Pan German Universal MotorsTPE:2247 -1.91%87 Interest Coverage is 24.58 as of Dec. 2025, which is 52% below its 10-year median of 50.84. GuruFocus rates TPE:2247 with a GF Score™ of 87/100 and a GF Value™ of NT$276.95 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,066 Vehicles & Parts companies, Pan German Universal Motors ranks better than 78.33% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Pan German Universal Motors's
Operating Income
for the
three
months ended in Dec. 2025 was NT$339 Mil. Pan German Universal Motors's Interest Expense for the
three
months ended in Dec. 2025 was NT$-14 Mil.
Pan German Universal Motors's interest coverage for the quarter that ended in Dec. 2025 was 24.58.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Pan German Universal Motors's Interest Coverage or its related term are showing as below:
TPE:2247'
s Interest Coverage Range Over the Past 10 Years
Min: 16.73 Med: 50.84 Max: 1124.01
Current: 36.95
TPE:2247's Interest Coverage is ranked better than 78.33% of 1066
companies
in the Vehicles & Parts industry
Industry Median: 8.295
vs TPE:2247: 36.95
Pan German Universal Motors (TPE:2247) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Pan German Universal Motors Interest Coverage Related Terms
Pan German Universal Motors Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Pan German Universal Motors Interest Coverage Chart
TPE:2247 vs CVNA, PAG, ALTB: Interest Coverage Comparison
For the Auto & Truck Dealerships subindustry, Pan German Universal Motors's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pan German Universal Motors Interest Coverage vs Vehicles & Parts Industry
For the Vehicles & Parts industry and Consumer Cyclical sector, Pan German Universal Motors's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Pan German Universal Motors's Interest Coverage falls into.
Pan German Universal Motors Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pan German Universal Motors (TPE:2247) has a Interest Coverage of 24.58 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Pan German Universal Motors and its competitors. This is 52% below median its historical median of 50.84. Over the past decade, Pan German Universal Motors' Interest Coverage has ranged from 16.73 to 1,124.01. According to the industry distribution chart, Pan German Universal Motors ranks #231 out of 1066 companies in the Vehicles & Parts industry, placing it in the top 21.7%.
Is Pan German Universal Motors' Interest Coverage too high?
Pan German Universal Motors' current Interest Coverage of 24.58 is 52% below median its 10-year median of 50.84. Over the past 10 years, this metric has ranged from a low of 16.73 to a high of 1,124.01. The Vehicles & Parts industry median Interest Coverage is 8.30. Pan German Universal Motors' value of 24.58 is 196.3% above this industry median. Based on the distribution chart, Pan German Universal Motors ranks #231 out of 1066 companies in the Vehicles & Parts industry, which is in the top quartile — a strong position relative to peers. Overall, Pan German Universal Motors has a GF Score™ of 87/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Pan German Universal Motors' Interest Coverage compare to CVNA and PAG?
According to the Vehicles & Parts industry distribution chart, Pan German Universal Motors ranks #231 out of 1066 companies for Interest Coverage. This places Pan German Universal Motors in the top 22% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 8.30. Pan German Universal Motors' value of 24.58 is 196.3% above this benchmark. Historically, Pan German Universal Motors' own Interest Coverage has ranged from 16.73 to 1,124.01 over the past decade. While the company's 10-year median is 50.84 vs. the industry median of 8.30, Pan German Universal Motors has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Vehicles & Parts company?
The median Interest Coverage among Vehicles & Parts companies is 8.30, based on 1,066 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pan German Universal Motors's current Interest Coverage of 24.58 is 196.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Pan German Universal Motors and its competitors. For the Vehicles & Parts industry, the median Interest Coverage is 8.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pan German Universal Motors's current Interest Coverage is 24.58, which is 52% below median its own 10-year median of 50.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pan German Universal Motors stock overvalued right now?
Based on GuruFocus' analysis, Pan German Universal Motors (TPE:2247) is currently considered Modestly Undervalued. The stock's GF Value™ is NT$276.95, compared to a current price of NT$231.00 — trading 16.6% below its estimated fair value. The current Interest Coverage is 24.58, which is 52% below median its 10-year median of 50.84 and 196.3% above the Vehicles & Parts industry median of 8.30. Pan German Universal Motors' overall GF Score™ is 87/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Pan German Universal Motors (TPE:2247), the current Interest Coverage is 24.58 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pan German Universal Motors (TPE:2247) Overvalued in 2026?
Based on GuruFocus' analysis, Pan German Universal Motors stock appears to be undervalued.
The current stock price of NT$231.00 is trading 16.6% below its estimated GF Value™ of NT$276.95.
GuruFocus considers Pan German Universal Motors to be Modestly Undervalued.
Key valuation signals for TPE:2247:
Interest Coverage: 24.58 (52% below median its 10-year median of 50.84)
GF Value™: NT$276.95 vs. price of NT$231.00 (16.6% below fair value)
Industry Position: 196.3% above the Vehicles & Parts median (#231 of 1066)
No single metric tells the full story. See the TPE:2247 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pan German Universal Motors Ltd operates as a specialized foundry that sells vehicles, parts, and accessories, and provides after-sales maintenance and repairs. The brands operated by the company are BMW, MINI, and Porsche. The company's revenue comes from the sale of automotive products and service revenue from vehicle maintenance services.
87GF Score
Get the complete analysis for TPE:2247
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