United Urban Investment (TSE:8960) Interest Coverage: 10.01 (As of Nov. 2025) — Near Median

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TSE:8960 United Urban Investment Corp TSE:8960
66 GF Score
Price 円161,400.00
GF Value 円168,097.85
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is United Urban Investment Interest Coverage?

United Urban Investment TSE:8960 66 Interest Coverage is 10.01 as of Nov. 2025, which is 8% below its 10-year median of 10.92. GuruFocus rates TSE:8960 with a GF Score™ of 66/100 and a GF Value™ of 円168,097.85 (Fairly Valued). The stock has 4 warning signs investors should review. Among 697 REITs companies, United Urban Investment ranks better than 78.34% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. United Urban Investment's Operating Income for the six months ended in Nov. 2025 was 円13,086 Mil. United Urban Investment's Interest Expense for the six months ended in Nov. 2025 was 円-1,307 Mil. United Urban Investment's interest coverage for the quarter that ended in Nov. 2025 was 10.01. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for United Urban Investment's Interest Coverage or its related term are showing as below:

TSE:8960' s Interest Coverage Range Over the Past 10 Years
Min: 8.64   Med: 10.92   Max: 12.3
Current: 10.01


TSE:8960's Interest Coverage is ranked better than
78.34% of 697 companies
in the REITs industry
Industry Median: 3.12 vs TSE:8960: 10.01

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


United Urban Investment  (TSE:8960) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


United Urban Investment Interest Coverage Related Terms


United Urban Investment Interest Coverage Historical Data

* Premium members only.

The historical data trend for United Urban Investment's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

United Urban Investment Interest Coverage Chart

United Urban Investment Annual Data
Trend Nov16 Nov17 Nov18 Nov19 Nov20 Nov21 Nov22 Nov23 Nov24 Nov25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.17 11.17 11.31 11.32 10.01

United Urban Investment Semi-Annual Data
May16 Nov16 May17 Nov17 May18 Nov18 May19 Nov19 May20 Nov20 May21 Nov21 May22 Nov22 May23 Nov23 May24 Nov24 May25 Nov25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.27 11.03 11.59 10.01 10.01

TSE:8960 vs VICI, WPC: Interest Coverage Comparison

For the REIT - Diversified subindustry, United Urban Investment's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


United Urban Investment Interest Coverage vs REITs Industry

For the REITs industry and Real Estate sector, United Urban Investment's Interest Coverage distribution charts can be found below:

* The bar in red indicates where United Urban Investment's Interest Coverage falls into.


TSE:8960
66GF Score
United Urban Investment Corp TSE:8960
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

United Urban Investment Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

United Urban Investment's Interest Coverage for the fiscal year that ended in Nov. 2025 is calculated as

Here, for the fiscal year that ended in Nov. 2025, United Urban Investment's Interest Expense was 円-2,615 Mil. Its Operating Income was 円26,172 Mil. And its Long-Term Debt & Capital Lease Obligation was 円273,053 Mil.

Interest Coverage=-1* Operating Income (A: Nov. 2025 )/Interest Expense (A: Nov. 2025 )
=-1*26172.014/-2614.678
=10.01

United Urban Investment's Interest Coverage for the quarter that ended in Nov. 2025 is calculated as

Here, for the six months ended in Nov. 2025, United Urban Investment's Interest Expense was 円-1,307 Mil. Its Operating Income was 円13,086 Mil. And its Long-Term Debt & Capital Lease Obligation was 円273,053 Mil.

Interest Coverage=-1* Operating Income (Q: Nov. 2025 )/Interest Expense (Q: Nov. 2025 )
=-1*13086.007/-1307.339
=10.01

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 10.01 mean?
United Urban Investment (TSE:8960) has a Interest Coverage of 10.01 as of Nov. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on United Urban Investment and its competitors. This is near median its historical median of 10.92. Over the past decade, United Urban Investment's Interest Coverage has ranged from 8.64 to 12.30. According to the industry distribution chart, United Urban Investment ranks #151 out of 697 companies in the REITs industry, placing it in the top 21.7%.
Is United Urban Investment's Interest Coverage too high?
United Urban Investment's current Interest Coverage of 10.01 is near median its 10-year median of 10.92. Over the past 10 years, this metric has ranged from a low of 8.64 to a high of 12.30. The REITs industry median Interest Coverage is 3.12. United Urban Investment's value of 10.01 is 220.8% above this industry median. Based on the distribution chart, United Urban Investment ranks #151 out of 697 companies in the REITs industry, which is in the top quartile — a strong position relative to peers. Overall, United Urban Investment has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does United Urban Investment's Interest Coverage compare to VICI and WPC?
According to the REITs industry distribution chart, United Urban Investment ranks #151 out of 697 companies for Interest Coverage. This places United Urban Investment in the top 22% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 3.12. United Urban Investment's value of 10.01 is 220.8% above this benchmark. Historically, United Urban Investment's own Interest Coverage has ranged from 8.64 to 12.30 over the past decade. While the company's 10-year median is 10.92 vs. the industry median of 3.12, United Urban Investment has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a REITs company?
The median Interest Coverage among REITs companies is 3.12, based on 697 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. United Urban Investment's current Interest Coverage of 10.01 is 220.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on United Urban Investment and its competitors. For the REITs industry, the median Interest Coverage is 3.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. United Urban Investment's current Interest Coverage is 10.01, which is near median its own 10-year median of 10.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Urban Investment stock overvalued right now?
Based on GuruFocus' analysis, United Urban Investment (TSE:8960) is currently considered Fairly Valued. The stock's GF Value™ is 円168,097.85, compared to a current price of 円161,400.00 — trading 4% below its estimated fair value. The current Interest Coverage is 10.01, which is near median its 10-year median of 10.92 and 220.8% above the REITs industry median of 3.12. United Urban Investment's overall GF Score™ is 66/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For United Urban Investment (TSE:8960), the current Interest Coverage is 10.01 as of Nov. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is United Urban Investment (TSE:8960) Overvalued in 2026?

Based on GuruFocus' analysis, United Urban Investment stock appears to be undervalued. The current stock price of 円161,400.00 is trading 4% below its estimated GF Value™ of 円168,097.85. GuruFocus considers United Urban Investment to be Fairly Valued.

Key valuation signals for TSE:8960:

  • Interest Coverage: 10.01 (near median its 10-year median of 10.92)
  • GF Value™: 円168,097.85 vs. price of 円161,400.00 (4% below fair value)
  • GF Score™: 66/100 with 4 warning signs
  • Industry Position: 220.8% above the REITs median (#151 of 697)

No single metric tells the full story. See the TSE:8960 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


United Urban Investment Business Description

Industry Real EstateREITs
Address 4-3-1 Toranomon, Shiroyama Trust Tower 18Floor, Minato-ku, Tokyo, JPN, 105-6018
United Urban Investment Corp is a real estate investment trust. The company invests in real estates such as retail properties, office buildings, hotels, residential properties and others. The company's primary objective is to secure steady earnings over the medium to long term through investment in varied both in types of use and geographical location. The company invests in real estates located in the Tokyo metropolitan area and other cities in Japan including government-designated cities, and surrounding areas thereof.
66GF Score

Get the complete analysis for TSE:8960

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円161,400.00
Price
円168,097.85
GF Value