Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Anadolu Hayat Emeklilik ASAELIY 49 Interest Coverage is 120.62 as of Jun. 2026, which is 99% below its 10-year median of 10,000.00. GuruFocus rates AELIY with a GF Score™ of 49/100 and a GF Value™ of $10.13. Among 345 Insurance companies, Anadolu Hayat Emeklilik AS ranks worse than 289854.78% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
EBIT
by its Interest Expense. Anadolu Hayat Emeklilik AS's
EBIT
for the
three
months ended in Jun. 2026 was $54.6 Mil. Anadolu Hayat Emeklilik AS's Interest Expense for the
three
months ended in Jun. 2026 was $0.0 Mil.
Anadolu Hayat Emeklilik AS's interest coverage for the quarter that ended in Jun. 2026 was 120.62.
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
Ben Graham prefers companies' interest coverage to be at least 5. Anadolu Hayat Emeklilik AS has enough cash to cover all of its debt. Its financial situation is stable.
The historical rank and industry rank for Anadolu Hayat Emeklilik AS's Interest Coverage or its related term are showing as below:
AELIY's Interest Coverage is not ranked *
in the Insurance industry.
Industry Median: 15.52 * Ranked among companies with meaningful Interest Coverage only.
Anadolu Hayat Emeklilik AS (OTCPK:AELIY) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Anadolu Hayat Emeklilik AS Interest Coverage Related Terms
Anadolu Hayat Emeklilik AS Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Anadolu Hayat Emeklilik AS Interest Coverage Chart
AELIY vs MET, AFL, PRU: Interest Coverage Comparison
For the Insurance - Life subindustry, Anadolu Hayat Emeklilik AS's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Anadolu Hayat Emeklilik AS Interest Coverage vs Insurance Industry
For the Insurance industry and Financial Services sector, Anadolu Hayat Emeklilik AS's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Anadolu Hayat Emeklilik AS's Interest Coverage falls into.
Anadolu Hayat Emeklilik AS Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Anadolu Hayat Emeklilik AS (AELIY) has a Interest Coverage of 120.62 as of Jun. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Anadolu Hayat Emeklilik AS and its competitors. This is 99% below median its historical median of 10,000.00. Over the past decade, Anadolu Hayat Emeklilik AS's Interest Coverage has ranged from 10,000.00 to 10,000.00. According to the industry distribution chart, Anadolu Hayat Emeklilik AS ranks #999999 out of 345 companies in the Insurance industry.
Is Anadolu Hayat Emeklilik AS's Interest Coverage too high?
Anadolu Hayat Emeklilik AS's current Interest Coverage of 120.62 is 99% below median its 10-year median of 10,000.00. Over the past 10 years, this metric has ranged from a low of 10,000.00 to a high of 10,000.00. The Insurance industry median Interest Coverage is 15.52. Anadolu Hayat Emeklilik AS's value of 120.62 is 677.2% above this industry median. Based on the distribution chart, Anadolu Hayat Emeklilik AS ranks #999999 out of 345 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Anadolu Hayat Emeklilik AS has a GF Score™ of 49/100, reflecting its overall financial health beyond just this single metric.
How does Anadolu Hayat Emeklilik AS's Interest Coverage compare to MET and AFL?
According to the Insurance industry distribution chart, Anadolu Hayat Emeklilik AS ranks #999999 out of 345 companies for Interest Coverage. This places Anadolu Hayat Emeklilik AS in the lower half of its industry. The industry median Interest Coverage is 15.52. Anadolu Hayat Emeklilik AS's value of 120.62 is 677.2% above this benchmark. Historically, Anadolu Hayat Emeklilik AS's own Interest Coverage has ranged from 10,000.00 to 10,000.00 over the past decade. While the company's 10-year median is 10,000.00 vs. the industry median of 15.52, Anadolu Hayat Emeklilik AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 15.52, based on 345 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Anadolu Hayat Emeklilik AS's current Interest Coverage of 120.62 is 677.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Anadolu Hayat Emeklilik AS and its competitors. For the Insurance industry, the median Interest Coverage is 15.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Anadolu Hayat Emeklilik AS's current Interest Coverage is 120.62, which is 99% below median its own 10-year median of 10,000.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Anadolu Hayat Emeklilik AS stock overvalued right now?
Anadolu Hayat Emeklilik AS (AELIY) has a current Interest Coverage of 120.62. The stock's GF Value™ is $10.13, compared to a current price of $8.22 — trading 18.9% below its estimated fair value. The current Interest Coverage is 120.62, which is 99% below median its 10-year median of 10,000.00 and 677.2% above the Insurance industry median of 15.52. Anadolu Hayat Emeklilik AS's overall GF Score™ is 49/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Anadolu Hayat Emeklilik AS (AELIY), the current Interest Coverage is 120.62 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Anadolu Hayat Emeklilik AS (AELIY) Overvalued in 2026?
Based on GuruFocus' analysis, Anadolu Hayat Emeklilik AS stock appears to be undervalued.
The current stock price of $8.22 is trading 18.9% below its estimated GF Value™ of $10.13.
Key valuation signals for AELIY:
Interest Coverage: 120.62 (99% below median its 10-year median of 10,000.00)
GF Value™: $10.13 vs. price of $8.22 (18.9% below fair value)
Industry Position: 677.2% above the Insurance median (#999999 of 345)
No single metric tells the full story. See the AELIY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Anadolu Hayat Emeklilik AS is engaged in the provision of insurance services in Turkey. The activities of the company involve providing individual and group insurance and reinsurance services relating to group life, individual life, retirement and related personal accident branches, establishing retirement funds, developing internal rules and regulations related to these funds. It also engages in portfolio management, custody contracts and establishes retirement funds.
49GF Score
Get the complete analysis for AELIY
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
AELIY has been successfully added to your 
