Nippon Insure CoTSE:5843 +3.57%34 ROE % is 37.18% as of Mar. 2026, which is 90% above its 10-year median of 19.61. GuruFocus rates TSE:5843 with a GF Score™ of 34/100 and a GF Value™ of 円1,533.27 (Significantly Overvalued). Among 507 Insurance companies, Nippon Insure Co ranks better than 88.36% on this metric.
The historical rank and industry rank for Nippon Insure Co's ROE % or its related term are showing as below:
TSE:5843'
s ROE % Range Over the Past 10 Years
Min: 16.14 Med: 19.61 Max: 32.79
Current: 26.78
During the past 5 years, Nippon Insure Co's highest ROE % was 32.79%. The lowest was 16.14%. And the median was 19.61%.
TSE:5843's ROE % is ranked better than 88.36% of 507
companies
in the Insurance industry
Industry Median: 11.69
vs TSE:5843: 26.78
Nippon Insure Co (TSE:5843) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
Nippon Insure Co ROE % Related Terms
Nippon Insure Co ROE % Historical Data
* Premium members only.
The historical data trend for Nippon Insure Co's ROE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, Nippon Insure Co's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Nippon Insure Co ROE % vs Insurance Industry
For the Insurance industry and Financial Services sector, Nippon Insure Co's ROE % distribution charts can be found below:
* The bar in red indicates where Nippon Insure Co's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
Nippon Insure Co (TSE:5843) has a ROE % of 37.18% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Nippon Insure Co and its competitors. This is 90% above median its historical median of 19.61. Over the past decade, Nippon Insure Co's ROE % has ranged from 16.14 to 32.79. According to the industry distribution chart, Nippon Insure Co ranks #59 out of 507 companies in the Insurance industry, placing it in the top 11.6%.
Is Nippon Insure Co's ROE % too high?
Nippon Insure Co's current ROE % of 37.18% is 90% above median its 10-year median of 19.61. Over the past 10 years, this metric has ranged from a low of 16.14 to a high of 32.79. The Insurance industry median ROE % is 11.69. Nippon Insure Co's value of 37.18% is 218% above this industry median. Based on the distribution chart, Nippon Insure Co ranks #59 out of 507 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Nippon Insure Co has a GF Score™ of 34/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Nippon Insure Co's ROE % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Nippon Insure Co ranks #59 out of 507 companies for ROE %. This places Nippon Insure Co in the top 12% of its industry — outperforming the majority of peers. The industry median ROE % is 11.69. Nippon Insure Co's value of 37.18% is 218% above this benchmark. Historically, Nippon Insure Co's own ROE % has ranged from 16.14 to 32.79 over the past decade. While the company's 10-year median is 19.61 vs. the industry median of 11.69, Nippon Insure Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for an Insurance company?
The median ROE % among Insurance companies is 11.69, based on 507 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nippon Insure Co's current ROE % of 37.18% is 218% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Nippon Insure Co and its competitors. For the Insurance industry, the median ROE % is 11.69 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nippon Insure Co's current ROE % is 37.18%, which is 90% above median its own 10-year median of 19.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nippon Insure Co stock overvalued right now?
Based on GuruFocus' analysis, Nippon Insure Co (TSE:5843) is currently considered Significantly Overvalued. The stock's GF Value™ is 円1,533.27, compared to a current price of 円2,232.00 — trading 45.6% above its estimated fair value. The current ROE % is 37.18%, which is 90% above median its 10-year median of 19.61 and 218% above the Insurance industry median of 11.69. Nippon Insure Co's overall GF Score™ is 34/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Nippon Insure Co (TSE:5843), the current ROE % is 37.18% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Nippon Insure Co (TSE:5843) Overvalued in 2026?
Based on GuruFocus' analysis, Nippon Insure Co stock appears to be overvalued.
The current stock price of 円2,232.00 is trading 45.6% above its estimated GF Value™ of 円1,533.27.
GuruFocus considers Nippon Insure Co to be Significantly Overvalued.
Key valuation signals for TSE:5843:
ROE %: 37.18% (90% above median its 10-year median of 19.61)
GF Value™: 円1,533.27 vs. price of 円2,232.00 (45.6% above fair value)
Industry Position: 218% above the Insurance median (#59 of 507)
No single metric tells the full story. See the TSE:5843 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Nippon Insure Co Ltd is a guarantee company based in Fukuoka that has expanded not only to the real estate industry but also to the nursing care and medical fields. The company provides rent liability guarantees, nursing care debt guarantees, hospitalization fee liability guarantees, fitness businesses, and laundry businesses.
34GF Score
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