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Asseco Business SolutionsWAR:ABS 93 Interest Coverage is 148.03 as of Mar. 2026, which is 122% above its 10-year median of 66.79. GuruFocus rates WAR:ABS with a GF Score™ of 93/100 and a GF Value™ of zł79.02 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,720 Software companies, Asseco Business Solutions ranks better than 67.15% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Asseco Business Solutions's
Operating Income
for the
three
months ended in Mar. 2026 was zł46.6 Mil. Asseco Business Solutions's Interest Expense for the
three
months ended in Mar. 2026 was zł-0.3 Mil.
Asseco Business Solutions's interest coverage for the quarter that ended in Mar. 2026 was 148.03.
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
Ben Graham prefers companies' interest coverage to be at least 5. Asseco Business Solutions SA has enough cash to cover all of its debt. Its financial situation is stable.
The historical rank and industry rank for Asseco Business Solutions's Interest Coverage or its related term are showing as below:
WAR:ABS'
s Interest Coverage Range Over the Past 10 Years
Min: 47.42 Med: 66.79 Max: 12788.5
Current: 93.89
WAR:ABS's Interest Coverage is ranked better than 67.15% of 1720
companies
in the Software industry
Industry Median: 24.69
vs WAR:ABS: 93.89
Asseco Business Solutions (WAR:ABS) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Asseco Business Solutions Interest Coverage Related Terms
Asseco Business Solutions Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
WAR:ABS vs QH, SHOP, UBER: Interest Coverage Comparison
For the Software - Application subindustry, Asseco Business Solutions's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Asseco Business Solutions Interest Coverage vs Software Industry
For the Software industry and Technology sector, Asseco Business Solutions's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Asseco Business Solutions's Interest Coverage falls into.
Asseco Business Solutions Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Asseco Business Solutions (WAR:ABS) has a Interest Coverage of 148.03 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Asseco Business Solutions and its competitors. This is 122% above median its historical median of 66.79. Over the past decade, Asseco Business Solutions' Interest Coverage has ranged from 47.42 to 12,788.50. According to the industry distribution chart, Asseco Business Solutions ranks #565 out of 1720 companies in the Software industry, placing it in the top 32.8%.
Is Asseco Business Solutions' Interest Coverage too high?
Asseco Business Solutions' current Interest Coverage of 148.03 is 122% above median its 10-year median of 66.79. Over the past 10 years, this metric has ranged from a low of 47.42 to a high of 12,788.50. The Software industry median Interest Coverage is 24.69. Asseco Business Solutions' value of 148.03 is 499.6% above this industry median. Based on the distribution chart, Asseco Business Solutions ranks #565 out of 1720 companies in the Software industry, which is above the industry midpoint. Overall, Asseco Business Solutions has a GF Score™ of 93/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Asseco Business Solutions' Interest Coverage compare to QH and SHOP?
According to the Software industry distribution chart, Asseco Business Solutions ranks #565 out of 1720 companies for Interest Coverage. This puts Asseco Business Solutions in the upper half of its industry. The industry median Interest Coverage is 24.69. Asseco Business Solutions' value of 148.03 is 499.6% above this benchmark. Historically, Asseco Business Solutions' own Interest Coverage has ranged from 47.42 to 12,788.50 over the past decade. While the company's 10-year median is 66.79 vs. the industry median of 24.69, Asseco Business Solutions has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.69, based on 1,720 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Asseco Business Solutions's current Interest Coverage of 148.03 is 499.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Asseco Business Solutions and its competitors. For the Software industry, the median Interest Coverage is 24.69 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Asseco Business Solutions's current Interest Coverage is 148.03, which is 122% above median its own 10-year median of 66.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Asseco Business Solutions stock overvalued right now?
Based on GuruFocus' analysis, Asseco Business Solutions (WAR:ABS) is currently considered Modestly Overvalued. The stock's GF Value™ is zł79.02, compared to a current price of zł88.00 — trading 11.4% above its estimated fair value. The current Interest Coverage is 148.03, which is 122% above median its 10-year median of 66.79 and 499.6% above the Software industry median of 24.69. Asseco Business Solutions' overall GF Score™ is 93/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Asseco Business Solutions (WAR:ABS), the current Interest Coverage is 148.03 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Asseco Business Solutions (WAR:ABS) Overvalued in 2026?
Based on GuruFocus' analysis, Asseco Business Solutions stock appears to be overvalued.
The current stock price of zł88.00 is trading 11.4% above its estimated GF Value™ of zł79.02.
GuruFocus considers Asseco Business Solutions to be Modestly Overvalued.
Key valuation signals for WAR:ABS:
Interest Coverage: 148.03 (122% above median its 10-year median of 66.79)
GF Value™: zł79.02 vs. price of zł88.00 (11.4% above fair value)
Industry Position: 499.6% above the Software median (#565 of 1720)
No single metric tells the full story. See the WAR:ABS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Asseco Business Solutions SA serves as a Competence Centre accountable for the development of ERP software, mobile reporting systems (SFA), factoring systems and software for SMEs. Its offering also includes the provision, adaptation, and configuration of business applications for enterprises, design, and construction of infrastructure at the client or in the outsourcing model, providing equipment and system software of renowned partners, training for client's personnel, service and remote support for users. The company generates most of its revenue from its ERP Systems segment mainly in Poland.
93GF Score
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