Maxnerva Technology Services (HKSE:01037) Interest Coverage: 37.05 (As of Dec. 2025) — 102% Above Median

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HKSE:01037 Maxnerva Technology Services Ltd HKSE:01037
48 GF Score
Price HK$0.60
GF Value HK$0.29
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Maxnerva Technology Services Interest Coverage?

Maxnerva Technology Services HKSE:01037 -1.64% 48 Interest Coverage is 37.05 as of Dec. 2025, which is 102% above its 10-year median of 18.38. GuruFocus rates HKSE:01037 with a GF Score™ of 48/100 and a GF Value™ of HK$0.29 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,719 Software companies, Maxnerva Technology Services ranks better than 64.98% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Maxnerva Technology Services's Operating Income for the six months ended in Dec. 2025 was HK$10.1 Mil. Maxnerva Technology Services's Interest Expense for the six months ended in Dec. 2025 was HK$-0.3 Mil. Maxnerva Technology Services's interest coverage for the quarter that ended in Dec. 2025 was 37.05. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Maxnerva Technology Services Ltd has enough cash to cover all of its debt. Its financial situation is stable.

The historical rank and industry rank for Maxnerva Technology Services's Interest Coverage or its related term are showing as below:

HKSE:01037' s Interest Coverage Range Over the Past 10 Years
Min: 4.19   Med: 18.38   Max: 297.8
Current: 79.61


HKSE:01037's Interest Coverage is ranked better than
64.98% of 1719 companies
in the Software industry
Industry Median: 24.72 vs HKSE:01037: 79.61

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Maxnerva Technology Services  (HKSE:01037) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Maxnerva Technology Services Interest Coverage Related Terms


Maxnerva Technology Services Interest Coverage Historical Data

* Premium members only.

The historical data trend for Maxnerva Technology Services's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Maxnerva Technology Services Interest Coverage Chart

Maxnerva Technology Services Annual Data
Trend Mar16 Mar17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 15.16 49.80 4.19 16.73 80.06

Maxnerva Technology Services Semi-Annual Data
Mar16 Sep16 Mar17 Sep17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only N/A N/A 11.80 N/A 37.05

HKSE:01037 vs IBM, ACN, FISV: Interest Coverage Comparison

For the Information Technology Services subindustry, Maxnerva Technology Services's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Maxnerva Technology Services Interest Coverage vs Software Industry

For the Software industry and Technology sector, Maxnerva Technology Services's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Maxnerva Technology Services's Interest Coverage falls into.


HKSE:01037
48GF Score
Maxnerva Technology Services Ltd HKSE:01037
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Maxnerva Technology Services Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Maxnerva Technology Services's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Maxnerva Technology Services's Interest Expense was HK$-0.3 Mil. Its Operating Income was HK$21.8 Mil. And its Long-Term Debt & Capital Lease Obligation was HK$6.9 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*21.777/-0.272
=80.06

Maxnerva Technology Services's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, Maxnerva Technology Services's Interest Expense was HK$-0.3 Mil. Its Operating Income was HK$10.1 Mil. And its Long-Term Debt & Capital Lease Obligation was HK$6.9 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*10.078/-0.272
=37.05

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 37.05 mean?
Maxnerva Technology Services (HKSE:01037) has a Interest Coverage of 37.05 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Maxnerva Technology Services and its competitors. This is 102% above median its historical median of 18.38. Over the past decade, Maxnerva Technology Services' Interest Coverage has ranged from 4.19 to 297.80. According to the industry distribution chart, Maxnerva Technology Services ranks #602 out of 1719 companies in the Software industry, placing it in the top 35%.
Is Maxnerva Technology Services' Interest Coverage too high?
Maxnerva Technology Services' current Interest Coverage of 37.05 is 102% above median its 10-year median of 18.38. Over the past 10 years, this metric has ranged from a low of 4.19 to a high of 297.80. The Software industry median Interest Coverage is 24.72. Maxnerva Technology Services' value of 37.05 is 49.9% above this industry median. Based on the distribution chart, Maxnerva Technology Services ranks #602 out of 1719 companies in the Software industry, which is above the industry midpoint. Overall, Maxnerva Technology Services has a GF Score™ of 48/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Maxnerva Technology Services' Interest Coverage compare to IBM and ACN?
According to the Software industry distribution chart, Maxnerva Technology Services ranks #602 out of 1719 companies for Interest Coverage. This puts Maxnerva Technology Services in the upper half of its industry. The industry median Interest Coverage is 24.72. Maxnerva Technology Services' value of 37.05 is 49.9% above this benchmark. Historically, Maxnerva Technology Services' own Interest Coverage has ranged from 4.19 to 297.80 over the past decade. While the company's 10-year median is 18.38 vs. the industry median of 24.72, Maxnerva Technology Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.72, based on 1,719 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Maxnerva Technology Services's current Interest Coverage of 37.05 is 49.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Maxnerva Technology Services and its competitors. For the Software industry, the median Interest Coverage is 24.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Maxnerva Technology Services's current Interest Coverage is 37.05, which is 102% above median its own 10-year median of 18.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Maxnerva Technology Services stock overvalued right now?
Based on GuruFocus' analysis, Maxnerva Technology Services (HKSE:01037) is currently considered Significantly Overvalued. The stock's GF Value™ is HK$0.29, compared to a current price of HK$0.60 — trading 106.9% above its estimated fair value. The current Interest Coverage is 37.05, which is 102% above median its 10-year median of 18.38 and 49.9% above the Software industry median of 24.72. Maxnerva Technology Services' overall GF Score™ is 48/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Maxnerva Technology Services (HKSE:01037), the current Interest Coverage is 37.05 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Maxnerva Technology Services (HKSE:01037) Overvalued in 2026?

Based on GuruFocus' analysis, Maxnerva Technology Services stock appears to be overvalued. The current stock price of HK$0.60 is trading 106.9% above its estimated GF Value™ of HK$0.29. GuruFocus considers Maxnerva Technology Services to be Significantly Overvalued.

Key valuation signals for HKSE:01037:

  • Interest Coverage: 37.05 (102% above median its 10-year median of 18.38)
  • GF Value™: HK$0.29 vs. price of HK$0.60 (106.9% above fair value)
  • GF Score™: 48/100 with 6 warning signs
  • Industry Position: 49.9% above the Software median (#602 of 1719)

No single metric tells the full story. See the HKSE:01037 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Maxnerva Technology Services Business Description

Address 63 Mody Road, Tsim Sha Tsui East, Room 1001, 10th Floor, Houston Centre, Kowloon, Hong Kong, HKG
Maxnerva Technology Services Ltd provides a range of smart manufacturing solutions and services to customers, including the implementation of a combination of software systems and automation equipment and robots into the production lines to lower costs and increase operational effectiveness and efficiency through smart processes; the implementation of facility monitor and control system for monitoring the efficiency of the usage of water, power, and gas at production plants; the implementation of facial recognition system for labor and security management of the entire industrial parks; and the provision of testing and inspection services for new and existing electronic products. Its segments are Digital Industry Business which derives the majority of revenue, and Digital Life Business.
48GF Score

Get the complete analysis for HKSE:01037

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

HK$0.60
Price
HK$0.29
GF Value