CHMG (Chemung Financial) Marketable Securities: $275.3 Mil (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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CHMG Chemung Financial Corp CHMG
58 GF Score
Price $81.51
GF Value $53.16
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Chemung Financial Marketable Securities?

Chemung Financial CHMG +0.16% 58 Marketable Securities is $275.3 Mil as of Mar. 2026. GuruFocus rates CHMG with a GF Score™ of 58/100 and a GF Value™ of $53.16 (Significantly Overvalued). The stock has 8 warning signs investors should review.

Marketable Securities are very liquid securities that can be converted into cash quickly at a reasonable price. Chemung Financial's Marketable Securities for the quarter that ended in Mar. 2026 was $275.3 Mil.

Chemung Financial's annual Marketable Securities declined from Dec. 2023 ($584.0 Mil) to Dec. 2024 ($531.4 Mil) and declined from Dec. 2024 ($531.4 Mil) to Dec. 2025 ($254.3 Mil).

Chemung Financial  (NAS:CHMG) Marketable Securities Explanation

Marketable Securities are very liquid as they tend to have maturities of less than one year. Furthermore, the rate at which these securities can be bought or sold has little effect on their prices.

Please note, GuruFocus' Marketable Securities also includes "Other Short Term Investment".

Chemung Financial Marketable Securities Related Terms

Chemung Financial Marketable Securities Historical Data

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The historical data trend for Chemung Financial's Marketable Securities can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Chemung Financial Marketable Securities Chart

Chemung Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Marketable Securities
Get a 7-Day Free Trial Premium Member Only Premium Member Only 792.03 632.59 583.99 531.44 254.29

Chemung Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Marketable Securities Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 287.34 253.62 254.29 275.32 269.04
CHMG
58GF Score
Chemung Financial Corp CHMG
Marketable Securities is just one metric. See GF Score™, valuation, warning signs, and more.
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Chemung Financial Marketable Securities Calculation

Marketable Securities are very liquid securities that can be converted into cash quickly at a reasonable price.

Frequently Asked Questions Learn more about Marketable Securities →
What does a Marketable Securities of $275.3 Mil mean?
Chemung Financial (CHMG) has a Marketable Securities of $275.3 Mil as of Mar. 2026. Marketable securities are high-liquid securites not directly classified as cash or cash equivalents. View historical data on Chemung Financial and its competitors.
Is Chemung Financial's Marketable Securities too high?
Chemung Financial's current Marketable Securities is $275.3 Mil. Overall, Chemung Financial has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Chemung Financial's Marketable Securities compare to PKBK and FNLC?
Chemung Financial's Marketable Securities of $275.3 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Marketable Securities for a Banks company?
A good Marketable Securities depends on the Banks industry context. However, Marketable Securities should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Marketable Securities mean?
A high Marketable Securities can signal that a stock is expensive relative to its fundamentals. Marketable securities are high-liquid securites not directly classified as cash or cash equivalents. View historical data on Chemung Financial and its competitors. Chemung Financial's current Marketable Securities is $275.3 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chemung Financial stock overvalued right now?
Based on GuruFocus' analysis, Chemung Financial (CHMG) is currently considered Significantly Overvalued. The stock's GF Value™ is $53.16, compared to a current price of $81.51 — trading 53.3% above its estimated fair value. The current Marketable Securities is $275.3 Mil. Chemung Financial's overall GF Score™ is 58/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Marketable Securities calculated?
Marketable Securities is calculated from a company's financial statements. For Chemung Financial (CHMG), the current Marketable Securities is $275.3 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Chemung Financial (CHMG) Overvalued in 2026?

Based on GuruFocus' analysis, Chemung Financial stock appears to be overvalued. The current stock price of $81.51 is trading 53.3% above its estimated GF Value™ of $53.16. GuruFocus considers Chemung Financial to be Significantly Overvalued.

Key valuation signals for CHMG:

  • Marketable Securities: $275.3 Mil
  • GF Value™: $53.16 vs. price of $81.51 (53.3% above fair value)
  • GF Score™: 58/100 with 8 warning signs

No single metric tells the full story. See the CHMG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Chemung Financial Business Description

Address One Chemung Canal Plaza, Elmira, NY, USA, 14901
Chemung Financial Corp is a bank holding firm. Through its subsidiaries, the company provides various financial services, including demand, savings, and time deposits, commercial, residential, and consumer loans, letters of credit, wealth management services, employee benefit plans, insurance products, mutual funds, and brokerage services, among others. The company's reportable segments are Core Banking, Wealth Management (WMG) services, and Holding company and CFS. Maximum revenue is generated from the Core Banking segment, which derives revenue by attracting deposits from the general public and using such funds to originate different types of loans, and to invest in securities. The Wealth Management (WMG) services segment provides trust and investment advisory services to clients.
58GF Score

Get the complete analysis for CHMG

Marketable Securities is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$81.51
Price
$53.16
GF Value