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Anadolu Hayat Emeklilik ASAELIY 48 Return-on-Tangible-Equity is 51.38% as of Mar. 2026, which is 32% above its 10-year median of 39.02. GuruFocus rates AELIY with a GF Score™ of 48/100 and a GF Value™ of $8.55. The stock has 1 warning sign investors should review. Among 496 Insurance companies, Anadolu Hayat Emeklilik AS ranks better than 93.15% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Anadolu Hayat Emeklilik AS's annualized net income for the quarter that ended in Mar. 2026 was $146.1 Mil. Anadolu Hayat Emeklilik AS's average shareholder tangible equity for the quarter that ended in Mar. 2026 was $284.3 Mil. Therefore, Anadolu Hayat Emeklilik AS's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 51.38%.
The historical rank and industry rank for Anadolu Hayat Emeklilik AS's Return-on-Tangible-Equity or its related term are showing as below:
AELIY'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 23.98 Med: 39.02 Max: 59.42
Current: 59.42
During the past 13 years, Anadolu Hayat Emeklilik AS's highest Return-on-Tangible-Equity was 59.42%. The lowest was 23.98%. And the median was 39.02%.
AELIY's Return-on-Tangible-Equity is ranked better than 93.15% of 496
companies
in the Insurance industry
Industry Median: 13.43
vs AELIY: 59.42
Anadolu Hayat Emeklilik AS (OTCPK:AELIY) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Anadolu Hayat Emeklilik AS Return-on-Tangible-Equity Related Terms
Anadolu Hayat Emeklilik AS Return-on-Tangible-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Anadolu Hayat Emeklilik AS Return-on-Tangible-Equity Chart
AELIY vs AFL, MET, PRU: Return-on-Tangible-Equity Comparison
For the Insurance - Life subindustry, Anadolu Hayat Emeklilik AS's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Anadolu Hayat Emeklilik AS Return-on-Tangible-Equity vs Insurance Industry
For the Insurance industry and Financial Services sector, Anadolu Hayat Emeklilik AS's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Anadolu Hayat Emeklilik AS's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 51.38% mean?
Anadolu Hayat Emeklilik AS (AELIY) has a Return-on-Tangible-Equity of 51.38% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Anadolu Hayat Emeklilik AS and its competitors. This is 32% above median its historical median of 39.02. Over the past decade, Anadolu Hayat Emeklilik AS's Return-on-Tangible-Equity has ranged from 23.98 to 59.42. According to the industry distribution chart, Anadolu Hayat Emeklilik AS ranks #34 out of 496 companies in the Insurance industry, placing it in the top 6.9%.
Is Anadolu Hayat Emeklilik AS's Return-on-Tangible-Equity too high?
Anadolu Hayat Emeklilik AS's current Return-on-Tangible-Equity of 51.38% is 32% above median its 10-year median of 39.02. Over the past 10 years, this metric has ranged from a low of 23.98 to a high of 59.42. The Insurance industry median Return-on-Tangible-Equity is 13.43. Anadolu Hayat Emeklilik AS's value of 51.38% is 282.6% above this industry median. Based on the distribution chart, Anadolu Hayat Emeklilik AS ranks #34 out of 496 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Anadolu Hayat Emeklilik AS has a GF Score™ of 48/100, reflecting its overall financial health beyond just this single metric.
How does Anadolu Hayat Emeklilik AS's Return-on-Tangible-Equity compare to AFL and MET?
According to the Insurance industry distribution chart, Anadolu Hayat Emeklilik AS ranks #34 out of 496 companies for Return-on-Tangible-Equity. This places Anadolu Hayat Emeklilik AS in the top 7% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Equity is 13.43. Anadolu Hayat Emeklilik AS's value of 51.38% is 282.6% above this benchmark. Historically, Anadolu Hayat Emeklilik AS's own Return-on-Tangible-Equity has ranged from 23.98 to 59.42 over the past decade. While the company's 10-year median is 39.02 vs. the industry median of 13.43, Anadolu Hayat Emeklilik AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for an Insurance company?
The median Return-on-Tangible-Equity among Insurance companies is 13.43, based on 496 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Anadolu Hayat Emeklilik AS's current Return-on-Tangible-Equity of 51.38% is 282.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Anadolu Hayat Emeklilik AS and its competitors. For the Insurance industry, the median Return-on-Tangible-Equity is 13.43 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Anadolu Hayat Emeklilik AS's current Return-on-Tangible-Equity is 51.38%, which is 32% above median its own 10-year median of 39.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Anadolu Hayat Emeklilik AS stock overvalued right now?
Anadolu Hayat Emeklilik AS (AELIY) has a current Return-on-Tangible-Equity of 51.38%. The stock's GF Value™ is $8.55, compared to a current price of $8.22 — trading 3.9% below its estimated fair value. The current Return-on-Tangible-Equity is 51.38%, which is 32% above median its 10-year median of 39.02 and 282.6% above the Insurance industry median of 13.43. Anadolu Hayat Emeklilik AS's overall GF Score™ is 48/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Anadolu Hayat Emeklilik AS (AELIY), the current Return-on-Tangible-Equity is 51.38% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Anadolu Hayat Emeklilik AS (AELIY) Overvalued in 2026?
Based on GuruFocus' analysis, Anadolu Hayat Emeklilik AS stock appears to be undervalued.
The current stock price of $8.22 is trading 3.9% below its estimated GF Value™ of $8.55.
Key valuation signals for AELIY:
Return-on-Tangible-Equity: 51.38% (32% above median its 10-year median of 39.02)
GF Value™: $8.55 vs. price of $8.22 (3.9% below fair value)
Industry Position: 282.6% above the Insurance median (#34 of 496)
No single metric tells the full story. See the AELIY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Anadolu Hayat Emeklilik AS is engaged in the provision of insurance services in Turkey. The activities of the company involve providing individual and group insurance and reinsurance services relating to group life, individual life, retirement and related personal accident branches, establishing retirement funds, developing internal rules and regulations related to these funds. It also engages in portfolio management, custody contracts and establishes retirement funds.
48GF Score
Get the complete analysis for AELIY
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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