XJ International Holdings CoFRA:HE1 54 Interest Coverage is 5.52 as of Feb. 2026, which is 116% above its 10-year median of 2.55. GuruFocus rates FRA:HE1 with a GF Score™ of 54/100 and a GF Value™ of €0.03. The stock has 5 warning signs investors should review. Among 195 Education companies, XJ International Holdings Co ranks worse than 75.38% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. XJ International Holdings Co's
Operating Income
for the
six
months ended in Feb. 2026 was €67.8 Mil. XJ International Holdings Co's Interest Expense for the
six
months ended in Feb. 2026 was €-12.3 Mil.
XJ International Holdings Co's interest coverage for the quarter that ended in Feb. 2026 was 5.52.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for XJ International Holdings Co's Interest Coverage or its related term are showing as below:
FRA:HE1'
s Interest Coverage Range Over the Past 10 Years
Min: 0.98 Med: 2.55 Max: 3.83
Current: 3.83
FRA:HE1's Interest Coverage is ranked worse than 75.38% of 195
companies
in the Education industry
Industry Median: 12.93
vs FRA:HE1: 3.83
XJ International Holdings Co (FRA:HE1) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
XJ International Holdings Co Interest Coverage Related Terms
XJ International Holdings Co Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
XJ International Holdings Co Interest Coverage Chart
FRA:HE1 vs EDU, TAL, LAUR: Interest Coverage Comparison
For the Education & Training Services subindustry, XJ International Holdings Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
XJ International Holdings Co Interest Coverage vs Education Industry
For the Education industry and Consumer Defensive sector, XJ International Holdings Co's Interest Coverage distribution charts can be found below:
* The bar in red indicates where XJ International Holdings Co's Interest Coverage falls into.
XJ International Holdings Co Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XJ International Holdings Co (FRA:HE1) has a Interest Coverage of 5.52 as of Feb. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on XJ International Holdings Co and its competitors. This is 116% above median its historical median of 2.55. Over the past decade, XJ International Holdings Co's Interest Coverage has ranged from 0.98 to 3.83. According to the industry distribution chart, XJ International Holdings Co ranks #147 out of 195 companies in the Education industry, placing it in the top 75.4%.
Is XJ International Holdings Co's Interest Coverage too high?
XJ International Holdings Co's current Interest Coverage of 5.52 is 116% above median its 10-year median of 2.55. Over the past 10 years, this metric has ranged from a low of 0.98 to a high of 3.83. The Education industry median Interest Coverage is 12.93. XJ International Holdings Co's value of 5.52 is 57.3% below this industry median. Based on the distribution chart, XJ International Holdings Co ranks #147 out of 195 companies in the Education industry, which is in the bottom quartile relative to peers. Overall, XJ International Holdings Co has a GF Score™ of 54/100, reflecting its overall financial health beyond just this single metric.
How does XJ International Holdings Co's Interest Coverage compare to EDU and TAL?
According to the Education industry distribution chart, XJ International Holdings Co ranks #147 out of 195 companies for Interest Coverage. This places XJ International Holdings Co in the lower half of its industry. The industry median Interest Coverage is 12.93. XJ International Holdings Co's value of 5.52 is 57.3% below this benchmark. Historically, XJ International Holdings Co's own Interest Coverage has ranged from 0.98 to 3.83 over the past decade. While the company's 10-year median is 2.55 vs. the industry median of 12.93, XJ International Holdings Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Education company?
The median Interest Coverage among Education companies is 12.93, based on 195 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. XJ International Holdings Co's current Interest Coverage of 5.52 is 57.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on XJ International Holdings Co and its competitors. For the Education industry, the median Interest Coverage is 12.93 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. XJ International Holdings Co's current Interest Coverage is 5.52, which is 116% above median its own 10-year median of 2.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is XJ International Holdings Co stock overvalued right now?
XJ International Holdings Co (FRA:HE1) has a current Interest Coverage of 5.52. The stock's GF Value™ is €0.03, compared to a current price of €0.02 — trading 43.3% below its estimated fair value. The current Interest Coverage is 5.52, which is 116% above median its 10-year median of 2.55 and 57.3% below the Education industry median of 12.93. XJ International Holdings Co's overall GF Score™ is 54/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For XJ International Holdings Co (FRA:HE1), the current Interest Coverage is 5.52 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is XJ International Holdings Co (FRA:HE1) Overvalued in 2026?
Based on GuruFocus' analysis, XJ International Holdings Co stock appears to be undervalued.
The current stock price of €0.02 is trading 43.3% below its estimated GF Value™ of €0.03.
Key valuation signals for FRA:HE1:
Interest Coverage: 5.52 (116% above median its 10-year median of 2.55)
GF Value™: €0.03 vs. price of €0.02 (43.3% below fair value)
Industry Position: 57.3% below the Education median (#147 of 195)
No single metric tells the full story. See the FRA:HE1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
XJ International Holdings Co Ltd formerly Hope Education Group Co Ltd is an investment holding company engaged in providing educational services. The company operates higher educational schools which include universities and junior colleges. Some of its colleges are Southwest Jiaotong University Hope Colleges, Business College of Guizhou University of Finance and Economics, Sichuan TOP IT Vocational Institute, and One Technical College among others. Its operating segments are the Domestic education which is the key revenue generating segment, global education segment and others. The company generates its revenue from tuition fees, boarding fees, sales of books and daily necessities, and others. Geographically company also operates in Malaysia, Thailand and Hungary.
54GF Score
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