TCI Co (ROCO:8436) Interest Coverage: 24.12 (As of Dec. 2025) — 78% Below Median

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ROCO:8436 TCI Co Ltd ROCO:8436
79 GF Score
Price NT$115.50
GF Value NT$144.49
Valuation Modestly Undervalued
! 5 Warning Signs
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What is TCI Co Interest Coverage?

TCI Co ROCO:8436 79 Interest Coverage is 24.12 as of Dec. 2025, which is 78% below its 10-year median of 110.09. GuruFocus rates ROCO:8436 with a GF Score™ of 79/100 and a GF Value™ of NT$144.49 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 1,515 Consumer Packaged Goods companies, TCI Co ranks better than 66.73% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. TCI Co's Operating Income for the three months ended in Dec. 2025 was NT$380 Mil. TCI Co's Interest Expense for the three months ended in Dec. 2025 was NT$-16 Mil. TCI Co's interest coverage for the quarter that ended in Dec. 2025 was 24.12. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for TCI Co's Interest Coverage or its related term are showing as below:

ROCO:8436' s Interest Coverage Range Over the Past 10 Years
Min: 22.73   Med: 110.09   Max: 443.2
Current: 22.73


ROCO:8436's Interest Coverage is ranked better than
66.73% of 1515 companies
in the Consumer Packaged Goods industry
Industry Median: 8.63 vs ROCO:8436: 22.73

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


TCI Co  (ROCO:8436) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


TCI Co Interest Coverage Related Terms


TCI Co Interest Coverage Historical Data

* Premium members only.

The historical data trend for TCI Co's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

TCI Co Interest Coverage Chart

TCI Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 73.08 30.69 22.86 23.31 22.73

TCI Co Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 31.73 13.88 25.46 28.30 24.12

ROCO:8436 vs PG, CL, KVUE: Interest Coverage Comparison

For the Household & Personal Products subindustry, TCI Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


TCI Co Interest Coverage vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, TCI Co's Interest Coverage distribution charts can be found below:

* The bar in red indicates where TCI Co's Interest Coverage falls into.


ROCO:8436
79GF Score
TCI Co Ltd ROCO:8436
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

TCI Co Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

TCI Co's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, TCI Co's Interest Expense was NT$-51 Mil. Its Operating Income was NT$1,165 Mil. And its Long-Term Debt & Capital Lease Obligation was NT$776 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*1164.703/-51.237
=22.73

TCI Co's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the three months ended in Dec. 2025, TCI Co's Interest Expense was NT$-16 Mil. Its Operating Income was NT$380 Mil. And its Long-Term Debt & Capital Lease Obligation was NT$776 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*380.23/-15.763
=24.12

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 24.12 mean?
TCI Co (ROCO:8436) has a Interest Coverage of 24.12 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on TCI Co and its competitors. This is 78% below median its historical median of 110.09. Over the past decade, TCI Co's Interest Coverage has ranged from 22.73 to 443.20. According to the industry distribution chart, TCI Co ranks #504 out of 1515 companies in the Consumer Packaged Goods industry, placing it in the top 33.3%.
Is TCI Co's Interest Coverage too high?
TCI Co's current Interest Coverage of 24.12 is 78% below median its 10-year median of 110.09. Over the past 10 years, this metric has ranged from a low of 22.73 to a high of 443.20. The Consumer Packaged Goods industry median Interest Coverage is 8.63. TCI Co's value of 24.12 is 179.5% above this industry median. Based on the distribution chart, TCI Co ranks #504 out of 1515 companies in the Consumer Packaged Goods industry, which is above the industry midpoint. Overall, TCI Co has a GF Score™ of 79/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does TCI Co's Interest Coverage compare to PG and CL?
According to the Consumer Packaged Goods industry distribution chart, TCI Co ranks #504 out of 1515 companies for Interest Coverage. This puts TCI Co in the upper half of its industry. The industry median Interest Coverage is 8.63. TCI Co's value of 24.12 is 179.5% above this benchmark. Historically, TCI Co's own Interest Coverage has ranged from 22.73 to 443.20 over the past decade. While the company's 10-year median is 110.09 vs. the industry median of 8.63, TCI Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Consumer Packaged Goods company?
The median Interest Coverage among Consumer Packaged Goods companies is 8.63, based on 1,515 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. TCI Co's current Interest Coverage of 24.12 is 179.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on TCI Co and its competitors. For the Consumer Packaged Goods industry, the median Interest Coverage is 8.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TCI Co's current Interest Coverage is 24.12, which is 78% below median its own 10-year median of 110.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TCI Co stock overvalued right now?
Based on GuruFocus' analysis, TCI Co (ROCO:8436) is currently considered Modestly Undervalued. The stock's GF Value™ is NT$144.49, compared to a current price of NT$115.50 — trading 20.1% below its estimated fair value. The current Interest Coverage is 24.12, which is 78% below median its 10-year median of 110.09 and 179.5% above the Consumer Packaged Goods industry median of 8.63. TCI Co's overall GF Score™ is 79/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For TCI Co (ROCO:8436), the current Interest Coverage is 24.12 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is TCI Co (ROCO:8436) Overvalued in 2026?

Based on GuruFocus' analysis, TCI Co stock appears to be undervalued. The current stock price of NT$115.50 is trading 20.1% below its estimated GF Value™ of NT$144.49. GuruFocus considers TCI Co to be Modestly Undervalued.

Key valuation signals for ROCO:8436:

  • Interest Coverage: 24.12 (78% below median its 10-year median of 110.09)
  • GF Value™: NT$144.49 vs. price of NT$115.50 (20.1% below fair value)
  • GF Score™: 79/100 with 5 warning signs
  • Industry Position: 179.5% above the Consumer Packaged Goods median (#504 of 1515)

No single metric tells the full story. See the ROCO:8436 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


TCI Co Business Description

Address No.187, Kang Chien Road, 8th Floor, Nei Hu District, Taipei, TWN, 11494
TCI Co Ltd is a Taiwan-based company principally engaged in the research, development, manufacturing, wholesale, and retail of health foods and cosmetics. Its products include tablets and capsules of dietary supplements, functional drinks, facial masks, cosmetic serums, and others. The company's Geographical segments include Europe and America region; and the Asia Pacific region. The majority of the revenue comes from the Asia Pacific region.
79GF Score

Get the complete analysis for ROCO:8436

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$115.50
Price
NT$144.49
GF Value