Haruyama Holdings (TSE:7416) Interest Coverage: 34.96 (As of Mar. 2026) — 37% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:7416 Haruyama Holdings Inc TSE:7416
61 GF Score
Price 円668.00
GF Value 円618.29
Valuation Fairly Valued
! 2 Warning Signs
View Full Analysis

What is Haruyama Holdings Interest Coverage?

Haruyama Holdings TSE:7416 +0.45% 61 Interest Coverage is 34.96 as of Mar. 2026, which is 37% above its 10-year median of 25.61. GuruFocus rates TSE:7416 with a GF Score™ of 61/100 and a GF Value™ of 円618.29 (Fairly Valued). The stock has 2 warning signs investors should review. Among 825 Retail - Cyclical companies, Haruyama Holdings ranks worse than 121212% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Haruyama Holdings's Operating Income for the six months ended in Mar. 2026 was 円1,419 Mil. Haruyama Holdings's Interest Expense for the six months ended in Mar. 2026 was 円-41 Mil. Haruyama Holdings's interest coverage for the quarter that ended in Mar. 2026 was 34.96. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Haruyama Holdings's Interest Coverage or its related term are showing as below:


TSE:7416's Interest Coverage is not ranked *
in the Retail - Cyclical industry.
Industry Median: 7.47
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Haruyama Holdings  (TSE:7416) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Haruyama Holdings Interest Coverage Related Terms


Haruyama Holdings Interest Coverage Historical Data

* Premium members only.

The historical data trend for Haruyama Holdings's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Haruyama Holdings Interest Coverage Chart

Haruyama Holdings Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 18.89 25.61 16.21 0.00

Haruyama Holdings Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 97.74 0.00 82.31 0.00 34.96

TSE:7416 vs TJX, ROST, BURL: Interest Coverage Comparison

For the Apparel Retail subindustry, Haruyama Holdings's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Haruyama Holdings Interest Coverage vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Haruyama Holdings's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Haruyama Holdings's Interest Coverage falls into.


TSE:7416
61GF Score
Haruyama Holdings Inc TSE:7416
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Haruyama Holdings Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Haruyama Holdings's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, Haruyama Holdings's Interest Expense was 円-64 Mil. Its Operating Income was 円-658 Mil. And its Long-Term Debt & Capital Lease Obligation was 円2,978 Mil.

Haruyama Holdings did not have earnings to cover the interest expense.

Haruyama Holdings's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the six months ended in Mar. 2026, Haruyama Holdings's Interest Expense was 円-41 Mil. Its Operating Income was 円1,419 Mil. And its Long-Term Debt & Capital Lease Obligation was 円2,978 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*1418.552/-40.571
=34.96

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 34.96 mean?
Haruyama Holdings (TSE:7416) has a Interest Coverage of 34.96 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Haruyama Holdings and its competitors. This is 37% above median its historical median of 25.61. According to the industry distribution chart, Haruyama Holdings ranks #999999 out of 825 companies in the Retail - Cyclical industry.
Is Haruyama Holdings' Interest Coverage too high?
Haruyama Holdings' current Interest Coverage of 34.96 is 37% above median its 10-year median of 25.61. The Retail - Cyclical industry median Interest Coverage is 7.47. Haruyama Holdings' value of 34.96 is 368% above this industry median. Based on the distribution chart, Haruyama Holdings ranks #999999 out of 825 companies in the Retail - Cyclical industry, which is in the bottom quartile relative to peers. Overall, Haruyama Holdings has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Haruyama Holdings' Interest Coverage compare to TJX and ROST?
According to the Retail - Cyclical industry distribution chart, Haruyama Holdings ranks #999999 out of 825 companies for Interest Coverage. This places Haruyama Holdings in the lower half of its industry. The industry median Interest Coverage is 7.47. Haruyama Holdings' value of 34.96 is 368% above this benchmark. While the company's 10-year median is 25.61 vs. the industry median of 7.47, Haruyama Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.47, based on 825 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Haruyama Holdings's current Interest Coverage of 34.96 is 368% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Haruyama Holdings and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.47 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Haruyama Holdings's current Interest Coverage is 34.96, which is 37% above median its own 10-year median of 25.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Haruyama Holdings stock overvalued right now?
Based on GuruFocus' analysis, Haruyama Holdings (TSE:7416) is currently considered Fairly Valued. The stock's GF Value™ is 円618.29, compared to a current price of 円668.00 — trading 8% above its estimated fair value. The current Interest Coverage is 34.96, which is 37% above median its 10-year median of 25.61 and 368% above the Retail - Cyclical industry median of 7.47. Haruyama Holdings' overall GF Score™ is 61/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Haruyama Holdings (TSE:7416), the current Interest Coverage is 34.96 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Haruyama Holdings (TSE:7416) Overvalued in 2026?

Based on GuruFocus' analysis, Haruyama Holdings stock appears to be overvalued. The current stock price of 円668.00 is trading 8% above its estimated GF Value™ of 円618.29. GuruFocus considers Haruyama Holdings to be Fairly Valued.

Key valuation signals for TSE:7416:

  • Interest Coverage: 34.96 (37% above median its 10-year median of 25.61)
  • GF Value™: 円618.29 vs. price of 円668.00 (8% above fair value)
  • GF Score™: 61/100 with 2 warning signs
  • Industry Position: 368% above the Retail - Cyclical median (#999999 of 825)

No single metric tells the full story. See the TSE:7416 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Haruyama Holdings Business Description

Address Aoe 1-17-21, Kita Ward, Haruyama Aoe Main Store 4th Floor, Okayama, JPN, 700-0941
Haruyama Holdings Inc operates in the clothing industry. The company offers Western clothing in its outlets. It offers a wide range of items, including branded products, from suits, formal wear, ladies' and recruitment suits to casual wear and shoes, and caters to customers of a wide range of ages and positions.
61GF Score

Get the complete analysis for TSE:7416

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円668.00
Price
円618.29
GF Value