Pan Jit International (TPE:2481) Interest Coverage: 5.16 (As of Dec. 2025) — 23% Below Median


TPE:2481 Pan Jit International Inc TPE:2481
66 GF Score
Price NT$213.50
GF Value NT$70.05
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is Pan Jit International Interest Coverage?

Pan Jit International TPE:2481 +9.77% 66 Interest Coverage is 5.16 as of Dec. 2025, which is 23% below its 10-year median of 6.69. GuruFocus rates TPE:2481 with a GF Score™ of 66/100 and a GF Value™ of NT$70.05 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 635 Semiconductors companies, Pan Jit International ranks worse than 77.64% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Pan Jit International's Operating Income for the three months ended in Dec. 2025 was NT$278 Mil. Pan Jit International's Interest Expense for the three months ended in Dec. 2025 was NT$-54 Mil. Pan Jit International's interest coverage for the quarter that ended in Dec. 2025 was 5.16. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Pan Jit International's Interest Coverage or its related term are showing as below:

TPE:2481' s Interest Coverage Range Over the Past 10 Years
Min: 3.62   Med: 6.69   Max: 23.66
Current: 5.02


TPE:2481's Interest Coverage is ranked worse than
77.64% of 635 companies
in the Semiconductors industry
Industry Median: 20.32 vs TPE:2481: 5.02

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Pan Jit International  (TPE:2481) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Pan Jit International Interest Coverage Related Terms


Pan Jit International Interest Coverage Historical Data

* Premium members only.

The historical data trend for Pan Jit International's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Pan Jit International Interest Coverage Chart

Pan Jit International Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 23.66 11.74 4.13 3.62 5.02

Pan Jit International Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.36 4.27 6.19 4.52 5.16

TPE:2481 vs AMAT, LRCX, KLAC: Interest Coverage Comparison

For the Semiconductor Equipment & Materials subindustry, Pan Jit International's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pan Jit International Interest Coverage vs Semiconductors Industry

For the Semiconductors industry and Technology sector, Pan Jit International's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Pan Jit International's Interest Coverage falls into.


TPE:2481
66GF Score
Pan Jit International Inc TPE:2481
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Pan Jit International Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Pan Jit International's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Pan Jit International's Interest Expense was NT$-224 Mil. Its Operating Income was NT$1,125 Mil. And its Long-Term Debt & Capital Lease Obligation was NT$5,505 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*1125.262/-224.288
=5.02

Pan Jit International's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the three months ended in Dec. 2025, Pan Jit International's Interest Expense was NT$-54 Mil. Its Operating Income was NT$278 Mil. And its Long-Term Debt & Capital Lease Obligation was NT$5,505 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*277.965/-53.889
=5.16

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 5.16 mean?
Pan Jit International (TPE:2481) has a Interest Coverage of 5.16 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Pan Jit International and its competitors. This is 23% below median its historical median of 6.69. Over the past decade, Pan Jit International's Interest Coverage has ranged from 3.62 to 23.66. According to the industry distribution chart, Pan Jit International ranks #493 out of 635 companies in the Semiconductors industry, placing it in the top 77.6%.
Is Pan Jit International's Interest Coverage too high?
Pan Jit International's current Interest Coverage of 5.16 is 23% below median its 10-year median of 6.69. Over the past 10 years, this metric has ranged from a low of 3.62 to a high of 23.66. The Semiconductors industry median Interest Coverage is 20.32. Pan Jit International's value of 5.16 is 74.6% below this industry median. Based on the distribution chart, Pan Jit International ranks #493 out of 635 companies in the Semiconductors industry, which is in the bottom quartile relative to peers. Overall, Pan Jit International has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Pan Jit International's Interest Coverage compare to AMAT and LRCX?
According to the Semiconductors industry distribution chart, Pan Jit International ranks #493 out of 635 companies for Interest Coverage. This places Pan Jit International in the lower half of its industry. The industry median Interest Coverage is 20.32. Pan Jit International's value of 5.16 is 74.6% below this benchmark. Historically, Pan Jit International's own Interest Coverage has ranged from 3.62 to 23.66 over the past decade. While the company's 10-year median is 6.69 vs. the industry median of 20.32, Pan Jit International has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Semiconductors company?
The median Interest Coverage among Semiconductors companies is 20.32, based on 635 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pan Jit International's current Interest Coverage of 5.16 is 74.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Pan Jit International and its competitors. For the Semiconductors industry, the median Interest Coverage is 20.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pan Jit International's current Interest Coverage is 5.16, which is 23% below median its own 10-year median of 6.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pan Jit International stock overvalued right now?
Based on GuruFocus' analysis, Pan Jit International (TPE:2481) is currently considered Significantly Overvalued. The stock's GF Value™ is NT$70.05, compared to a current price of NT$213.50 — trading 204.8% above its estimated fair value. The current Interest Coverage is 5.16, which is 23% below median its 10-year median of 6.69 and 74.6% below the Semiconductors industry median of 20.32. Pan Jit International's overall GF Score™ is 66/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Pan Jit International (TPE:2481), the current Interest Coverage is 5.16 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pan Jit International (TPE:2481) Overvalued in 2026?

Based on GuruFocus' analysis, Pan Jit International stock appears to be overvalued. The current stock price of NT$213.50 is trading 204.8% above its estimated GF Value™ of NT$70.05. GuruFocus considers Pan Jit International to be Significantly Overvalued.

Key valuation signals for TPE:2481:

  • Interest Coverage: 5.16 (23% below median its 10-year median of 6.69)
  • GF Value™: NT$70.05 vs. price of NT$213.50 (204.8% above fair value)
  • GF Score™: 66/100 with 5 warning signs
  • Industry Position: 74.6% below the Semiconductors median (#493 of 635)

No single metric tells the full story. See the TPE:2481 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pan Jit International Business Description

Address No. 24, Gangshan North Road, Gangshan District, Kaohsiung City, TWN, 820115
Pan Jit International Inc is engaged in the manufacturing, processing, assembly, and import and export of semiconductors. The company also assembles, trades, and transfers technological advancements of machinery parts, and it also trades resins and paints for semiconductors. Its products include: Power Management ICs, Signal Chain ICs, MOSFETs, Motor Control ICs, and others. The company's operating segments include Power Discrete, Power IC and components, and Solar. The majority of its revenue is generated from the Power Discrete segment, which is engaged in manufacturing and selling wafers, power components, and control modules. Geographically, the company generates key revenue from China (including Hong Kong) and the rest from Taiwan, Korea, Germany, Italy, and other countries.
66GF Score

Get the complete analysis for TPE:2481

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$213.50
Price
NT$70.05
GF Value