SpurJSE:SUR -1.00%91 Interest Coverage is 41.89 as of Dec. 2025, which is 47% below its 10-year median of 79.79. GuruFocus rates JSE:SUR with a GF Score™ of 91/100 and a GF Value™ of R40.38 (Fairly Valued). The stock has 9 warning signs investors should review. Among 260 Restaurants companies, Spur ranks better than 85.77% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Spur's
Operating Income
for the
six
months ended in Dec. 2025 was R228 Mil. Spur's Interest Expense for the
six
months ended in Dec. 2025 was R-5 Mil.
Spur's interest coverage for the quarter that ended in Dec. 2025 was 41.89.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Spur's Interest Coverage or its related term are showing as below:
JSE:SUR'
s Interest Coverage Range Over the Past 10 Years
Min: 16.33 Med: 79.79 Max: 6325.17
Current: 37.43
JSE:SUR's Interest Coverage is ranked better than 85.77% of 260
companies
in the Restaurants industry
Industry Median: 6.45
vs JSE:SUR: 37.43
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Spur Interest Coverage Related Terms
Spur Interest Coverage Historical Data
* Premium members only.
The historical data trend for Spur's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
JSE:SUR vs MCD, SBUX, YUM: Interest Coverage Comparison
For the Restaurants subindustry, Spur's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Spur Interest Coverage vs Restaurants Industry
For the Restaurants industry and Consumer Cyclical sector, Spur's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Spur's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Spur (JSE:SUR) has a Interest Coverage of 41.89 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Spur and its competitors. This is 47% below median its historical median of 79.79. Over the past decade, Spur's Interest Coverage has ranged from 16.33 to 6,325.17. According to the industry distribution chart, Spur ranks #37 out of 260 companies in the Restaurants industry, placing it in the top 14.2%.
Is Spur's Interest Coverage too high?
Spur's current Interest Coverage of 41.89 is 47% below median its 10-year median of 79.79. Over the past 10 years, this metric has ranged from a low of 16.33 to a high of 6,325.17. The Restaurants industry median Interest Coverage is 6.45. Spur's value of 41.89 is 549.5% above this industry median. Based on the distribution chart, Spur ranks #37 out of 260 companies in the Restaurants industry, which is in the top quartile — a strong position relative to peers. Overall, Spur has a GF Score™ of 91/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Spur's Interest Coverage compare to MCD and SBUX?
According to the Restaurants industry distribution chart, Spur ranks #37 out of 260 companies for Interest Coverage. This places Spur in the top 14% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 6.45. Spur's value of 41.89 is 549.5% above this benchmark. Historically, Spur's own Interest Coverage has ranged from 16.33 to 6,325.17 over the past decade. While the company's 10-year median is 79.79 vs. the industry median of 6.45, Spur has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Restaurants company?
The median Interest Coverage among Restaurants companies is 6.45, based on 260 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Spur's current Interest Coverage of 41.89 is 549.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Spur and its competitors. For the Restaurants industry, the median Interest Coverage is 6.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Spur's current Interest Coverage is 41.89, which is 47% below median its own 10-year median of 79.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Spur stock overvalued right now?
Based on GuruFocus' analysis, Spur (JSE:SUR) is currently considered Fairly Valued. The stock's GF Value™ is R40.38, compared to a current price of R41.40 — trading 2.5% above its estimated fair value. The current Interest Coverage is 41.89, which is 47% below median its 10-year median of 79.79 and 549.5% above the Restaurants industry median of 6.45. Spur's overall GF Score™ is 91/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Spur (JSE:SUR), the current Interest Coverage is 41.89 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Spur (JSE:SUR) Overvalued in 2026?
Based on GuruFocus' analysis, Spur stock appears to be overvalued.
The current stock price of R41.40 is trading 2.5% above its estimated GF Value™ of R40.38.
GuruFocus considers Spur to be Fairly Valued.
Key valuation signals for JSE:SUR:
Interest Coverage: 41.89 (47% below median its 10-year median of 79.79)
GF Value™: R40.38 vs. price of R41.40 (2.5% above fair value)
Industry Position: 549.5% above the Restaurants median (#37 of 260)
No single metric tells the full story. See the JSE:SUR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Spur Corp Ltd is a South African multi-brand restaurant franchisor. The group operates as franchisor for the Spur Steak Ranches, Panarottis Pizza Pasta, John Dory's Fish Grill Sushi, The Hussar Grill, RocoMamas (including RocoGo), Casa Bella, Nikos, Doppio Zero and Piza e Vino brands. The company's segment includes South Africa and International segment. South Africa segment include: Franchise, Manufacturing and distribution, Retail company stores, Marketing and Other. International segment include Australasia, Rest of Africa and Middle East and Marketing. Key revenue is generated from South Africa segment.
91GF Score
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