Anadolu Hayat Emeklilik ASAELIY 48 ROA % is 1.39% as of Mar. 2026, which is 15% below its 10-year median of 1.64. GuruFocus rates AELIY with a GF Score™ of 48/100 and a GF Value™ of $8.69. Among 510 Insurance companies, Anadolu Hayat Emeklilik AS ranks worse than 62.94% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Anadolu Hayat Emeklilik AS's annualizedNet Income for the quarter that ended in Mar. 2026 was $146.1 Mil.
Anadolu Hayat Emeklilik AS's average Total Assets over the quarter that ended in Mar. 2026 was $10,501.0 Mil. Therefore, Anadolu Hayat Emeklilik AS's annualized ROA % for the quarter that ended in Mar. 2026 was 1.39%.
The historical rank and industry rank for Anadolu Hayat Emeklilik AS's ROA % or its related term are showing as below:
AELIY'
s ROA % Range Over the Past 10 Years
Min: 1.34 Med: 1.64 Max: 2.25
Current: 1.71
During the past 13 years, Anadolu Hayat Emeklilik AS's highest ROA % was 2.25%. The lowest was 1.34%. And the median was 1.64%.
AELIY's ROA % is ranked worse than 62.94% of 510
companies
in the Insurance industry
Industry Median: 2.68
vs AELIY: 1.71
Anadolu Hayat Emeklilik AS (OTCPK:AELIY) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, Anadolu Hayat Emeklilik AS's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Anadolu Hayat Emeklilik AS ROA % vs Insurance Industry
For the Insurance industry and Financial Services sector, Anadolu Hayat Emeklilik AS's ROA % distribution charts can be found below:
* The bar in red indicates where Anadolu Hayat Emeklilik AS's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
Anadolu Hayat Emeklilik AS (AELIY) has a ROA % of 1.39% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Anadolu Hayat Emeklilik AS and its competitors. This is 15% below median its historical median of 1.64. Over the past decade, Anadolu Hayat Emeklilik AS's ROA % has ranged from 1.34 to 2.25. According to the industry distribution chart, Anadolu Hayat Emeklilik AS ranks #321 out of 510 companies in the Insurance industry, placing it in the top 62.9%.
Is Anadolu Hayat Emeklilik AS's ROA % too high?
Anadolu Hayat Emeklilik AS's current ROA % of 1.39% is 15% below median its 10-year median of 1.64. Over the past 10 years, this metric has ranged from a low of 1.34 to a high of 2.25. The Insurance industry median ROA % is 2.68. Anadolu Hayat Emeklilik AS's value of 1.39% is 48.1% below this industry median. Based on the distribution chart, Anadolu Hayat Emeklilik AS ranks #321 out of 510 companies in the Insurance industry, which is below the industry midpoint. Overall, Anadolu Hayat Emeklilik AS has a GF Score™ of 48/100, reflecting its overall financial health beyond just this single metric.
How does Anadolu Hayat Emeklilik AS's ROA % compare to AFL and MET?
According to the Insurance industry distribution chart, Anadolu Hayat Emeklilik AS ranks #321 out of 510 companies for ROA %. This places Anadolu Hayat Emeklilik AS in the lower half of its industry. The industry median ROA % is 2.68. Anadolu Hayat Emeklilik AS's value of 1.39% is 48.1% below this benchmark. Historically, Anadolu Hayat Emeklilik AS's own ROA % has ranged from 1.34 to 2.25 over the past decade. While the company's 10-year median is 1.64 vs. the industry median of 2.68, Anadolu Hayat Emeklilik AS has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for an Insurance company?
The median ROA % among Insurance companies is 2.68, based on 510 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Anadolu Hayat Emeklilik AS's current ROA % of 1.39% is 48.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Anadolu Hayat Emeklilik AS and its competitors. For the Insurance industry, the median ROA % is 2.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Anadolu Hayat Emeklilik AS's current ROA % is 1.39%, which is 15% below median its own 10-year median of 1.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Anadolu Hayat Emeklilik AS stock overvalued right now?
Anadolu Hayat Emeklilik AS (AELIY) has a current ROA % of 1.39%. The stock's GF Value™ is $8.69, compared to a current price of $8.22 — trading 5.4% below its estimated fair value. The current ROA % is 1.39%, which is 15% below median its 10-year median of 1.64 and 48.1% below the Insurance industry median of 2.68. Anadolu Hayat Emeklilik AS's overall GF Score™ is 48/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Anadolu Hayat Emeklilik AS (AELIY), the current ROA % is 1.39% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Anadolu Hayat Emeklilik AS (AELIY) Overvalued in 2026?
Based on GuruFocus' analysis, Anadolu Hayat Emeklilik AS stock appears to be undervalued.
The current stock price of $8.22 is trading 5.4% below its estimated GF Value™ of $8.69.
Key valuation signals for AELIY:
ROA %: 1.39% (15% below median its 10-year median of 1.64)
GF Value™: $8.69 vs. price of $8.22 (5.4% below fair value)
Industry Position: 48.1% below the Insurance median (#321 of 510)
No single metric tells the full story. See the AELIY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Anadolu Hayat Emeklilik AS is engaged in the provision of insurance services in Turkey. The activities of the company involve providing individual and group insurance and reinsurance services relating to group life, individual life, retirement and related personal accident branches, establishing retirement funds, developing internal rules and regulations related to these funds. It also engages in portfolio management, custody contracts and establishes retirement funds.
48GF Score
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