AELIY (Anadolu Hayat Emeklilik AS) Moat Score: 5/10 (As of Jul. 19, 2026)

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AELIY Anadolu Hayat Emeklilik AS AELIY
48 GF Score
Price $8.22
GF Value $8.78
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What is Anadolu Hayat Emeklilik AS Moat Score?

Anadolu Hayat Emeklilik AS AELIY 48 Moat Score is 5 as of Jul. 19, 2026. GuruFocus rates AELIY with a GF Score™ of 48/100 and a GF Value™ of $8.78. Among 595 Insurance companies, Anadolu Hayat Emeklilik AS ranks better than 88.74% on this metric.

Anadolu Hayat Emeklilik AS has the Moat Score of 5, which implies that the company might have Narrow Moat - Solid narrow moat.

Anadolu Hayat Emeklilik AS has Narrow Moat: Anadolu Hayat Emeklilik AS has a solid narrow moat in the Turkish insurance market, supported by strong brand strength and regulatory barriers. However, the competitive nature of the financial services industry and limited international presence restrict its moat to narrow.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Anadolu Hayat Emeklilik AS might have Narrow Moat - Solid narrow moat.

Anadolu Hayat Emeklilik AS  (OTCPK:AELIY) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Anadolu Hayat Emeklilik AS Moat Score Related Terms

AELIY vs AFL, MET, PRU: Moat Score Comparison

For the Insurance - Life subindustry, Anadolu Hayat Emeklilik AS's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Anadolu Hayat Emeklilik AS Moat Score vs Insurance Industry

For the Insurance industry and Financial Services sector, Anadolu Hayat Emeklilik AS's Moat Score distribution charts can be found below:

* The bar in red indicates where Anadolu Hayat Emeklilik AS's Moat Score falls into.


AELIY
48GF Score
Anadolu Hayat Emeklilik AS AELIY
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 5 mean?
Anadolu Hayat Emeklilik AS (AELIY) has a Moat Score of 5 as of Jul. 19, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Anadolu Hayat Emeklilik AS ranks #67 out of 595 companies in the Insurance industry, placing it in the top 11.3%.
Is Anadolu Hayat Emeklilik AS's Moat Score too high?
Anadolu Hayat Emeklilik AS's current Moat Score is 5. Based on the distribution chart, Anadolu Hayat Emeklilik AS ranks #67 out of 595 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Anadolu Hayat Emeklilik AS has a GF Score™ of 48/100, reflecting its overall financial health beyond just this single metric.
How does Anadolu Hayat Emeklilik AS's Moat Score compare to AFL and MET?
According to the Insurance industry distribution chart, Anadolu Hayat Emeklilik AS ranks #67 out of 595 companies for Moat Score. This places Anadolu Hayat Emeklilik AS in the top 11% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for an Insurance company?
A good Moat Score depends on the Insurance industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Anadolu Hayat Emeklilik AS's current Moat Score is 5. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Anadolu Hayat Emeklilik AS stock overvalued right now?
Anadolu Hayat Emeklilik AS (AELIY) has a current Moat Score of 5. The stock's GF Value™ is $8.78, compared to a current price of $8.22 — trading 6.4% below its estimated fair value. The current Moat Score is 5. Anadolu Hayat Emeklilik AS's overall GF Score™ is 48/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Anadolu Hayat Emeklilik AS (AELIY), the current Moat Score is 5 as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Anadolu Hayat Emeklilik AS (AELIY) Overvalued in 2026?

Based on GuruFocus' analysis, Anadolu Hayat Emeklilik AS stock appears to be undervalued. The current stock price of $8.22 is trading 6.4% below its estimated GF Value™ of $8.78.

Key valuation signals for AELIY:

  • Moat Score: 5
  • GF Value™: $8.78 vs. price of $8.22 (6.4% below fair value)
  • GF Score™: 48/100

No single metric tells the full story. See the AELIY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Anadolu Hayat Emeklilik AS Business Description

Other Exchanges ANHYT:Turkey
Address Meltem Sokak No:10, ?? Kuleleri Kule: 2, Kat: 16, Levent, Be?ikta?, Istanbul, TUR, 34330
Anadolu Hayat Emeklilik AS is engaged in the provision of insurance services in Turkey. The activities of the company involve providing individual and group insurance and reinsurance services relating to group life, individual life, retirement and related personal accident branches, establishing retirement funds, developing internal rules and regulations related to these funds. It also engages in portfolio management, custody contracts and establishes retirement funds.
48GF Score

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Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$8.22
Price
$8.78
GF Value