Indian Bank (NSE:INDIANB) 5-Year Yield-on-Cost %: 2.10 (As of Aug. 26, 2026) — Near Median

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:INDIANB Indian Bank NSE:INDIANB
61 GF Score
Price ₹878.00
GF Value ₹657.97
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Indian Bank 5-Year Yield-on-Cost %?

Indian Bank NSE:INDIANB +0.87% 61 5-Year Yield-on-Cost % is 2.10 as of Aug. 26, 2026, which is 2% below its 10-year median of 2.14. GuruFocus rates NSE:INDIANB with a GF Score™ of 61/100 and a GF Value™ of ₹657.97 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,248 Banks companies, Indian Bank ranks worse than 81.09% on this metric.

Indian Bank's yield on cost for the quarter that ended in Jun. 2026 was 2.10.


The historical rank and industry rank for Indian Bank's 5-Year Yield-on-Cost % or its related term are showing as below:

NSE:INDIANB' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.1   Med: 2.14   Max: 5.68
Current: 2.1


During the past 13 years, Indian Bank's highest Yield on Cost was 5.68. The lowest was 1.10. And the median was 2.14.


NSE:INDIANB's 5-Year Yield-on-Cost % is ranked worse than
81.09% of 1248 companies
in the Banks industry
Industry Median: 3.85 vs NSE:INDIANB: 2.10

Indian Bank  (NSE:INDIANB) 5-Year Yield-on-Cost % Explanation

Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.


Indian Bank 5-Year Yield-on-Cost % Related Terms


Indian Bank 5-Year Yield-on-Cost % Competitor Comparison

For the Banks - Regional subindustry, Indian Bank's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Indian Bank 5-Year Yield-on-Cost % vs Banks Industry

For the Banks industry and Financial Services sector, Indian Bank's 5-Year Yield-on-Cost % distribution charts can be found below:

* The bar in red indicates where Indian Bank's 5-Year Yield-on-Cost % falls into.


NSE:INDIANB
61GF Score
Indian Bank NSE:INDIANB
5-Year Yield-on-Cost % is just one metric. See GF Score™, valuation, warning signs, and more.
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Indian Bank 5-Year Yield-on-Cost % Calculation

Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.

Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.

Therefore, Yield-on-Cost of Indian Bank is calculated as

Yield-on-Cost=Dividend Yield %*(1+Dividend Growth Rate)^5
Frequently Asked Questions Learn more about 5-Year Yield-on-Cost % →
What does a 5-Year Yield-on-Cost % of 2.10 mean?
Indian Bank (NSE:INDIANB) has a 5-Year Yield-on-Cost % of 2.10 as of Aug. 26, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Indian Bank and its competitors. This is near median its historical median of 2.14. Over the past decade, Indian Bank's 5-Year Yield-on-Cost % has ranged from 1.10 to 5.68. According to the industry distribution chart, Indian Bank ranks #1012 out of 1248 companies in the Banks industry, placing it in the top 81.1%.
Is Indian Bank's 5-Year Yield-on-Cost % too high?
Indian Bank's current 5-Year Yield-on-Cost % of 2.10 is near median its 10-year median of 2.14. Over the past 10 years, this metric has ranged from a low of 1.10 to a high of 5.68. The Banks industry median 5-Year Yield-on-Cost % is 3.85. Indian Bank's value of 2.10 is 45.5% below this industry median. Based on the distribution chart, Indian Bank ranks #1012 out of 1248 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Indian Bank has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Indian Bank's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, Indian Bank ranks #1012 out of 1248 companies for 5-Year Yield-on-Cost %. This places Indian Bank in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.85. Indian Bank's value of 2.10 is 45.5% below this benchmark. Historically, Indian Bank's own 5-Year Yield-on-Cost % has ranged from 1.10 to 5.68 over the past decade. While the company's 10-year median is 2.14 vs. the industry median of 3.85, Indian Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.85, based on 1,248 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Indian Bank's current 5-Year Yield-on-Cost % of 2.10 is 45.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Indian Bank and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Indian Bank's current 5-Year Yield-on-Cost % is 2.10, which is near median its own 10-year median of 2.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Indian Bank stock overvalued right now?
Based on GuruFocus' analysis, Indian Bank (NSE:INDIANB) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹657.97, compared to a current price of ₹878.00 — trading 33.4% above its estimated fair value. The current 5-Year Yield-on-Cost % is 2.10, which is near median its 10-year median of 2.14 and 45.5% below the Banks industry median of 3.85. Indian Bank's overall GF Score™ is 61/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Indian Bank (NSE:INDIANB), the current 5-Year Yield-on-Cost % is 2.10 as of Aug. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Indian Bank (NSE:INDIANB) Overvalued in 2026?

Based on GuruFocus' analysis, Indian Bank stock appears to be overvalued. The current stock price of ₹878.00 is trading 33.4% above its estimated GF Value™ of ₹657.97. GuruFocus considers Indian Bank to be Significantly Overvalued.

Key valuation signals for NSE:INDIANB:

  • 5-Year Yield-on-Cost %: 2.10 (near median its 10-year median of 2.14)
  • GF Value™: ₹657.97 vs. price of ₹878.00 (33.4% above fair value)
  • GF Score™: 61/100 with 2 warning signs
  • Industry Position: 45.5% below the Banks median (#1012 of 1248)

No single metric tells the full story. See the NSE:INDIANB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Indian Bank Business Description

Other Exchanges 532814:India
Address 254-260, Avvai Shanmugam Salai, Royapettah, Chennai, TN, IND, 600014
Indian Bank is a provider of banking products and services in India and internationally. The bank is headquartered in India and generates the majority of revenue domestically. The bank operates through four segments: Treasury, Corporate/Wholesale banking, Retail banking, and other banking operations. A majority of its revenue is generated from the Retail banking segment. The company provides deposits, savings and current accounts, merchant banking, and stock broking to its customers. The company has a nationwide network of branches as well as branches in Singapore and Sri Lanka. The Government of India is a shareholder.
61GF Score

Get the complete analysis for NSE:INDIANB

5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹878.00
Price
₹657.97
GF Value