XJ International Holdings Co (FRA:HE1) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:HE1 XJ International Holdings Co Ltd FRA:HE1
54 GF Score
Price €0.02
GF Value €0.03
! 5 Warning Signs
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What is XJ International Holdings Co Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

FRA:HE1
54GF Score
XJ International Holdings Co Ltd FRA:HE1
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is XJ International Holdings Co (FRA:HE1) Overvalued in 2026?

Based on GuruFocus' analysis, XJ International Holdings Co stock appears to be undervalued. The current stock price of €0.02 is trading 43.3% below its estimated GF Value™ of €0.03.

Key valuation signals for FRA:HE1:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: €0.03 vs. price of €0.02 (43.3% below fair value)
  • GF Score™: 54/100 with 5 warning signs

No single metric tells the full story. See the FRA:HE1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

XJ International Holdings Co Business Description

Other Exchanges 01765:Hong Kong
Address No. 2000 Xi Qu Avenue, 40th Floor, Dah Sing Financial Centre, Sichuan TOP IT Vocational Institute, Pidu District, Hong Kong, HKG, 610091
XJ International Holdings Co Ltd formerly Hope Education Group Co Ltd is an investment holding company engaged in providing educational services. The company operates higher educational schools which include universities and junior colleges. Some of its colleges are Southwest Jiaotong University Hope Colleges, Business College of Guizhou University of Finance and Economics, Sichuan TOP IT Vocational Institute, and One Technical College among others. Its operating segments are the Domestic education which is the key revenue generating segment, global education segment and others. The company generates its revenue from tuition fees, boarding fees, sales of books and daily necessities, and others. Geographically company also operates in Malaysia, Thailand and Hungary.
54GF Score

Get the complete analysis for FRA:HE1

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.02
Price
€0.03
GF Value