Chemung Financial's Total Noninterest Expense for the trailing twelve months (TTM) ended in Jun. 2026 was $71.4 Mil.

Chemung Financial Total Noninterest Expense Related Terms

Chemung Financial Total Noninterest Expense Historical Data

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The historical data trend for Chemung Financial's Total Noninterest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Chemung Financial Total Noninterest Expense Chart

Chemung Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Noninterest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 54.65 58.28 63.20 66.07 69.58

Chemung Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Total Noninterest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 17.47 17.38 18.07 17.13 18.86
CHMG
64GF Score
Chemung Financial Corp CHMG
Total Noninterest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Chemung Financial Total Noninterest Expense Calculation

Total Noninterest Expense is any expenses incurred that not related to interest. It includes:
Selling, General, & Admin. Expense
Occupancy
Equipment
Professional fees
Amortization of intangibles
Any other special income/charges (too numerous to list)
Some banks can do choose to report each of these items separately. Yet, there are a variety of noninterest expense which are simply too numerous to list.

Total Noninterest Expense for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $71.4 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Total Noninterest Expense of $71.4 Mil mean?
Chemung Financial (CHMG) has a Total Noninterest Expense of $71.4 Mil as of Jun. 2026. Total noninterest expense is any expenses incurred that not related to interest. View historical data on Chemung Financial and its competitors.
Is Chemung Financial's Total Noninterest Expense too high?
Chemung Financial's current Total Noninterest Expense is $71.4 Mil. Overall, Chemung Financial has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Chemung Financial's Total Noninterest Expense compare to PKBK and FNLC?
Chemung Financial's Total Noninterest Expense of $71.4 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Noninterest Expense for a Banks company?
A good Total Noninterest Expense depends on the Banks industry context. However, Total Noninterest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Noninterest Expense mean?
A high Total Noninterest Expense can signal that a stock is expensive relative to its fundamentals. Total noninterest expense is any expenses incurred that not related to interest. View historical data on Chemung Financial and its competitors. Chemung Financial's current Total Noninterest Expense is $71.4 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chemung Financial stock overvalued right now?
Based on GuruFocus' analysis, Chemung Financial (CHMG) is currently considered Significantly Overvalued. The stock's GF Value™ is $59.52, compared to a current price of $82.49 — trading 38.6% above its estimated fair value. The current Total Noninterest Expense is $71.4 Mil. Chemung Financial's overall GF Score™ is 64/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Noninterest Expense calculated?
Total Noninterest Expense is calculated from a company's financial statements. For Chemung Financial (CHMG), the current Total Noninterest Expense is $71.4 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Chemung Financial (CHMG) Overvalued in 2026?

Based on GuruFocus' analysis, Chemung Financial stock appears to be overvalued. The current stock price of $82.49 is trading 38.6% above its estimated GF Value™ of $59.52. GuruFocus considers Chemung Financial to be Significantly Overvalued.

Key valuation signals for CHMG:

  • Total Noninterest Expense: $71.4 Mil
  • GF Value™: $59.52 vs. price of $82.49 (38.6% above fair value)
  • GF Score™: 64/100 with 5 warning signs

No single metric tells the full story. See the CHMG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Chemung Financial Business Description

Address One Chemung Canal Plaza, Elmira, NY, USA, 14901
Chemung Financial Corp is a bank holding firm. Through its subsidiaries, the company provides various financial services, including demand, savings, and time deposits, commercial, residential, and consumer loans, letters of credit, wealth management services, employee benefit plans, insurance products, mutual funds, and brokerage services, among others. The company's reportable segments are Core Banking, Wealth Management (WMG) services, and Holding company and CFS. Maximum revenue is generated from the Core Banking segment, which derives revenue by attracting deposits from the general public and using such funds to originate different types of loans, and to invest in securities. The Wealth Management (WMG) services segment provides trust and investment advisory services to clients.
64GF Score

Get the complete analysis for CHMG

Total Noninterest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$82.49
Price
$59.52
GF Value