Nippon Insure CoTSE:5843 +0.54%34 Interest Coverage is 386.27 as of Mar. 2026, which is 43% above its 10-year median of 270.65. GuruFocus rates TSE:5843 with a GF Score™ of 34/100 and a GF Value™ of 円1,533.30 (Significantly Overvalued). Among 351 Insurance companies, Nippon Insure Co ranks better than 87.46% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
EBIT
by its Interest Expense. Nippon Insure Co's
EBIT
for the
three
months ended in Mar. 2026 was 円359 Mil. Nippon Insure Co's Interest Expense for the
three
months ended in Mar. 2026 was 円-1 Mil.
Nippon Insure Co's interest coverage for the quarter that ended in Mar. 2026 was 386.27.
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
Ben Graham prefers companies' interest coverage to be at least 5. Nippon Insure Co Ltd has enough cash to cover all of its debt. Its financial situation is stable.
The historical rank and industry rank for Nippon Insure Co's Interest Coverage or its related term are showing as below:
TSE:5843'
s Interest Coverage Range Over the Past 10 Years
Min: 181.28 Med: 270.65 Max: 389.14
Current: 311.35
TSE:5843's Interest Coverage is ranked better than 87.46% of 351
companies
in the Insurance industry
Industry Median: 16.23
vs TSE:5843: 311.35
Nippon Insure Co (TSE:5843) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Nippon Insure Co Interest Coverage Related Terms
Nippon Insure Co Interest Coverage Historical Data
* Premium members only.
The historical data trend for Nippon Insure Co's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
TSE:5843 vs BRK.A, AIG, HIG: Interest Coverage Comparison
For the Insurance - Diversified subindustry, Nippon Insure Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Nippon Insure Co Interest Coverage vs Insurance Industry
For the Insurance industry and Financial Services sector, Nippon Insure Co's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Nippon Insure Co's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Nippon Insure Co (TSE:5843) has a Interest Coverage of 386.27 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Nippon Insure Co and its competitors. This is 43% above median its historical median of 270.65. Over the past decade, Nippon Insure Co's Interest Coverage has ranged from 181.28 to 389.14. According to the industry distribution chart, Nippon Insure Co ranks #44 out of 351 companies in the Insurance industry, placing it in the top 12.5%.
Is Nippon Insure Co's Interest Coverage too high?
Nippon Insure Co's current Interest Coverage of 386.27 is 43% above median its 10-year median of 270.65. Over the past 10 years, this metric has ranged from a low of 181.28 to a high of 389.14. The Insurance industry median Interest Coverage is 16.23. Nippon Insure Co's value of 386.27 is 2280% above this industry median. Based on the distribution chart, Nippon Insure Co ranks #44 out of 351 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Nippon Insure Co has a GF Score™ of 34/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Nippon Insure Co's Interest Coverage compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Nippon Insure Co ranks #44 out of 351 companies for Interest Coverage. This places Nippon Insure Co in the top 13% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 16.23. Nippon Insure Co's value of 386.27 is 2280% above this benchmark. Historically, Nippon Insure Co's own Interest Coverage has ranged from 181.28 to 389.14 over the past decade. While the company's 10-year median is 270.65 vs. the industry median of 16.23, Nippon Insure Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.23, based on 351 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nippon Insure Co's current Interest Coverage of 386.27 is 2280% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Nippon Insure Co and its competitors. For the Insurance industry, the median Interest Coverage is 16.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nippon Insure Co's current Interest Coverage is 386.27, which is 43% above median its own 10-year median of 270.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nippon Insure Co stock overvalued right now?
Based on GuruFocus' analysis, Nippon Insure Co (TSE:5843) is currently considered Significantly Overvalued. The stock's GF Value™ is 円1,533.30, compared to a current price of 円2,217.00 — trading 44.6% above its estimated fair value. The current Interest Coverage is 386.27, which is 43% above median its 10-year median of 270.65 and 2280% above the Insurance industry median of 16.23. Nippon Insure Co's overall GF Score™ is 34/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Nippon Insure Co (TSE:5843), the current Interest Coverage is 386.27 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Nippon Insure Co (TSE:5843) Overvalued in 2026?
Based on GuruFocus' analysis, Nippon Insure Co stock appears to be overvalued.
The current stock price of 円2,217.00 is trading 44.6% above its estimated GF Value™ of 円1,533.30.
GuruFocus considers Nippon Insure Co to be Significantly Overvalued.
Key valuation signals for TSE:5843:
Interest Coverage: 386.27 (43% above median its 10-year median of 270.65)
GF Value™: 円1,533.30 vs. price of 円2,217.00 (44.6% above fair value)
Industry Position: 2280% above the Insurance median (#44 of 351)
No single metric tells the full story. See the TSE:5843 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Nippon Insure Co Ltd is a guarantee company based in Fukuoka that has expanded not only to the real estate industry but also to the nursing care and medical fields. The company provides rent liability guarantees, nursing care debt guarantees, hospitalization fee liability guarantees, fitness businesses, and laundry businesses.
34GF Score
Get the complete analysis for TSE:5843
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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