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Harel Mallac and CoXMAU:HML 40 PB Ratio is 0.08 as of Aug. 04, 2026, which is 62% below its 10-year median of 0.21. GuruFocus rates XMAU:HML with a GF Score™ of 40/100 and a GF Value™ of MUR21.66 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 547 Conglomerates companies, Harel Mallac and Co ranks better than 98.72% on this metric.
The historical rank and industry rank for Harel Mallac and Co's PB Ratio or its related term are showing as below:
XMAU:HML'
s PB Ratio Range Over the Past 10 Years
Min: 0.07 Med: 0.21 Max: 0.29
Current: 0.08
During the past 13 years, Harel Mallac and Co's highest PB Ratio was 0.29. The lowest was 0.07. And the median was 0.21.
XMAU:HML's PB Ratio is ranked better than 98.72% of 547
companies
in the Conglomerates industry
Industry Median: 1.05
vs XMAU:HML: 0.08
During the past 12 months, Harel Mallac and Co's average Book Value Per Share Growth Rate was 4.50% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 6.30% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 12.00% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 1.50% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Harel Mallac and Co was 20.10% per year. The lowest was -12.20% per year. And the median was 0.50% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Harel Mallac and Co PB Ratio Related Terms
Harel Mallac and Co PB Ratio Historical Data
* Premium members only.
The historical data trend for Harel Mallac and Co's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Conglomerates subindustry, Harel Mallac and Co's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Harel Mallac and Co PB Ratio vs Conglomerates Industry
For the Conglomerates industry and Industrials sector, Harel Mallac and Co's PB Ratio distribution charts can be found below:
* The bar in red indicates where Harel Mallac and Co's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Harel Mallac and Co (XMAU:HML) has a PB Ratio of 0.08 as of Aug. 04, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Harel Mallac and Co and its competitors. This is 62% below median its historical median of 0.21. Over the past decade, Harel Mallac and Co's PB Ratio has ranged from 0.07 to 0.29. According to the industry distribution chart, Harel Mallac and Co ranks #7 out of 547 companies in the Conglomerates industry, placing it in the top 1.3%.
Is Harel Mallac and Co's PB Ratio too high?
Harel Mallac and Co's current PB Ratio of 0.08 is 62% below median its 10-year median of 0.21. Over the past 10 years, this metric has ranged from a low of 0.07 to a high of 0.29. The Conglomerates industry median PB Ratio is 1.05. Harel Mallac and Co's value of 0.08 is 92.4% below this industry median. Based on the distribution chart, Harel Mallac and Co ranks #7 out of 547 companies in the Conglomerates industry, which is in the top quartile — a strong position relative to peers. Overall, Harel Mallac and Co has a GF Score™ of 40/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Harel Mallac and Co's PB Ratio compare to MMM and HON?
According to the Conglomerates industry distribution chart, Harel Mallac and Co ranks #7 out of 547 companies for PB Ratio. This places Harel Mallac and Co in the top 1% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.05. Harel Mallac and Co's value of 0.08 is 92.4% below this benchmark. Historically, Harel Mallac and Co's own PB Ratio has ranged from 0.07 to 0.29 over the past decade. While the company's 10-year median is 0.21 vs. the industry median of 1.05, Harel Mallac and Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Conglomerates company?
The median PB Ratio among Conglomerates companies is 1.05, based on 547 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Harel Mallac and Co's current PB Ratio of 0.08 is 92.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Harel Mallac and Co and its competitors. For the Conglomerates industry, the median PB Ratio is 1.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Harel Mallac and Co's current PB Ratio is 0.08, which is 62% below median its own 10-year median of 0.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Harel Mallac and Co stock overvalued right now?
Based on GuruFocus' analysis, Harel Mallac and Co (XMAU:HML) is currently considered Possible Value Trap. The stock's GF Value™ is MUR21.66, compared to a current price of MUR13.85 — trading 36.1% below its estimated fair value. The current PB Ratio is 0.08, which is 62% below median its 10-year median of 0.21 and 92.4% below the Conglomerates industry median of 1.05. Harel Mallac and Co's overall GF Score™ is 40/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Harel Mallac and Co (XMAU:HML), the current PB Ratio is 0.08 as of Aug. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Harel Mallac and Co (XMAU:HML) Overvalued in 2026?
Based on GuruFocus' analysis, Harel Mallac and Co stock appears to be undervalued.
The current stock price of MUR13.85 is trading 36.1% below its estimated GF Value™ of MUR21.66.
GuruFocus considers Harel Mallac and Co to be Possible Value Trap.
Key valuation signals for XMAU:HML:
PB Ratio: 0.08 (62% below median its 10-year median of 0.21)
GF Value™: MUR21.66 vs. price of MUR13.85 (36.1% below fair value)
Industry Position: 92.4% below the Conglomerates median (#7 of 547)
No single metric tells the full story. See the XMAU:HML stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Harel Mallac and Co Ltd is an investment holding company. Along with its subsidiaries, the company operates in the following reportable segments: Investment and Corporate, Technology, Chemicals, and Equipment and Systems. Maximum revenue for the group is generated from the Chemicals segment. Geographically, the group generates maximum revenue from Mauritius, followed by Reunion, Madagascar, and Africa.
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