Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
XJ International Holdings CoFRA:HE1 54 Net Debt Paydown Yield % is 121.80% as of Aug. 08, 2026, which is 3648% above its 10-year median of 3.25. GuruFocus rates FRA:HE1 with a GF Score™ of 54/100 and a GF Value™ of €0.03. The stock has 5 warning signs investors should review. Among 225 Education companies, XJ International Holdings Co ranks better than 98.67% on this metric.
Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt.
As of today, XJ International Holdings Co's Net Debt Paydown Yield % was 121.80%.
XJ International Holdings Co (FRA:HE1) Net Debt Paydown Yield % Explanation
Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.
In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XJ International Holdings Co Net Debt Paydown Yield % Chart
FRA:HE1 vs EDU, TAL, LAUR: Net Debt Paydown Yield % Comparison
For the Education & Training Services subindustry, XJ International Holdings Co's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
XJ International Holdings Co Net Debt Paydown Yield % vs Education Industry
For the Education industry and Consumer Defensive sector, XJ International Holdings Co's Net Debt Paydown Yield % distribution charts can be found below:
* The bar in red indicates where XJ International Holdings Co's Net Debt Paydown Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.
What does a Net Debt Paydown Yield % of 121.80% mean?
XJ International Holdings Co (FRA:HE1) has a Net Debt Paydown Yield % of 121.80% as of Aug. 08, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on XJ International Holdings Co and its competitors. This is 3648% above median its historical median of 3.25. According to the industry distribution chart, XJ International Holdings Co ranks #3 out of 225 companies in the Education industry, placing it in the top 1.3%.
Is XJ International Holdings Co's Net Debt Paydown Yield % too high?
XJ International Holdings Co's current Net Debt Paydown Yield % of 121.80% is 3648% above median its 10-year median of 3.25. Based on the distribution chart, XJ International Holdings Co ranks #3 out of 225 companies in the Education industry, which is in the top quartile — a strong position relative to peers. Overall, XJ International Holdings Co has a GF Score™ of 54/100, reflecting its overall financial health beyond just this single metric.
How does XJ International Holdings Co's Net Debt Paydown Yield % compare to EDU and TAL?
According to the Education industry distribution chart, XJ International Holdings Co ranks #3 out of 225 companies for Net Debt Paydown Yield %. This places XJ International Holdings Co in the top 1% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for an Education company?
A good Net Debt Paydown Yield % depends on the Education industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on XJ International Holdings Co and its competitors. XJ International Holdings Co's current Net Debt Paydown Yield % is 121.80%, which is 3648% above median its own 10-year median of 3.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is XJ International Holdings Co stock overvalued right now?
XJ International Holdings Co (FRA:HE1) has a current Net Debt Paydown Yield % of 121.80%. The stock's GF Value™ is €0.03, compared to a current price of €0.02 — trading 43.3% below its estimated fair value. The current Net Debt Paydown Yield % is 121.80%, which is 3648% above median its 10-year median of 3.25. XJ International Holdings Co's overall GF Score™ is 54/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For XJ International Holdings Co (FRA:HE1), the current Net Debt Paydown Yield % is 121.80% as of Aug. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is XJ International Holdings Co (FRA:HE1) Overvalued in 2026?
Based on GuruFocus' analysis, XJ International Holdings Co stock appears to be undervalued.
The current stock price of €0.02 is trading 43.3% below its estimated GF Value™ of €0.03.
Key valuation signals for FRA:HE1:
Net Debt Paydown Yield %: 121.80% (3648% above median its 10-year median of 3.25)
GF Value™: €0.03 vs. price of €0.02 (43.3% below fair value)
No single metric tells the full story. See the FRA:HE1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
XJ International Holdings Co Ltd formerly Hope Education Group Co Ltd is an investment holding company engaged in providing educational services. The company operates higher educational schools which include universities and junior colleges. Some of its colleges are Southwest Jiaotong University Hope Colleges, Business College of Guizhou University of Finance and Economics, Sichuan TOP IT Vocational Institute, and One Technical College among others. Its operating segments are the Domestic education which is the key revenue generating segment, global education segment and others. The company generates its revenue from tuition fees, boarding fees, sales of books and daily necessities, and others. Geographically company also operates in Malaysia, Thailand and Hungary.
54GF Score
Get the complete analysis for FRA:HE1
Net Debt Paydown Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FRA:HE1 has been successfully added to your 
