Nippon Insure Co (TSE:5843) Retained Earnings: 円2,124 Mil (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:5843 Nippon Insure Co Ltd TSE:5843
34 GF Score
Price 円2,451.00
GF Value 円1,517.47
Valuation Significantly Overvalued
! 1 Warning Sign
View Full Analysis

What is Nippon Insure Co Retained Earnings?

Nippon Insure Co TSE:5843 -1.53% 34 Retained Earnings is 円2,124 Mil as of Mar. 2026. GuruFocus rates TSE:5843 with a GF Score™ of 34/100 and a GF Value™ of 円1,517.47 (Significantly Overvalued). The stock has 1 warning sign investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Nippon Insure Co's retained earnings for the quarter that ended in Mar. 2026 was 円2,124 Mil.

Nippon Insure Co's quarterly retained earnings increased from Sep. 2025 (円1,760 Mil) to Dec. 2025 (円1,868 Mil) and increased from Dec. 2025 (円1,868 Mil) to Mar. 2026 (円2,124 Mil).

Nippon Insure Co's annual retained earnings increased from Sep. 2023 (円982 Mil) to Sep. 2024 (円1,262 Mil) and increased from Sep. 2024 (円1,262 Mil) to Sep. 2025 (円1,760 Mil).


Nippon Insure Co  (TSE:5843) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Nippon Insure Co Retained Earnings Historical Data

* Premium members only.

The historical data trend for Nippon Insure Co's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Nippon Insure Co Retained Earnings Chart

Nippon Insure Co Annual Data
Trend Sep21 Sep22 Sep23 Sep24 Sep25
Retained Earnings
531.68 785.38 982.27 1,262.39 1,760.12

Nippon Insure Co Quarterly Data
Sep21 Sep22 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,608.51 1,760.12 1,867.84 2,124.39 2,288.42
TSE:5843
34GF Score
Nippon Insure Co Ltd TSE:5843
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Nippon Insure Co Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of 円2,124 Mil mean?
Nippon Insure Co (TSE:5843) has a Retained Earnings of 円2,124 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Nippon Insure Co and its competitors.
Is Nippon Insure Co's Retained Earnings too high?
Nippon Insure Co's current Retained Earnings is 円2,124 Mil. Overall, Nippon Insure Co has a GF Score™ of 34/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Nippon Insure Co's Retained Earnings compare to BRK.A and AIG?
Nippon Insure Co's Retained Earnings of 円2,124 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for an Insurance company?
A good Retained Earnings depends on the Insurance industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Nippon Insure Co and its competitors. Nippon Insure Co's current Retained Earnings is 円2,124 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nippon Insure Co stock overvalued right now?
Based on GuruFocus' analysis, Nippon Insure Co (TSE:5843) is currently considered Significantly Overvalued. The stock's GF Value™ is 円1,517.47, compared to a current price of 円2,451.00 — trading 61.5% above its estimated fair value. The current Retained Earnings is 円2,124 Mil. Nippon Insure Co's overall GF Score™ is 34/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Nippon Insure Co (TSE:5843), the current Retained Earnings is 円2,124 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Nippon Insure Co (TSE:5843) Overvalued in 2026?

Based on GuruFocus' analysis, Nippon Insure Co stock appears to be overvalued. The current stock price of 円2,451.00 is trading 61.5% above its estimated GF Value™ of 円1,517.47. GuruFocus considers Nippon Insure Co to be Significantly Overvalued.

Key valuation signals for TSE:5843:

  • Retained Earnings: 円2,124 Mil
  • GF Value™: 円1,517.47 vs. price of 円2,451.00 (61.5% above fair value)
  • GF Score™: 34/100 with 1 warning sign

No single metric tells the full story. See the TSE:5843 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Nippon Insure Co Business Description

Address 2-14-2 Tenjin, Fukuoka Shoken Building, 6th floor, Chuo-ku, Fukuoka, JPN, 810-0001
Nippon Insure Co Ltd is a guarantee company based in Fukuoka that has expanded not only to the real estate industry but also to the nursing care and medical fields. The company provides rent liability guarantees, nursing care debt guarantees, hospitalization fee liability guarantees, fitness businesses, and laundry businesses.
34GF Score

Get the complete analysis for TSE:5843

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円2,451.00
Price
円1,517.47
GF Value