XJ International Holdings Co (FRA:HE1) ROE %: 12.58% (As of Feb. 2026) — 81% Above Median


FRA:HE1 XJ International Holdings Co Ltd FRA:HE1
54 GF Score
Price €0.02
GF Value €0.03
! 5 Warning Signs
View Full Analysis

What is XJ International Holdings Co ROE %?

XJ International Holdings Co FRA:HE1 54 ROE % is 12.58% as of Feb. 2026, which is 81% above its 10-year median of 6.96. GuruFocus rates FRA:HE1 with a GF Score™ of 54/100 and a GF Value™ of €0.03. The stock has 5 warning signs investors should review. Among 260 Education companies, XJ International Holdings Co ranks better than 50.38% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. XJ International Holdings Co's annualized net income for the quarter that ended in Feb. 2026 was €151.9 Mil. XJ International Holdings Co's average Total Stockholders Equity over the quarter that ended in Feb. 2026 was €1,207.6 Mil. Therefore, XJ International Holdings Co's annualized ROE % for the quarter that ended in Feb. 2026 was 12.58%.

The historical rank and industry rank for XJ International Holdings Co's ROE % or its related term are showing as below:

FRA:HE1' s ROE % Range Over the Past 10 Years
Min: 2.47   Med: 6.96   Max: 32.6
Current: 7.31

During the past 8 years, XJ International Holdings Co's highest ROE % was 32.60%. The lowest was 2.47%. And the median was 6.96%.

FRA:HE1's ROE % is ranked better than
50.38% of 260 companies
in the Education industry
Industry Median: 7.3 vs FRA:HE1: 7.31

XJ International Holdings Co  (FRA:HE1) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Feb. 2026 )
=Net Income/Total Stockholders Equity
=151.928/1207.619
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(151.928 / 501.312)*(501.312 / 2441.298)*(2441.298 / 1207.619)
=Net Margin %*Asset Turnover*Equity Multiplier
=30.31 %*0.2053*2.0216
=ROA %*Equity Multiplier
=6.22 %*2.0216
=12.58 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Feb. 2026 )
=Net Income/Total Stockholders Equity
=151.928/1207.619
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Operating Income) * (Operating Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (151.928 / 169.512) * (169.512 / 135.56) * (135.56 / 501.312) * (501.312 / 2441.298) * (2441.298 / 1207.619)
= Tax Burden * Interest Burden * Operating Margin % * Asset Turnover * Equity Multiplier
= 0.8963 * 1.2505 * 27.04 % * 0.2053 * 2.0216
=12.58 %

Note: The net income data used here is two times the semi-annual (Feb. 2026) net income data. The Revenue data used here is two times the semi-annual (Feb. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


XJ International Holdings Co ROE % Related Terms


XJ International Holdings Co ROE % Historical Data

* Premium members only.

The historical data trend for XJ International Holdings Co's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

XJ International Holdings Co ROE % Chart

XJ International Holdings Co Annual Data
Trend Dec17 Dec18 Dec19 Aug21 Aug22 Aug23 Aug24 Aug25
ROE %
Get a 7-Day Free Trial 9.87 5.88 2.38 6.94 3.99

XJ International Holdings Co Semi-Annual Data
Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Feb21 Aug21 Feb22 Aug22 Feb23 Aug23 Feb24 Aug24 Feb25 Aug25 Feb26
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.30 8.62 6.74 1.55 12.58

FRA:HE1 vs EDU, TAL, LAUR: ROE % Comparison

For the Education & Training Services subindustry, XJ International Holdings Co's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


XJ International Holdings Co ROE % vs Education Industry

For the Education industry and Consumer Defensive sector, XJ International Holdings Co's ROE % distribution charts can be found below:

* The bar in red indicates where XJ International Holdings Co's ROE % falls into.


