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Nippon Insure CoTSE:5843 -3.04%34 Return-on-Tangible-Equity is 38.78% as of Mar. 2026, which is 86% above its 10-year median of 20.90. GuruFocus rates TSE:5843 with a GF Score™ of 34/100 and a GF Value™ of 円1,517.35 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 497 Insurance companies, Nippon Insure Co ranks better than 80.68% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Nippon Insure Co's annualized net income for the quarter that ended in Mar. 2026 was 円1,026 Mil. Nippon Insure Co's average shareholder tangible equity for the quarter that ended in Mar. 2026 was 円2,646 Mil. Therefore, Nippon Insure Co's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 38.78%.
The historical rank and industry rank for Nippon Insure Co's Return-on-Tangible-Equity or its related term are showing as below:
TSE:5843'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 18.15 Med: 20.9 Max: 35.9
Current: 27.98
During the past 5 years, Nippon Insure Co's highest Return-on-Tangible-Equity was 35.90%. The lowest was 18.15%. And the median was 20.90%.
TSE:5843's Return-on-Tangible-Equity is ranked better than 80.68% of 497
companies
in the Insurance industry
Industry Median: 13.5
vs TSE:5843: 27.98
Nippon Insure Co (TSE:5843) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Nippon Insure Co Return-on-Tangible-Equity Related Terms
Nippon Insure Co Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Nippon Insure Co's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TSE:5843 vs BRK.A, AIG, HIG: Return-on-Tangible-Equity Comparison
For the Insurance - Diversified subindustry, Nippon Insure Co's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Nippon Insure Co Return-on-Tangible-Equity vs Insurance Industry
For the Insurance industry and Financial Services sector, Nippon Insure Co's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Nippon Insure Co's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 38.78% mean?
Nippon Insure Co (TSE:5843) has a Return-on-Tangible-Equity of 38.78% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Nippon Insure Co and its competitors. This is 86% above median its historical median of 20.90. Over the past decade, Nippon Insure Co's Return-on-Tangible-Equity has ranged from 18.15 to 35.90. According to the industry distribution chart, Nippon Insure Co ranks #96 out of 497 companies in the Insurance industry, placing it in the top 19.3%.
Is Nippon Insure Co's Return-on-Tangible-Equity too high?
Nippon Insure Co's current Return-on-Tangible-Equity of 38.78% is 86% above median its 10-year median of 20.90. Over the past 10 years, this metric has ranged from a low of 18.15 to a high of 35.90. The Insurance industry median Return-on-Tangible-Equity is 13.50. Nippon Insure Co's value of 38.78% is 187.3% above this industry median. Based on the distribution chart, Nippon Insure Co ranks #96 out of 497 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Nippon Insure Co has a GF Score™ of 34/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Nippon Insure Co's Return-on-Tangible-Equity compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Nippon Insure Co ranks #96 out of 497 companies for Return-on-Tangible-Equity. This places Nippon Insure Co in the top 19% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Equity is 13.50. Nippon Insure Co's value of 38.78% is 187.3% above this benchmark. Historically, Nippon Insure Co's own Return-on-Tangible-Equity has ranged from 18.15 to 35.90 over the past decade. While the company's 10-year median is 20.90 vs. the industry median of 13.50, Nippon Insure Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for an Insurance company?
The median Return-on-Tangible-Equity among Insurance companies is 13.50, based on 497 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nippon Insure Co's current Return-on-Tangible-Equity of 38.78% is 187.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Nippon Insure Co and its competitors. For the Insurance industry, the median Return-on-Tangible-Equity is 13.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nippon Insure Co's current Return-on-Tangible-Equity is 38.78%, which is 86% above median its own 10-year median of 20.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nippon Insure Co stock overvalued right now?
Based on GuruFocus' analysis, Nippon Insure Co (TSE:5843) is currently considered Significantly Overvalued. The stock's GF Value™ is 円1,517.35, compared to a current price of 円2,359.00 — trading 55.5% above its estimated fair value. The current Return-on-Tangible-Equity is 38.78%, which is 86% above median its 10-year median of 20.90 and 187.3% above the Insurance industry median of 13.50. Nippon Insure Co's overall GF Score™ is 34/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Nippon Insure Co (TSE:5843), the current Return-on-Tangible-Equity is 38.78% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Nippon Insure Co (TSE:5843) Overvalued in 2026?
Based on GuruFocus' analysis, Nippon Insure Co stock appears to be overvalued.
The current stock price of 円2,359.00 is trading 55.5% above its estimated GF Value™ of 円1,517.35.
GuruFocus considers Nippon Insure Co to be Significantly Overvalued.
Key valuation signals for TSE:5843:
Return-on-Tangible-Equity: 38.78% (86% above median its 10-year median of 20.90)
GF Value™: 円1,517.35 vs. price of 円2,359.00 (55.5% above fair value)
Industry Position: 187.3% above the Insurance median (#96 of 497)
No single metric tells the full story. See the TSE:5843 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Nippon Insure Co Ltd is a guarantee company based in Fukuoka that has expanded not only to the real estate industry but also to the nursing care and medical fields. The company provides rent liability guarantees, nursing care debt guarantees, hospitalization fee liability guarantees, fitness businesses, and laundry businesses.
34GF Score
Get the complete analysis for TSE:5843
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