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Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. PT Industri Dan Perdagangan Bintraco Dharma Tbk's
Operating Income
for the
three
months ended in Mar. 2026 was Rp65,648 Mil. PT Industri Dan Perdagangan Bintraco Dharma Tbk's Interest Expense for the
three
months ended in Mar. 2026 was Rp-7,491 Mil.
PT Industri Dan Perdagangan Bintraco Dharma Tbk's interest coverage for the quarter that ended in Mar. 2026 was 8.76.
The higher the ratio, the stronger the company's financial strength is.
PT Industri Dan Perdagangan Bintraco Dharma Tbk (ISX:CARS) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
PT Industri Dan Perdagangan Bintraco Dharma Tbk Interest Coverage Related Terms
PT Industri Dan Perdagangan Bintraco Dharma Tbk Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
PT Industri Dan Perdagangan Bintraco Dharma Tbk Interest Coverage Chart
PT Industri Dan Perdagangan Bintraco Dharma Tbk Annual Data
ISX:CARS vs CVNA, PAG, ALTB: Interest Coverage Comparison
For the Auto & Truck Dealerships subindustry, PT Industri Dan Perdagangan Bintraco Dharma Tbk's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Industri Dan Perdagangan Bintraco Dharma Tbk Interest Coverage vs Vehicles & Parts Industry
PT Industri Dan Perdagangan Bintraco Dharma Tbk Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Industri Dan Perdagangan Bintraco Dharma Tbk (ISX:CARS) has a Interest Coverage of 8.76 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PT Industri Dan Perdagangan Bintraco Dharma Tbk and its competitors. This is 124% above median its historical median of 3.91. Over the past decade, PT Industri Dan Perdagangan Bintraco Dharma Tbk's Interest Coverage has ranged from 1.24 to 4.27. According to the industry distribution chart, PT Industri Dan Perdagangan Bintraco Dharma Tbk ranks #689 out of 1068 companies in the Vehicles & Parts industry, placing it in the top 64.5%.
Is PT Industri Dan Perdagangan Bintraco Dharma Tbk's Interest Coverage too high?
PT Industri Dan Perdagangan Bintraco Dharma Tbk's current Interest Coverage of 8.76 is 124% above median its 10-year median of 3.91. Over the past 10 years, this metric has ranged from a low of 1.24 to a high of 4.27. The Vehicles & Parts industry median Interest Coverage is 8.39. PT Industri Dan Perdagangan Bintraco Dharma Tbk's value of 8.76 is 4.5% above this industry median. Based on the distribution chart, PT Industri Dan Perdagangan Bintraco Dharma Tbk ranks #689 out of 1068 companies in the Vehicles & Parts industry, which is below the industry midpoint. Overall, PT Industri Dan Perdagangan Bintraco Dharma Tbk has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PT Industri Dan Perdagangan Bintraco Dharma Tbk's Interest Coverage compare to CVNA and PAG?
According to the Vehicles & Parts industry distribution chart, PT Industri Dan Perdagangan Bintraco Dharma Tbk ranks #689 out of 1068 companies for Interest Coverage. This places PT Industri Dan Perdagangan Bintraco Dharma Tbk in the lower half of its industry. The industry median Interest Coverage is 8.39. PT Industri Dan Perdagangan Bintraco Dharma Tbk's value of 8.76 is 4.5% above this benchmark. Historically, PT Industri Dan Perdagangan Bintraco Dharma Tbk's own Interest Coverage has ranged from 1.24 to 4.27 over the past decade. While the company's 10-year median is 3.91 vs. the industry median of 8.39, PT Industri Dan Perdagangan Bintraco Dharma Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Vehicles & Parts company?
The median Interest Coverage among Vehicles & Parts companies is 8.39, based on 1,068 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Industri Dan Perdagangan Bintraco Dharma Tbk's current Interest Coverage of 8.76 is 4.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PT Industri Dan Perdagangan Bintraco Dharma Tbk and its competitors. For the Vehicles & Parts industry, the median Interest Coverage is 8.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Industri Dan Perdagangan Bintraco Dharma Tbk's current Interest Coverage is 8.76, which is 124% above median its own 10-year median of 3.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Industri Dan Perdagangan Bintraco Dharma Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Industri Dan Perdagangan Bintraco Dharma Tbk (ISX:CARS) is currently considered Significantly Overvalued. The stock's GF Value™ is Rp67.19, compared to a current price of Rp92.00 — trading 36.9% above its estimated fair value. The current Interest Coverage is 8.76, which is 124% above median its 10-year median of 3.91 and 4.5% above the Vehicles & Parts industry median of 8.39. PT Industri Dan Perdagangan Bintraco Dharma Tbk's overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For PT Industri Dan Perdagangan Bintraco Dharma Tbk (ISX:CARS), the current Interest Coverage is 8.76 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Industri Dan Perdagangan Bintraco Dharma Tbk (ISX:CARS) Overvalued in 2026?
Based on GuruFocus' analysis, PT Industri Dan Perdagangan Bintraco Dharma Tbk stock appears to be overvalued.
The current stock price of Rp92.00 is trading 36.9% above its estimated GF Value™ of Rp67.19.
GuruFocus considers PT Industri Dan Perdagangan Bintraco Dharma Tbk to be Significantly Overvalued.
Key valuation signals for ISX:CARS:
Interest Coverage: 8.76 (124% above median its 10-year median of 3.91)
GF Value™: Rp67.19 vs. price of Rp92.00 (36.9% above fair value)
Industry Position: 4.5% above the Vehicles & Parts median (#689 of 1068)
No single metric tells the full story. See the ISX:CARS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Industri Dan Perdagangan Bintraco Dharma Tbk Business Description
PT Industri Dan Perdagangan Bintraco Dharma Tbk is an Indonesia-based company engaged in automotive, financing, and other businesses. Its services include the sale of vehicles, the repair of vehicles, financing services related to motor vehicles, spare parts distribution, repair services, and trading activities as well as electronic system management services related to automotive that can be accessed through websites and mobile devices. It also provides services that include general repair and body repair and paint of motor vehicles and sells spare parts and accessories for Toyota vehicles as part of its after-sales services. The company operates into segments namely, Automotive, Financing, and After-sales services. It generates the majority of its revenue from the Automotive segment.
71GF Score
Get the complete analysis for ISX:CARS
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