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Gemini Investments (Holdings)HKSE:00174 37 Interest Coverage is 1.03 as of Dec. 2025, which is 2% below its 10-year median of 1.05. GuruFocus rates HKSE:00174 with a GF Score™ of 37/100 and a GF Value™ of HK$0.18 (Fairly Valued). The stock has 7 warning signs investors should review. Among 1,295 Real Estate companies, Gemini Investments (Holdings) ranks worse than 85.48% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Gemini Investments (Holdings)'s
Operating Income
for the
six
months ended in Dec. 2025 was HK$128.2 Mil. Gemini Investments (Holdings)'s Interest Expense for the
six
months ended in Dec. 2025 was HK$-124.2 Mil.
Gemini Investments (Holdings)'s interest coverage for the quarter that ended in Dec. 2025 was 1.03.
The higher the ratio, the stronger the company's financial strength is.
Warning Sign:
Ben Graham prefers companies' interest coverage to be at least 5. Gemini Investments (Holdings) Ltd interest coverage is 1.03, which is low.
The historical rank and industry rank for Gemini Investments (Holdings)'s Interest Coverage or its related term are showing as below:
HKSE:00174'
s Interest Coverage Range Over the Past 10 Years
Min: 0.26 Med: 1.05 Max: 3.53
Current: 1.03
HKSE:00174's Interest Coverage is ranked worse than 85.48% of 1295
companies
in the Real Estate industry
Industry Median: 4.35
vs HKSE:00174: 1.03
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Gemini Investments (Holdings) Interest Coverage Related Terms
Gemini Investments (Holdings) Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
HKSE:00174 vs CBRE, BEKE, JLL: Interest Coverage Comparison
For the Real Estate Services subindustry, Gemini Investments (Holdings)'s Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Gemini Investments (Holdings) Interest Coverage vs Real Estate Industry
For the Real Estate industry and Real Estate sector, Gemini Investments (Holdings)'s Interest Coverage distribution charts can be found below:
* The bar in red indicates where Gemini Investments (Holdings)'s Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Gemini Investments (Holdings) (HKSE:00174) has a Interest Coverage of 1.03 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Gemini Investments (Holdings) and its competitors. This is near median its historical median of 1.05. Over the past decade, Gemini Investments (Holdings)'s Interest Coverage has ranged from 0.26 to 3.53. According to the industry distribution chart, Gemini Investments (Holdings) ranks #1107 out of 1295 companies in the Real Estate industry, placing it in the top 85.5%.
Is Gemini Investments (Holdings)'s Interest Coverage too high?
Gemini Investments (Holdings)'s current Interest Coverage of 1.03 is near median its 10-year median of 1.05. Over the past 10 years, this metric has ranged from a low of 0.26 to a high of 3.53. The Real Estate industry median Interest Coverage is 4.35. Gemini Investments (Holdings)'s value of 1.03 is 76.3% below this industry median. Based on the distribution chart, Gemini Investments (Holdings) ranks #1107 out of 1295 companies in the Real Estate industry, which is in the bottom quartile relative to peers. Overall, Gemini Investments (Holdings) has a GF Score™ of 37/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Gemini Investments (Holdings)'s Interest Coverage compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, Gemini Investments (Holdings) ranks #1107 out of 1295 companies for Interest Coverage. This places Gemini Investments (Holdings) in the lower half of its industry. The industry median Interest Coverage is 4.35. Gemini Investments (Holdings)'s value of 1.03 is 76.3% below this benchmark. Historically, Gemini Investments (Holdings)'s own Interest Coverage has ranged from 0.26 to 3.53 over the past decade. While the company's 10-year median is 1.05 vs. the industry median of 4.35, Gemini Investments (Holdings) has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Real Estate company?
The median Interest Coverage among Real Estate companies is 4.35, based on 1,295 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Gemini Investments (Holdings)'s current Interest Coverage of 1.03 is 76.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Gemini Investments (Holdings) and its competitors. For the Real Estate industry, the median Interest Coverage is 4.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Gemini Investments (Holdings)'s current Interest Coverage is 1.03, which is near median its own 10-year median of 1.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gemini Investments (Holdings) stock overvalued right now?
Based on GuruFocus' analysis, Gemini Investments (Holdings) (HKSE:00174) is currently considered Fairly Valued. The stock's GF Value™ is HK$0.18, compared to a current price of HK$0.17 — trading 4.4% below its estimated fair value. The current Interest Coverage is 1.03, which is near median its 10-year median of 1.05 and 76.3% below the Real Estate industry median of 4.35. Gemini Investments (Holdings)'s overall GF Score™ is 37/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Gemini Investments (Holdings) (HKSE:00174), the current Interest Coverage is 1.03 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Gemini Investments (Holdings) (HKSE:00174) Overvalued in 2026?
Based on GuruFocus' analysis, Gemini Investments (Holdings) stock appears to be undervalued.
The current stock price of HK$0.17 is trading 4.4% below its estimated GF Value™ of HK$0.18.
GuruFocus considers Gemini Investments (Holdings) to be Fairly Valued.
Key valuation signals for HKSE:00174:
Interest Coverage: 1.03 (near median its 10-year median of 1.05)
GF Value™: HK$0.18 vs. price of HK$0.17 (4.4% below fair value)
Industry Position: 76.3% below the Real Estate median (#1107 of 1295)
No single metric tells the full story. See the HKSE:00174 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Gemini Investments (Holdings) Ltd is a Hong Kong-based investment holding company. Along with its subsidiaries, the company operates in the following reportable segments: Property investment in the United States of America, Property development in the U.S., Property investment in Hong Kong, Fund investments, and Securities and other investments. A majority of its revenue is generated from the Property investment in the United States of America, which generates revenue through rental income, ancillary service income from leasing of office property and residential condominiums, and management service income. Geographically, the company generates maximum revenue from the United States, and the rest from Hong Kong and other regions.
37GF Score
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