Xiangcai Co (SHSE:600095) Interest Coverage: 43.10 (As of Mar. 2026) — 635% Above Median

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SHSE:600095 Xiangcai Co Ltd SHSE:600095
62 GF Score
Price ¥7.65
GF Value ¥8.80
Valuation Modestly Undervalued
! 6 Warning Signs
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What is Xiangcai Co Interest Coverage?

Xiangcai Co SHSE:600095 +6.10% 62 Interest Coverage is 43.10 as of Mar. 2026, which is 635% above its 10-year median of 5.86. GuruFocus rates SHSE:600095 with a GF Score™ of 62/100 and a GF Value™ of ¥8.80 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 433 Capital Markets companies, Xiangcai Co ranks better than 51.96% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Xiangcai Co's Operating Income for the three months ended in Mar. 2026 was ¥261 Mil. Xiangcai Co's Interest Expense for the three months ended in Mar. 2026 was ¥-6 Mil. Xiangcai Co's interest coverage for the quarter that ended in Mar. 2026 was 43.10. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Xiangcai Co's Interest Coverage or its related term are showing as below:

SHSE:600095' s Interest Coverage Range Over the Past 10 Years
Min: 1.39   Med: 5.86   Max: 135.32
Current: 23.38


SHSE:600095's Interest Coverage is ranked better than
51.96% of 433 companies
in the Capital Markets industry
Industry Median: 20.17 vs SHSE:600095: 23.38

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Xiangcai Co  (SHSE:600095) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Xiangcai Co Interest Coverage Related Terms


Xiangcai Co Interest Coverage Historical Data

* Premium members only.

The historical data trend for Xiangcai Co's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Xiangcai Co Interest Coverage Chart

Xiangcai Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.02 5.69 5.34 6.48 18.34

Xiangcai Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15.62 11.96 28.51 20.80 43.10

SHSE:600095 vs MS, GS, SCHW: Interest Coverage Comparison

For the Capital Markets subindustry, Xiangcai Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Xiangcai Co Interest Coverage vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Xiangcai Co's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Xiangcai Co's Interest Coverage falls into.


SHSE:600095
62GF Score
Xiangcai Co Ltd SHSE:600095
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Xiangcai Co Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Xiangcai Co's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Xiangcai Co's Interest Expense was ¥-43 Mil. Its Operating Income was ¥796 Mil. And its Long-Term Debt & Capital Lease Obligation was ¥3,851 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*796.474/-43.439
=18.34

Xiangcai Co's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Xiangcai Co's Interest Expense was ¥-6 Mil. Its Operating Income was ¥261 Mil. And its Long-Term Debt & Capital Lease Obligation was ¥2,442 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*261.292/-6.063
=43.10

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 43.10 mean?
Xiangcai Co (SHSE:600095) has a Interest Coverage of 43.10 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Xiangcai Co and its competitors. This is 635% above median its historical median of 5.86. Over the past decade, Xiangcai Co's Interest Coverage has ranged from 1.39 to 135.32. According to the industry distribution chart, Xiangcai Co ranks #208 out of 433 companies in the Capital Markets industry, placing it in the top 48%.
Is Xiangcai Co's Interest Coverage too high?
Xiangcai Co's current Interest Coverage of 43.10 is 635% above median its 10-year median of 5.86. Over the past 10 years, this metric has ranged from a low of 1.39 to a high of 135.32. The Capital Markets industry median Interest Coverage is 20.17. Xiangcai Co's value of 43.10 is 113.7% above this industry median. Based on the distribution chart, Xiangcai Co ranks #208 out of 433 companies in the Capital Markets industry, which is above the industry midpoint. Overall, Xiangcai Co has a GF Score™ of 62/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Xiangcai Co's Interest Coverage compare to MS and GS?
According to the Capital Markets industry distribution chart, Xiangcai Co ranks #208 out of 433 companies for Interest Coverage. This puts Xiangcai Co in the upper half of its industry. The industry median Interest Coverage is 20.17. Xiangcai Co's value of 43.10 is 113.7% above this benchmark. Historically, Xiangcai Co's own Interest Coverage has ranged from 1.39 to 135.32 over the past decade. While the company's 10-year median is 5.86 vs. the industry median of 20.17, Xiangcai Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Capital Markets company?
The median Interest Coverage among Capital Markets companies is 20.17, based on 433 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Xiangcai Co's current Interest Coverage of 43.10 is 113.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Xiangcai Co and its competitors. For the Capital Markets industry, the median Interest Coverage is 20.17 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Xiangcai Co's current Interest Coverage is 43.10, which is 635% above median its own 10-year median of 5.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Xiangcai Co stock overvalued right now?
Based on GuruFocus' analysis, Xiangcai Co (SHSE:600095) is currently considered Modestly Undervalued. The stock's GF Value™ is ¥8.80, compared to a current price of ¥7.65 — trading 13.1% below its estimated fair value. The current Interest Coverage is 43.10, which is 635% above median its 10-year median of 5.86 and 113.7% above the Capital Markets industry median of 20.17. Xiangcai Co's overall GF Score™ is 62/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Xiangcai Co (SHSE:600095), the current Interest Coverage is 43.10 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Xiangcai Co (SHSE:600095) Overvalued in 2026?

Based on GuruFocus' analysis, Xiangcai Co stock appears to be undervalued. The current stock price of ¥7.65 is trading 13.1% below its estimated GF Value™ of ¥8.80. GuruFocus considers Xiangcai Co to be Modestly Undervalued.

Key valuation signals for SHSE:600095:

  • Interest Coverage: 43.10 (635% above median its 10-year median of 5.86)
  • GF Value™: ¥8.80 vs. price of ¥7.65 (13.1% below fair value)
  • GF Score™: 62/100 with 6 warning signs
  • Industry Position: 113.7% above the Capital Markets median (#208 of 433)

No single metric tells the full story. See the SHSE:600095 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Xiangcai Co Business Description

Address No. 7 Taihu North Road, Yingbin Road Concentration Zone, Harbin High-tech Industrial Development Zone, Heilongjiang Province, Harbin, CHN, 150078
Xiangcai Co Ltd, formerly Harbin High-tech Group Co Ltd is engaged in the development of biological products, deep processed soybean products, health care products, real estate, building materials, and solar cells.
62GF Score

Get the complete analysis for SHSE:600095

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

¥7.65
Price
¥8.80
GF Value