Harel Mallac and Co (XMAU:HML) Interest Coverage: 0 (At Loss) (As of Mar. 2026)

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XMAU:HML Harel Mallac and Co Ltd XMAU:HML
40 GF Score
Price MUR13.85
GF Value MUR21.66
Valuation Possible Value Trap
! 4 Warning Signs
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What is Harel Mallac and Co Interest Coverage?

Harel Mallac and Co XMAU:HML 40 Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus rates XMAU:HML with a GF Score™ of 40/100 and a GF Value™ of MUR21.66 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 422 Conglomerates companies, Harel Mallac and Co ranks worse than 236966.59% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Harel Mallac and Co's Operating Income for the three months ended in Mar. 2026 was MUR0 Mil. Harel Mallac and Co's Interest Expense for the three months ended in Mar. 2026 was MUR-29 Mil. did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Harel Mallac and Co's Interest Coverage or its related term are showing as below:


XMAU:HML's Interest Coverage is not ranked *
in the Conglomerates industry.
Industry Median: 5.435
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Harel Mallac and Co  (XMAU:HML) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Harel Mallac and Co Interest Coverage Related Terms


Harel Mallac and Co Interest Coverage Historical Data

* Premium members only.

The historical data trend for Harel Mallac and Co's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Harel Mallac and Co Interest Coverage Chart

Harel Mallac and Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.49 0.91 1.58 0.00 0.00

Harel Mallac and Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

XMAU:HML vs MMM, HON: Interest Coverage Comparison

For the Conglomerates subindustry, Harel Mallac and Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Harel Mallac and Co Interest Coverage vs Conglomerates Industry

For the Conglomerates industry and Industrials sector, Harel Mallac and Co's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Harel Mallac and Co's Interest Coverage falls into.


XMAU:HML
40GF Score
Harel Mallac and Co Ltd XMAU:HML
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Harel Mallac and Co Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Harel Mallac and Co's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Harel Mallac and Co's Interest Expense was MUR-139 Mil. Its Operating Income was MUR-116 Mil. And its Long-Term Debt & Capital Lease Obligation was MUR861 Mil.

Harel Mallac and Co did not have earnings to cover the interest expense.

Harel Mallac and Co's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Harel Mallac and Co's Interest Expense was MUR-29 Mil. Its Operating Income was MUR0 Mil. And its Long-Term Debt & Capital Lease Obligation was MUR0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0 (At Loss) mean?
Harel Mallac and Co (XMAU:HML) has a Interest Coverage of 0 (At Loss) as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Harel Mallac and Co and its competitors. According to the industry distribution chart, Harel Mallac and Co ranks #999999 out of 422 companies in the Conglomerates industry.
Is Harel Mallac and Co's Interest Coverage too high?
Harel Mallac and Co's current Interest Coverage is 0 (At Loss). Based on the distribution chart, Harel Mallac and Co ranks #999999 out of 422 companies in the Conglomerates industry, which is in the bottom quartile relative to peers. Overall, Harel Mallac and Co has a GF Score™ of 40/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Harel Mallac and Co's Interest Coverage compare to MMM and HON?
According to the Conglomerates industry distribution chart, Harel Mallac and Co ranks #999999 out of 422 companies for Interest Coverage. This places Harel Mallac and Co in the lower half of its industry. The industry median Interest Coverage is 5.44. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Conglomerates company?
The median Interest Coverage among Conglomerates companies is 5.44, based on 422 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Harel Mallac and Co and its competitors. For the Conglomerates industry, the median Interest Coverage is 5.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Harel Mallac and Co's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Harel Mallac and Co stock overvalued right now?
Based on GuruFocus' analysis, Harel Mallac and Co (XMAU:HML) is currently considered Possible Value Trap. The stock's GF Value™ is MUR21.66, compared to a current price of MUR13.85 — trading 36.1% below its estimated fair value. The current Interest Coverage is 0 (At Loss). Harel Mallac and Co's overall GF Score™ is 40/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Harel Mallac and Co (XMAU:HML), the current Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Harel Mallac and Co (XMAU:HML) Overvalued in 2026?

Based on GuruFocus' analysis, Harel Mallac and Co stock appears to be undervalued. The current stock price of MUR13.85 is trading 36.1% below its estimated GF Value™ of MUR21.66. GuruFocus considers Harel Mallac and Co to be Possible Value Trap.

Key valuation signals for XMAU:HML:

  • Interest Coverage: 0 (At Loss)
  • GF Value™: MUR21.66 vs. price of MUR13.85 (36.1% below fair value)
  • GF Score™: 40/100 with 4 warning signs

No single metric tells the full story. See the XMAU:HML stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Harel Mallac and Co Business Description

Address 18, Edith Cavell Street, Port Louis, MUS, 11302
Harel Mallac and Co Ltd is an investment holding company. Along with its subsidiaries, the company operates in the following reportable segments: Investment and Corporate, Technology, Chemicals, and Equipment and Systems. Maximum revenue for the group is generated from the Chemicals segment. Geographically, the group generates maximum revenue from Mauritius, followed by Reunion, Madagascar, and Africa.
40GF Score

Get the complete analysis for XMAU:HML

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MUR13.85
Price
MUR21.66
GF Value