H P Cotton Textile Mills (BOM:502873) Interest Coverage: 0.97 (As of Mar. 2026) — 13% Below Median

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BOM:502873 H P Cotton Textile Mills Ltd BOM:502873
62 GF Score
Price ₹103.95
GF Value ₹169.24
Valuation Significantly Undervalued
! 3 Warning Signs
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What is H P Cotton Textile Mills Interest Coverage?

H P Cotton Textile Mills BOM:502873 62 Interest Coverage is 0.97 as of Mar. 2026, which is 13% below its 10-year median of 1.12. GuruFocus rates BOM:502873 with a GF Score™ of 62/100 and a GF Value™ of ₹169.24 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 735 Manufacturing - Apparel & Accessories companies, H P Cotton Textile Mills ranks worse than 84.63% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. H P Cotton Textile Mills's Operating Income for the three months ended in Mar. 2026 was ₹15 Mil. H P Cotton Textile Mills's Interest Expense for the three months ended in Mar. 2026 was ₹-15 Mil. H P Cotton Textile Mills's interest coverage for the quarter that ended in Mar. 2026 was 0.97. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for H P Cotton Textile Mills's Interest Coverage or its related term are showing as below:

BOM:502873' s Interest Coverage Range Over the Past 10 Years
Min: 0.12   Med: 1.12   Max: 4.01
Current: 1.28


BOM:502873's Interest Coverage is ranked worse than
84.63% of 735 companies
in the Manufacturing - Apparel & Accessories industry
Industry Median: 5.3 vs BOM:502873: 1.28

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


H P Cotton Textile Mills  (BOM:502873) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


H P Cotton Textile Mills Interest Coverage Related Terms


H P Cotton Textile Mills Interest Coverage Historical Data

* Premium members only.

The historical data trend for H P Cotton Textile Mills's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

H P Cotton Textile Mills Interest Coverage Chart

H P Cotton Textile Mills Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.01 0.00 0.12 1.36 1.28

H P Cotton Textile Mills Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.43 1.63 1.23 1.23 0.97

H P Cotton Textile Mills Interest Coverage Competitor Comparison

For the Textile Manufacturing subindustry, H P Cotton Textile Mills's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


H P Cotton Textile Mills Interest Coverage vs Manufacturing - Apparel & Accessories Industry

For the Manufacturing - Apparel & Accessories industry and Consumer Cyclical sector, H P Cotton Textile Mills's Interest Coverage distribution charts can be found below:

* The bar in red indicates where H P Cotton Textile Mills's Interest Coverage falls into.


BOM:502873
62GF Score
H P Cotton Textile Mills Ltd BOM:502873
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

H P Cotton Textile Mills Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

H P Cotton Textile Mills's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, H P Cotton Textile Mills's Interest Expense was ₹-65 Mil. Its Operating Income was ₹83 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹152 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*83.4/-65.4
=1.28

H P Cotton Textile Mills's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, H P Cotton Textile Mills's Interest Expense was ₹-15 Mil. Its Operating Income was ₹15 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹152 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*14.5/-15
=0.97

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0.97 mean?
H P Cotton Textile Mills (BOM:502873) has a Interest Coverage of 0.97 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on H P Cotton Textile Mills and its competitors. This is 13% below median its historical median of 1.12. Over the past decade, H P Cotton Textile Mills' Interest Coverage has ranged from 0.12 to 4.01. According to the industry distribution chart, H P Cotton Textile Mills ranks #622 out of 735 companies in the Manufacturing - Apparel & Accessories industry, placing it in the top 84.6%.
Is H P Cotton Textile Mills' Interest Coverage too high?
H P Cotton Textile Mills' current Interest Coverage of 0.97 is 13% below median its 10-year median of 1.12. Over the past 10 years, this metric has ranged from a low of 0.12 to a high of 4.01. The Manufacturing - Apparel & Accessories industry median Interest Coverage is 5.30. H P Cotton Textile Mills' value of 0.97 is 81.7% below this industry median. Based on the distribution chart, H P Cotton Textile Mills ranks #622 out of 735 companies in the Manufacturing - Apparel & Accessories industry, which is in the bottom quartile relative to peers. Overall, H P Cotton Textile Mills has a GF Score™ of 62/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does H P Cotton Textile Mills' Interest Coverage compare to competitors?
According to the Manufacturing - Apparel & Accessories industry distribution chart, H P Cotton Textile Mills ranks #622 out of 735 companies for Interest Coverage. This places H P Cotton Textile Mills in the lower half of its industry. The industry median Interest Coverage is 5.30. H P Cotton Textile Mills' value of 0.97 is 81.7% below this benchmark. Historically, H P Cotton Textile Mills' own Interest Coverage has ranged from 0.12 to 4.01 over the past decade. While the company's 10-year median is 1.12 vs. the industry median of 5.30, H P Cotton Textile Mills has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Manufacturing - Apparel & Accessories company?
The median Interest Coverage among Manufacturing - Apparel & Accessories companies is 5.30, based on 735 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. H P Cotton Textile Mills's current Interest Coverage of 0.97 is 81.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on H P Cotton Textile Mills and its competitors. For the Manufacturing - Apparel & Accessories industry, the median Interest Coverage is 5.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. H P Cotton Textile Mills's current Interest Coverage is 0.97, which is 13% below median its own 10-year median of 1.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is H P Cotton Textile Mills stock overvalued right now?
Based on GuruFocus' analysis, H P Cotton Textile Mills (BOM:502873) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹169.24, compared to a current price of ₹103.95 — trading 38.6% below its estimated fair value. The current Interest Coverage is 0.97, which is 13% below median its 10-year median of 1.12 and 81.7% below the Manufacturing - Apparel & Accessories industry median of 5.30. H P Cotton Textile Mills' overall GF Score™ is 62/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For H P Cotton Textile Mills (BOM:502873), the current Interest Coverage is 0.97 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is H P Cotton Textile Mills (BOM:502873) Overvalued in 2026?

Based on GuruFocus' analysis, H P Cotton Textile Mills stock appears to be undervalued. The current stock price of ₹103.95 is trading 38.6% below its estimated GF Value™ of ₹169.24. GuruFocus considers H P Cotton Textile Mills to be Significantly Undervalued.

Key valuation signals for BOM:502873:

  • Interest Coverage: 0.97 (13% below median its 10-year median of 1.12)
  • GF Value™: ₹169.24 vs. price of ₹103.95 (38.6% below fair value)
  • GF Score™: 62/100 with 3 warning signs
  • Industry Position: 81.7% below the Manufacturing - Apparel & Accessories median (#622 of 735)

No single metric tells the full story. See the BOM:502873 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


H P Cotton Textile Mills Business Description

Address 1 & 2, Old Ishwar Nagar, Mathura Road, F (0), The Mira Corporate Suites, New Delhi, IND, 110065
H P Cotton Textile Mills Ltd manufactures cotton yarns and threads and is an exporter of cotton specialty yarns and cotton sewing threads. The Company operates in only one segment, which is the manufacturing of Threads. It manufactures two types of threads namely sewing threads and hosiery yarn. Its product portfolio includes Crocheta Crochet Threads, Peecock Hand Knitting Yarn, Embroidery Threads, Lace Threads, Patchwork and Quilting, Kite Flying Thread, Cotton Sewing Threads, and Mercerized Cotton RFD Threads. Geographically, the company generates sales both in India and internationally, with a vast majority of its revenue derived from sewing thread products exported to markets outside India.
62GF Score

Get the complete analysis for BOM:502873

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹103.95
Price
₹169.24
GF Value