Indian Bank (NSE:INDIANB) Interest Expense: ₹-412,714 Mil (TTM As of Jun. 2026)

Author: Vera Yuan Vera Yuan
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Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:INDIANB Indian Bank NSE:INDIANB
61 GF Score
Price ₹834.25
GF Value ₹649.28
Valuation Modestly Overvalued
! 2 Warning Signs
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What is Indian Bank Interest Expense?

Indian Bank NSE:INDIANB +0.36% 61 Interest Expense is ₹-412,714 Mil as of Jun. 2026. GuruFocus rates NSE:INDIANB with a GF Score™ of 61/100 and a GF Value™ of ₹649.28 (Modestly Overvalued). The stock has 2 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Indian Bank's interest expense for the three months ended in Jun. 2026 was ₹ -106,569 Mil. Its interest expense for the trailing twelve months (TTM) ended in Jun. 2026 was ₹-412,714 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Indian Bank's Operating Income for the three months ended in Jun. 2026 was ₹ Mil. Indian Bank's Interest Expense for the three months ended in Jun. 2026 was ₹ Mil. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Indian Bank Interest Expense Historical Data

* Premium members only.

The historical data trend for Indian Bank's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Indian Bank Interest Expense Chart

Indian Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -221,292.50 -247,172.90 -323,407.60 -368,262.50 -405,386.60

Indian Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -99,240.90 -100,397.10 -102,029.00 -103,719.60 -106,568.60
NSE:INDIANB
61GF Score
Indian Bank NSE:INDIANB
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Indian Bank Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹-412,714 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of ₹-412,714 Mil mean?
Indian Bank (NSE:INDIANB) has a Interest Expense of ₹-412,714 Mil as of Jun. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on Indian Bank and its competitors.
Is Indian Bank's Interest Expense too high?
Indian Bank's current Interest Expense is ₹-412,714 Mil. Overall, Indian Bank has a GF Score™ of 61/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Indian Bank's Interest Expense compare to competitors?
Indian Bank's Interest Expense of ₹-412,714 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Banks company?
A good Interest Expense depends on the Banks industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Indian Bank and its competitors. Indian Bank's current Interest Expense is ₹-412,714 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Indian Bank stock overvalued right now?
Based on GuruFocus' analysis, Indian Bank (NSE:INDIANB) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹649.28, compared to a current price of ₹834.25 — trading 28.5% above its estimated fair value. The current Interest Expense is ₹-412,714 Mil. Indian Bank's overall GF Score™ is 61/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Indian Bank (NSE:INDIANB), the current Interest Expense is ₹-412,714 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Indian Bank (NSE:INDIANB) Overvalued in 2026?

Based on GuruFocus' analysis, Indian Bank stock appears to be overvalued. The current stock price of ₹834.25 is trading 28.5% above its estimated GF Value™ of ₹649.28. GuruFocus considers Indian Bank to be Modestly Overvalued.

Key valuation signals for NSE:INDIANB:

  • Interest Expense: ₹-412,714 Mil
  • GF Value™: ₹649.28 vs. price of ₹834.25 (28.5% above fair value)
  • GF Score™: 61/100 with 2 warning signs

No single metric tells the full story. See the NSE:INDIANB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Indian Bank Business Description

Other Exchanges 532814:India
Address 254-260, Avvai Shanmugam Salai, Royapettah, Chennai, TN, IND, 600014
Indian Bank is a provider of banking products and services in India and internationally. The bank is headquartered in India and generates the majority of revenue domestically. The bank operates through four segments: Treasury, Corporate/Wholesale banking, Retail banking, and other banking operations. A majority of its revenue is generated from the Retail banking segment. The company provides deposits, savings and current accounts, merchant banking, and stock broking to its customers. The company has a nationwide network of branches as well as branches in Singapore and Sri Lanka. The Government of India is a shareholder.
61GF Score

Get the complete analysis for NSE:INDIANB

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹834.25
Price
₹649.28
GF Value