FRA:HE1
54GF Score
XJ International Holdings Co Ltd FRA:HE1
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

XJ International Holdings Co ROE % Calculation

XJ International Holdings Co's annualized ROE % for the fiscal year that ended in Aug. 2025 is calculated as

ROE %=Net Income (A: Aug. 2025 )/( (Total Stockholders Equity (A: Aug. 2024 )+Total Stockholders Equity (A: Aug. 2025 ))/ count )
=46.081/( (1161.307+1147.796)/ 2 )
=46.081/1154.5515
=3.99 %

XJ International Holdings Co's annualized ROE % for the quarter that ended in Feb. 2026 is calculated as

ROE %=Net Income (Q: Feb. 2026 )/( (Total Stockholders Equity (Q: Aug. 2025 )+Total Stockholders Equity (Q: Feb. 2026 ))/ count )
=151.928/( (1147.796+1267.442)/ 2 )
=151.928/1207.619
=12.58 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is two times the semi-annual (Feb. 2026) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of 12.58% mean?
XJ International Holdings Co (FRA:HE1) has a ROE % of 12.58% as of Feb. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on XJ International Holdings Co and its competitors. This is 81% above median its historical median of 6.96. Over the past decade, XJ International Holdings Co's ROE % has ranged from 2.47 to 32.60. According to the industry distribution chart, XJ International Holdings Co ranks #129 out of 260 companies in the Education industry, placing it in the top 49.6%.
Is XJ International Holdings Co's ROE % too high?
XJ International Holdings Co's current ROE % of 12.58% is 81% above median its 10-year median of 6.96. Over the past 10 years, this metric has ranged from a low of 2.47 to a high of 32.60. The Education industry median ROE % is 7.30. XJ International Holdings Co's value of 12.58% is 72.3% above this industry median. Based on the distribution chart, XJ International Holdings Co ranks #129 out of 260 companies in the Education industry, which is above the industry midpoint. Overall, XJ International Holdings Co has a GF Score™ of 54/100, reflecting its overall financial health beyond just this single metric.
How does XJ International Holdings Co's ROE % compare to EDU and TAL?
According to the Education industry distribution chart, XJ International Holdings Co ranks #129 out of 260 companies for ROE %. This puts XJ International Holdings Co in the upper half of its industry. The industry median ROE % is 7.30. XJ International Holdings Co's value of 12.58% is 72.3% above this benchmark. Historically, XJ International Holdings Co's own ROE % has ranged from 2.47 to 32.60 over the past decade. While the company's 10-year median is 6.96 vs. the industry median of 7.30, XJ International Holdings Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for an Education company?
The median ROE % among Education companies is 7.30, based on 260 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. XJ International Holdings Co's current ROE % of 12.58% is 72.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on XJ International Holdings Co and its competitors. For the Education industry, the median ROE % is 7.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. XJ International Holdings Co's current ROE % is 12.58%, which is 81% above median its own 10-year median of 6.96. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is XJ International Holdings Co stock overvalued right now?
XJ International Holdings Co (FRA:HE1) has a current ROE % of 12.58%. The stock's GF Value™ is €0.03, compared to a current price of €0.02 — trading 43.3% below its estimated fair value. The current ROE % is 12.58%, which is 81% above median its 10-year median of 6.96 and 72.3% above the Education industry median of 7.30. XJ International Holdings Co's overall GF Score™ is 54/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For XJ International Holdings Co (FRA:HE1), the current ROE % is 12.58% as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is XJ International Holdings Co (FRA:HE1) Overvalued in 2026?

Based on GuruFocus' analysis, XJ International Holdings Co stock appears to be undervalued. The current stock price of €0.02 is trading 43.3% below its estimated GF Value™ of €0.03.

Key valuation signals for FRA:HE1:

  • ROE %: 12.58% (81% above median its 10-year median of 6.96)
  • GF Value™: €0.03 vs. price of €0.02 (43.3% below fair value)
  • GF Score™: 54/100 with 5 warning signs
  • Industry Position: 72.3% above the Education median (#129 of 260)

No single metric tells the full story. See the FRA:HE1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


XJ International Holdings Co Business Description

Other Exchanges 01765:Hong Kong
Address No. 2000 Xi Qu Avenue, 40th Floor, Dah Sing Financial Centre, Sichuan TOP IT Vocational Institute, Pidu District, Hong Kong, HKG, 610091
XJ International Holdings Co Ltd formerly Hope Education Group Co Ltd is an investment holding company engaged in providing educational services. The company operates higher educational schools which include universities and junior colleges. Some of its colleges are Southwest Jiaotong University Hope Colleges, Business College of Guizhou University of Finance and Economics, Sichuan TOP IT Vocational Institute, and One Technical College among others. Its operating segments are the Domestic education which is the key revenue generating segment, global education segment and others. The company generates its revenue from tuition fees, boarding fees, sales of books and daily necessities, and others. Geographically company also operates in Malaysia, Thailand and Hungary.
54GF Score

Get the complete analysis for FRA:HE1

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.02
Price
€0.03
GF Value