Sincere Co (HKSE:00244) Interest Coverage: 0 (At Loss) (As of Dec. 2025)

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HKSE:00244 Sincere Co Ltd HKSE:00244
24 GF Score
Price HK$0.29
GF Value HK$0.20
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Sincere Co Interest Coverage?

Sincere Co HKSE:00244 24 Interest Coverage is 0 (At Loss) as of Dec. 2025. GuruFocus rates HKSE:00244 with a GF Score™ of 24/100 and a GF Value™ of HK$0.20 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 832 Retail - Cyclical companies, Sincere Co ranks worse than 120192.19% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Sincere Co's Operating Income for the six months ended in Dec. 2025 was HK$-19.4 Mil. Sincere Co's Interest Expense for the six months ended in Dec. 2025 was HK$-7.9 Mil. did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Sincere Co's Interest Coverage or its related term are showing as below:


HKSE:00244's Interest Coverage is not ranked *
in the Retail - Cyclical industry.
Industry Median: 7.45
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Sincere Co  (HKSE:00244) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Sincere Co Interest Coverage Related Terms


Sincere Co Interest Coverage Historical Data

* Premium members only.

The historical data trend for Sincere Co's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Sincere Co Interest Coverage Chart

Sincere Co Annual Data
Trend Feb16 Feb17 Feb18 Feb19 Feb20 Feb21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Sincere Co Semi-Annual Data
Feb16 Aug16 Feb17 Aug17 Feb18 Aug18 Feb19 Aug19 Feb20 Aug20 Feb21 Aug21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

HKSE:00244 vs DDS: Interest Coverage Comparison

For the Department Stores subindustry, Sincere Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sincere Co Interest Coverage vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Sincere Co's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Sincere Co's Interest Coverage falls into.


HKSE:00244
24GF Score
Sincere Co Ltd HKSE:00244
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sincere Co Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Sincere Co's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Sincere Co's Interest Expense was HK$-16.0 Mil. Its Operating Income was HK$-47.3 Mil. And its Long-Term Debt & Capital Lease Obligation was HK$199.0 Mil.

Sincere Co did not have earnings to cover the interest expense.

Sincere Co's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, Sincere Co's Interest Expense was HK$-7.9 Mil. Its Operating Income was HK$-19.4 Mil. And its Long-Term Debt & Capital Lease Obligation was HK$199.0 Mil.

Sincere Co did not have earnings to cover the interest expense.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0 (At Loss) mean?
Sincere Co (HKSE:00244) has a Interest Coverage of 0 (At Loss) as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Sincere Co and its competitors. According to the industry distribution chart, Sincere Co ranks #999999 out of 832 companies in the Retail - Cyclical industry.
Is Sincere Co's Interest Coverage too high?
Sincere Co's current Interest Coverage is 0 (At Loss). Based on the distribution chart, Sincere Co ranks #999999 out of 832 companies in the Retail - Cyclical industry, which is in the bottom quartile relative to peers. Overall, Sincere Co has a GF Score™ of 24/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sincere Co's Interest Coverage compare to DDS?
According to the Retail - Cyclical industry distribution chart, Sincere Co ranks #999999 out of 832 companies for Interest Coverage. This places Sincere Co in the lower half of its industry. The industry median Interest Coverage is 7.45. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.45, based on 832 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Sincere Co and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sincere Co's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sincere Co stock overvalued right now?
Based on GuruFocus' analysis, Sincere Co (HKSE:00244) is currently considered Significantly Overvalued. The stock's GF Value™ is HK$0.20, compared to a current price of HK$0.29 — trading 42.5% above its estimated fair value. The current Interest Coverage is 0 (At Loss). Sincere Co's overall GF Score™ is 24/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Sincere Co (HKSE:00244), the current Interest Coverage is 0 (At Loss) as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sincere Co (HKSE:00244) Overvalued in 2026?

Based on GuruFocus' analysis, Sincere Co stock appears to be overvalued. The current stock price of HK$0.29 is trading 42.5% above its estimated GF Value™ of HK$0.20. GuruFocus considers Sincere Co to be Significantly Overvalued.

Key valuation signals for HKSE:00244:

  • Interest Coverage: 0 (At Loss)
  • GF Value™: HK$0.20 vs. price of HK$0.29 (42.5% above fair value)
  • GF Score™: 24/100 with 3 warning signs

No single metric tells the full story. See the HKSE:00244 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sincere Co Business Description

Address 1 Connaught Place, 24th Floor, Jardine House, Central, Hong Kong, HKG
Sincere Co Ltd is engaged in the operation of department stores, securities trading, and the provision of life insurance. The company has aggregated its operations into three reportable segments: Department Store Operations, Securities Trading, and Others. The Department Store Operations segment, which generates maximum revenue, consists of the operations of department stores offering a wide range of consumer products. The Securities Trading segment consists of the trading of Hong Kong and overseas securities, and the Others segment consists of the sublease of properties and the provision of life insurance. Its primary geographic markets are Hong Kong, the United Kingdom, and others. Geographically, the company receives maximum revenue from Hong Kong.
24GF Score

Get the complete analysis for HKSE:00244

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

HK$0.29
Price
HK$0.20
GF Value