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XJ International Holdings CoFRA:HE1 54 Return-on-Tangible-Equity is 15.76% as of Feb. 2026, which is 39% above its 10-year median of 11.37. GuruFocus rates FRA:HE1 with a GF Score™ of 54/100 and a GF Value™ of €0.03. The stock has 5 warning signs investors should review. Among 246 Education companies, XJ International Holdings Co ranks worse than 56.91% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. XJ International Holdings Co's annualized net income for the quarter that ended in Feb. 2026 was €151.9 Mil. XJ International Holdings Co's average shareholder tangible equity for the quarter that ended in Feb. 2026 was €964.2 Mil. Therefore, XJ International Holdings Co's annualized Return-on-Tangible-Equity for the quarter that ended in Feb. 2026 was 15.76%.
The historical rank and industry rank for XJ International Holdings Co's Return-on-Tangible-Equity or its related term are showing as below:
FRA:HE1'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 4.28 Med: 11.37 Max: 17.68
Current: 9.72
During the past 8 years, XJ International Holdings Co's highest Return-on-Tangible-Equity was 17.68%. The lowest was 4.28%. And the median was 11.37%.
FRA:HE1's Return-on-Tangible-Equity is ranked worse than 56.91% of 246
companies
in the Education industry
Industry Median: 11.995
vs FRA:HE1: 9.72
XJ International Holdings Co (FRA:HE1) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
XJ International Holdings Co Return-on-Tangible-Equity Related Terms
XJ International Holdings Co Return-on-Tangible-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XJ International Holdings Co Return-on-Tangible-Equity Chart
FRA:HE1 vs EDU, TAL, LAUR: Return-on-Tangible-Equity Comparison
For the Education & Training Services subindustry, XJ International Holdings Co's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
XJ International Holdings Co Return-on-Tangible-Equity vs Education Industry
For the Education industry and Consumer Defensive sector, XJ International Holdings Co's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where XJ International Holdings Co's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Feb. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 15.76% mean?
XJ International Holdings Co (FRA:HE1) has a Return-on-Tangible-Equity of 15.76% as of Feb. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on XJ International Holdings Co and its competitors. This is 39% above median its historical median of 11.37. Over the past decade, XJ International Holdings Co's Return-on-Tangible-Equity has ranged from 4.28 to 17.68. According to the industry distribution chart, XJ International Holdings Co ranks #140 out of 246 companies in the Education industry, placing it in the top 56.9%.
Is XJ International Holdings Co's Return-on-Tangible-Equity too high?
XJ International Holdings Co's current Return-on-Tangible-Equity of 15.76% is 39% above median its 10-year median of 11.37. Over the past 10 years, this metric has ranged from a low of 4.28 to a high of 17.68. The Education industry median Return-on-Tangible-Equity is 12.00. XJ International Holdings Co's value of 15.76% is 31.4% above this industry median. Based on the distribution chart, XJ International Holdings Co ranks #140 out of 246 companies in the Education industry, which is below the industry midpoint. Overall, XJ International Holdings Co has a GF Score™ of 54/100, reflecting its overall financial health beyond just this single metric.
How does XJ International Holdings Co's Return-on-Tangible-Equity compare to EDU and TAL?
According to the Education industry distribution chart, XJ International Holdings Co ranks #140 out of 246 companies for Return-on-Tangible-Equity. This places XJ International Holdings Co in the lower half of its industry. The industry median Return-on-Tangible-Equity is 12.00. XJ International Holdings Co's value of 15.76% is 31.4% above this benchmark. Historically, XJ International Holdings Co's own Return-on-Tangible-Equity has ranged from 4.28 to 17.68 over the past decade. While the company's 10-year median is 11.37 vs. the industry median of 12.00, XJ International Holdings Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for an Education company?
The median Return-on-Tangible-Equity among Education companies is 12.00, based on 246 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. XJ International Holdings Co's current Return-on-Tangible-Equity of 15.76% is 31.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on XJ International Holdings Co and its competitors. For the Education industry, the median Return-on-Tangible-Equity is 12.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. XJ International Holdings Co's current Return-on-Tangible-Equity is 15.76%, which is 39% above median its own 10-year median of 11.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is XJ International Holdings Co stock overvalued right now?
XJ International Holdings Co (FRA:HE1) has a current Return-on-Tangible-Equity of 15.76%. The stock's GF Value™ is €0.03, compared to a current price of €0.02 — trading 43.3% below its estimated fair value. The current Return-on-Tangible-Equity is 15.76%, which is 39% above median its 10-year median of 11.37 and 31.4% above the Education industry median of 12.00. XJ International Holdings Co's overall GF Score™ is 54/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For XJ International Holdings Co (FRA:HE1), the current Return-on-Tangible-Equity is 15.76% as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is XJ International Holdings Co (FRA:HE1) Overvalued in 2026?
Based on GuruFocus' analysis, XJ International Holdings Co stock appears to be undervalued.
The current stock price of €0.02 is trading 43.3% below its estimated GF Value™ of €0.03.
Key valuation signals for FRA:HE1:
Return-on-Tangible-Equity: 15.76% (39% above median its 10-year median of 11.37)
GF Value™: €0.03 vs. price of €0.02 (43.3% below fair value)
Industry Position: 31.4% above the Education median (#140 of 246)
No single metric tells the full story. See the FRA:HE1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
XJ International Holdings Co Ltd formerly Hope Education Group Co Ltd is an investment holding company engaged in providing educational services. The company operates higher educational schools which include universities and junior colleges. Some of its colleges are Southwest Jiaotong University Hope Colleges, Business College of Guizhou University of Finance and Economics, Sichuan TOP IT Vocational Institute, and One Technical College among others. Its operating segments are the Domestic education which is the key revenue generating segment, global education segment and others. The company generates its revenue from tuition fees, boarding fees, sales of books and daily necessities, and others. Geographically company also operates in Malaysia, Thailand and Hungary.
54GF Score
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