Capital Industrial Financial Services Group (FRA:CGG) Interest Coverage: 82.70 (As of Dec. 2025) — 288% Above Median


FRA:CGG Capital Industrial Financial Services Group Ltd FRA:CGG
47 GF Score
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! 4 Warning Signs
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What is Capital Industrial Financial Services Group Interest Coverage?

Capital Industrial Financial Services Group FRA:CGG 47 Interest Coverage is 82.70 as of Dec. 2025, which is 288% above its 10-year median of 21.31. GuruFocus rates FRA:CGG with a GF Score™ of 47/100. The stock has 4 warning signs investors should review. Among 164 Credit Services companies, Capital Industrial Financial Services Group ranks better than 54.27% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Capital Industrial Financial Services Group's Operating Income for the six months ended in Dec. 2025 was €3.56 Mil. Capital Industrial Financial Services Group's Interest Expense for the six months ended in Dec. 2025 was €-0.04 Mil. Capital Industrial Financial Services Group's interest coverage for the quarter that ended in Dec. 2025 was 82.70. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Capital Industrial Financial Services Group Ltd has enough cash to cover all of its debt. Its financial situation is stable.

The historical rank and industry rank for Capital Industrial Financial Services Group's Interest Coverage or its related term are showing as below:

FRA:CGG' s Interest Coverage Range Over the Past 10 Years
Min: 6.3   Med: 21.31   Max: 66.57
Current: 66.57


FRA:CGG's Interest Coverage is ranked better than
54.27% of 164 companies
in the Credit Services industry
Industry Median: 49.41 vs FRA:CGG: 66.57

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Capital Industrial Financial Services Group  (FRA:CGG) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Capital Industrial Financial Services Group Interest Coverage Related Terms


Capital Industrial Financial Services Group Interest Coverage Historical Data

* Premium members only.

The historical data trend for Capital Industrial Financial Services Group's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Capital Industrial Financial Services Group Interest Coverage Chart

Capital Industrial Financial Services Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.16 6.30 27.65 62.52 66.68

Capital Industrial Financial Services Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.59 56.39 116.22 47.86 82.70

FRA:CGG vs V, MA, AXP: Interest Coverage Comparison

For the Credit Services subindustry, Capital Industrial Financial Services Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Capital Industrial Financial Services Group Interest Coverage vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Capital Industrial Financial Services Group's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Capital Industrial Financial Services Group's Interest Coverage falls into.


FRA:CGG
47GF Score
Capital Industrial Financial Services Group Ltd FRA:CGG
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Capital Industrial Financial Services Group Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Capital Industrial Financial Services Group's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Capital Industrial Financial Services Group's Interest Expense was €-0.08 Mil. Its Operating Income was €5.27 Mil. And its Long-Term Debt & Capital Lease Obligation was €2.11 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*5.268/-0.079
=66.68

Capital Industrial Financial Services Group's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, Capital Industrial Financial Services Group's Interest Expense was €-0.04 Mil. Its Operating Income was €3.56 Mil. And its Long-Term Debt & Capital Lease Obligation was €2.11 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*3.556/-0.043
=82.70

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 82.70 mean?
Capital Industrial Financial Services Group (FRA:CGG) has a Interest Coverage of 82.70 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Capital Industrial Financial Services Group and its competitors. This is 288% above median its historical median of 21.31. Over the past decade, Capital Industrial Financial Services Group's Interest Coverage has ranged from 6.30 to 66.57. According to the industry distribution chart, Capital Industrial Financial Services Group ranks #75 out of 164 companies in the Credit Services industry, placing it in the top 45.7%.
Is Capital Industrial Financial Services Group's Interest Coverage too high?
Capital Industrial Financial Services Group's current Interest Coverage of 82.70 is 288% above median its 10-year median of 21.31. Over the past 10 years, this metric has ranged from a low of 6.30 to a high of 66.57. The Credit Services industry median Interest Coverage is 49.41. Capital Industrial Financial Services Group's value of 82.70 is 67.4% above this industry median. Based on the distribution chart, Capital Industrial Financial Services Group ranks #75 out of 164 companies in the Credit Services industry, which is above the industry midpoint. Overall, Capital Industrial Financial Services Group has a GF Score™ of 47/100, reflecting its overall financial health beyond just this single metric.
How does Capital Industrial Financial Services Group's Interest Coverage compare to V and MA?
According to the Credit Services industry distribution chart, Capital Industrial Financial Services Group ranks #75 out of 164 companies for Interest Coverage. This puts Capital Industrial Financial Services Group in the upper half of its industry. The industry median Interest Coverage is 49.41. Capital Industrial Financial Services Group's value of 82.70 is 67.4% above this benchmark. Historically, Capital Industrial Financial Services Group's own Interest Coverage has ranged from 6.30 to 66.57 over the past decade. While the company's 10-year median is 21.31 vs. the industry median of 49.41, Capital Industrial Financial Services Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Credit Services company?
The median Interest Coverage among Credit Services companies is 49.41, based on 164 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Capital Industrial Financial Services Group's current Interest Coverage of 82.70 is 67.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Capital Industrial Financial Services Group and its competitors. For the Credit Services industry, the median Interest Coverage is 49.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Capital Industrial Financial Services Group's current Interest Coverage is 82.70, which is 288% above median its own 10-year median of 21.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Capital Industrial Financial Services Group stock overvalued right now?
Capital Industrial Financial Services Group (FRA:CGG) has a current Interest Coverage of 82.70. The current Interest Coverage is 82.70, which is 288% above median its 10-year median of 21.31 and 67.4% above the Credit Services industry median of 49.41. Capital Industrial Financial Services Group's overall GF Score™ is 47/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Capital Industrial Financial Services Group (FRA:CGG), the current Interest Coverage is 82.70 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Capital Industrial Financial Services Group Business Description

Other Exchanges 00730:Hong Kong
Address 39 Gloucester Road, Suite 803, 8th Floor, Harcourt House, Wanchai, Hong Kong, HKG
Capital Industrial Financial Services Group Ltd is an investment holding company engaged in the provision of sale and leaseback arrangements services, property leasing services, supply chain management business, asset management, and consultancy services. Its operating divisions are sale and leaseback arrangements services, property leasing services, and supply chain management and financial technology business. The majority of revenue is from supply chain management and financial technology business. The group operates in two principal geographical areas: the Chinese Mainland and Hong Kong.
47GF Score

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Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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