Agriauto Industries (KAR:AGIL) Interest Coverage: 10.52 (As of Mar. 2026) — 99% Below Median


KAR:AGIL Agriauto Industries Ltd KAR:AGIL
64 GF Score
Price ₨170.99
GF Value ₨190.34
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Agriauto Industries Interest Coverage?

Agriauto Industries KAR:AGIL +3.23% 64 Interest Coverage is 10.52 as of Mar. 2026, which is 99% below its 10-year median of 775.28. GuruFocus rates KAR:AGIL with a GF Score™ of 64/100 and a GF Value™ of ₨190.34 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,067 Vehicles & Parts companies, Agriauto Industries ranks worse than 53.33% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Agriauto Industries's Operating Income for the three months ended in Mar. 2026 was ₨347 Mil. Agriauto Industries's Interest Expense for the three months ended in Mar. 2026 was ₨-33 Mil. Agriauto Industries's interest coverage for the quarter that ended in Mar. 2026 was 10.52. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Agriauto Industries's Interest Coverage or its related term are showing as below:

KAR:AGIL' s Interest Coverage Range Over the Past 10 Years
Min: 0.13   Med: 775.28   Max: 20718.25
Current: 7.22


KAR:AGIL's Interest Coverage is ranked worse than
53.33% of 1067 companies
in the Vehicles & Parts industry
Industry Median: 8.31 vs KAR:AGIL: 7.22

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Agriauto Industries  (KAR:AGIL) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Agriauto Industries Interest Coverage Related Terms


Agriauto Industries Interest Coverage Historical Data

* Premium members only.

The historical data trend for Agriauto Industries's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Agriauto Industries Interest Coverage Chart

Agriauto Industries Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 821.90 14.36 0.13 0.00 2.55

Agriauto Industries Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.03 5.76 5.67 7.98 10.52

KAR:AGIL vs ORLY, AZO, GPC: Interest Coverage Comparison

For the Auto Parts subindustry, Agriauto Industries's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Agriauto Industries Interest Coverage vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, Agriauto Industries's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Agriauto Industries's Interest Coverage falls into.


KAR:AGIL
64GF Score
Agriauto Industries Ltd KAR:AGIL
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Agriauto Industries Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Agriauto Industries's Interest Coverage for the fiscal year that ended in Jun. 2025 is calculated as

Here, for the fiscal year that ended in Jun. 2025, Agriauto Industries's Interest Expense was ₨-206 Mil. Its Operating Income was ₨525 Mil. And its Long-Term Debt & Capital Lease Obligation was ₨334 Mil.

Interest Coverage=-1* Operating Income (A: Jun. 2025 )/Interest Expense (A: Jun. 2025 )
=-1*525.311/-205.947
=2.55

Agriauto Industries's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Agriauto Industries's Interest Expense was ₨-33 Mil. Its Operating Income was ₨347 Mil. And its Long-Term Debt & Capital Lease Obligation was ₨218 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*346.756/-32.96
=10.52

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 10.52 mean?
Agriauto Industries (KAR:AGIL) has a Interest Coverage of 10.52 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Agriauto Industries and its competitors. This is 99% below median its historical median of 775.28. Over the past decade, Agriauto Industries' Interest Coverage has ranged from 0.13 to 20,718.25. According to the industry distribution chart, Agriauto Industries ranks #569 out of 1067 companies in the Vehicles & Parts industry, placing it in the top 53.3%.
Is Agriauto Industries' Interest Coverage too high?
Agriauto Industries' current Interest Coverage of 10.52 is 99% below median its 10-year median of 775.28. Over the past 10 years, this metric has ranged from a low of 0.13 to a high of 20,718.25. The Vehicles & Parts industry median Interest Coverage is 8.31. Agriauto Industries' value of 10.52 is 26.6% above this industry median. Based on the distribution chart, Agriauto Industries ranks #569 out of 1067 companies in the Vehicles & Parts industry, which is below the industry midpoint. Overall, Agriauto Industries has a GF Score™ of 64/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Agriauto Industries' Interest Coverage compare to ORLY and AZO?
According to the Vehicles & Parts industry distribution chart, Agriauto Industries ranks #569 out of 1067 companies for Interest Coverage. This places Agriauto Industries in the lower half of its industry. The industry median Interest Coverage is 8.31. Agriauto Industries' value of 10.52 is 26.6% above this benchmark. Historically, Agriauto Industries' own Interest Coverage has ranged from 0.13 to 20,718.25 over the past decade. While the company's 10-year median is 775.28 vs. the industry median of 8.31, Agriauto Industries has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Vehicles & Parts company?
The median Interest Coverage among Vehicles & Parts companies is 8.31, based on 1,067 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Agriauto Industries's current Interest Coverage of 10.52 is 26.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Agriauto Industries and its competitors. For the Vehicles & Parts industry, the median Interest Coverage is 8.31 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Agriauto Industries's current Interest Coverage is 10.52, which is 99% below median its own 10-year median of 775.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Agriauto Industries stock overvalued right now?
Based on GuruFocus' analysis, Agriauto Industries (KAR:AGIL) is currently considered Modestly Undervalued. The stock's GF Value™ is ₨190.34, compared to a current price of ₨170.99 — trading 10.2% below its estimated fair value. The current Interest Coverage is 10.52, which is 99% below median its 10-year median of 775.28 and 26.6% above the Vehicles & Parts industry median of 8.31. Agriauto Industries' overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Agriauto Industries (KAR:AGIL), the current Interest Coverage is 10.52 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Agriauto Industries (KAR:AGIL) Overvalued in 2026?

Based on GuruFocus' analysis, Agriauto Industries stock appears to be undervalued. The current stock price of ₨170.99 is trading 10.2% below its estimated GF Value™ of ₨190.34. GuruFocus considers Agriauto Industries to be Modestly Undervalued.

Key valuation signals for KAR:AGIL:

  • Interest Coverage: 10.52 (99% below median its 10-year median of 775.28)
  • GF Value™: ₨190.34 vs. price of ₨170.99 (10.2% below fair value)
  • GF Score™: 64/100 with 3 warning signs
  • Industry Position: 26.6% above the Vehicles & Parts median (#569 of 1067)

No single metric tells the full story. See the KAR:AGIL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Agriauto Industries Business Description

Address House of Habib, 5th Floor, 3 Jinnah Cooperative Housing Society, Block-7/8, Main Shahrah-e-Faisal, Karachi, PAK, 75350
Agriauto Industries Ltd is a manufacturer of automotive components for automotive vehicles, motor cycles and agricultural tractors. It is engaged in the manufacturing and sales of components for automotive vehicles, motor cycles, and agricultural tractors. The company's product portfolio includes Shock Absorbers and Struts; Motorcycle Shock Absorber and Parts; Sheet Metal Press Parts; Tractor Parts and Other Parts.
64GF Score

Get the complete analysis for KAR:AGIL

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨170.99
Price
₨190.34
GF Value