Capital Industrial Financial Services Group (FRA:CGG) ROA %: 1.00% (As of Dec. 2025) — 113% Above Median


FRA:CGG Capital Industrial Financial Services Group Ltd FRA:CGG
47 GF Score
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! 4 Warning Signs
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What is Capital Industrial Financial Services Group ROA %?

Capital Industrial Financial Services Group FRA:CGG 47 ROA % is 1.00% as of Dec. 2025, which is 113% above its 10-year median of 0.47. GuruFocus rates FRA:CGG with a GF Score™ of 47/100. The stock has 4 warning signs investors should review. Among 545 Credit Services companies, Capital Industrial Financial Services Group ranks worse than 52.84% on this metric.

ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Capital Industrial Financial Services Group's annualized Net Income for the quarter that ended in Dec. 2025 was €2.07 Mil. Capital Industrial Financial Services Group's average Total Assets over the quarter that ended in Dec. 2025 was €206.54 Mil. Therefore, Capital Industrial Financial Services Group's annualized ROA % for the quarter that ended in Dec. 2025 was 1.00%.

The historical rank and industry rank for Capital Industrial Financial Services Group's ROA % or its related term are showing as below:

FRA:CGG' s ROA % Range Over the Past 10 Years
Min: -2.81   Med: 0.47   Max: 1.64
Current: 1.56

During the past 13 years, Capital Industrial Financial Services Group's highest ROA % was 1.64%. The lowest was -2.81%. And the median was 0.47%.

FRA:CGG's ROA % is ranked worse than
52.84% of 545 companies
in the Credit Services industry
Industry Median: 1.92 vs FRA:CGG: 1.56

Capital Industrial Financial Services Group  (FRA:CGG) ROA % Explanation

ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A bank’s ROA % is typically well under 2%.

Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:

ROA %(Q: Dec. 2025 )
=Net Income/Total Assets
=2.068/206.54
=(Net Income / Revenue)*(Revenue / Total Assets)
=(2.068 / 23.654)*(23.654 / 206.54)
=Net Margin %*Asset Turnover
=8.74 %*0.1145
=1.00 %

Note: The Net Income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.

E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.


Capital Industrial Financial Services Group ROA % Related Terms


Capital Industrial Financial Services Group ROA % Historical Data

* Premium members only.

The historical data trend for Capital Industrial Financial Services Group's ROA % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Capital Industrial Financial Services Group ROA % Chart

Capital Industrial Financial Services Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROA %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.26 0.69 1.61 1.55 1.47

Capital Industrial Financial Services Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
ROA % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.02 1.89 1.15 2.01 1.00

FRA:CGG vs V, MA, AXP: ROA % Comparison

For the Credit Services subindustry, Capital Industrial Financial Services Group's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Capital Industrial Financial Services Group ROA % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Capital Industrial Financial Services Group's ROA % distribution charts can be found below:

* The bar in red indicates where Capital Industrial Financial Services Group's ROA % falls into.


FRA:CGG
47GF Score
Capital Industrial Financial Services Group Ltd FRA:CGG
ROA % is just one metric. See GF Score™, valuation, warning signs, and more.
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Capital Industrial Financial Services Group ROA % Calculation

Capital Industrial Financial Services Group's annualized ROA % for the fiscal year that ended in Dec. 2025 is calculated as:

ROA %=Net Income (A: Dec. 2025 )/( (Total Assets (A: Dec. 2024 )+Total Assets (A: Dec. 2025 ))/ count )
=3.212/( (229.496+207.217)/ 2 )
=3.212/218.3565
=1.47 %

Capital Industrial Financial Services Group's annualized ROA % for the quarter that ended in Dec. 2025 is calculated as:

ROA %=Net Income (Q: Dec. 2025 )/( (Total Assets (Q: Jun. 2025 )+Total Assets (Q: Dec. 2025 ))/ count )
=2.068/( (205.863+207.217)/ 2 )
=2.068/206.54
=1.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is two times the semi-annual (Dec. 2025) net income data. ROA % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROA % →
What does a ROA % of 1.00% mean?
Capital Industrial Financial Services Group (FRA:CGG) has a ROA % of 1.00% as of Dec. 2025. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Capital Industrial Financial Services Group and its competitors. This is 113% above median its historical median of 0.47. According to the industry distribution chart, Capital Industrial Financial Services Group ranks #288 out of 545 companies in the Credit Services industry, placing it in the top 52.8%.
Is Capital Industrial Financial Services Group's ROA % too high?
Capital Industrial Financial Services Group's current ROA % of 1.00% is 113% above median its 10-year median of 0.47. The Credit Services industry median ROA % is 1.92. Capital Industrial Financial Services Group's value of 1.00% is 47.9% below this industry median. Based on the distribution chart, Capital Industrial Financial Services Group ranks #288 out of 545 companies in the Credit Services industry, which is below the industry midpoint. Overall, Capital Industrial Financial Services Group has a GF Score™ of 47/100, reflecting its overall financial health beyond just this single metric.
How does Capital Industrial Financial Services Group's ROA % compare to V and MA?
According to the Credit Services industry distribution chart, Capital Industrial Financial Services Group ranks #288 out of 545 companies for ROA %. This places Capital Industrial Financial Services Group in the lower half of its industry. The industry median ROA % is 1.92. Capital Industrial Financial Services Group's value of 1.00% is 47.9% below this benchmark. While the company's 10-year median is 0.47 vs. the industry median of 1.92, Capital Industrial Financial Services Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Credit Services company?
The median ROA % among Credit Services companies is 1.92, based on 545 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Capital Industrial Financial Services Group's current ROA % of 1.00% is 47.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Capital Industrial Financial Services Group and its competitors. For the Credit Services industry, the median ROA % is 1.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Capital Industrial Financial Services Group's current ROA % is 1.00%, which is 113% above median its own 10-year median of 0.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Capital Industrial Financial Services Group stock overvalued right now?
Capital Industrial Financial Services Group (FRA:CGG) has a current ROA % of 1.00%. The current ROA % is 1.00%, which is 113% above median its 10-year median of 0.47 and 47.9% below the Credit Services industry median of 1.92. Capital Industrial Financial Services Group's overall GF Score™ is 47/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Capital Industrial Financial Services Group (FRA:CGG), the current ROA % is 1.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Capital Industrial Financial Services Group Business Description

Other Exchanges 00730:Hong Kong
Address 39 Gloucester Road, Suite 803, 8th Floor, Harcourt House, Wanchai, Hong Kong, HKG
Capital Industrial Financial Services Group Ltd is an investment holding company engaged in the provision of sale and leaseback arrangements services, property leasing services, supply chain management business, asset management, and consultancy services. Its operating divisions are sale and leaseback arrangements services, property leasing services, and supply chain management and financial technology business. The majority of revenue is from supply chain management and financial technology business. The group operates in two principal geographical areas: the Chinese Mainland and Hong Kong.
47GF Score

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ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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