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Indian BankNSE:INDIANB -0.35%60 Dividend Payout Ratio is 0.73 as of Jun. 2026, which is 387% above its 10-year median of 0.15. GuruFocus rates NSE:INDIANB with a GF Score™ of 60/100 and a GF Value™ of ₹639.85 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 1,175 Banks companies, Indian Bank ranks better than 80.6% on this metric.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Indian Bank's Dividend Payout Ratio for the
months ended in Jun. 2026 was 0.73.
The historical rank and industry rank for Indian Bank's Dividend Payout Ratio or its related term are showing as below:
NSE:INDIANB'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.05 Med: 0.15 Max: 0.76
Current: 0.19
During the past 13 years, the highest Dividend Payout Ratio of Indian Bank was 0.76. The lowest was 0.05. And the median was 0.15.
NSE:INDIANB's Dividend Payout Ratio is ranked better than 80.6% of 1175
companies
in the Banks industry
Industry Median: 0.32
vs NSE:INDIANB: 0.19
During the past 12 months, Indian Bank's average Dividends Per Share Growth Rate was 12.30% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 35.70% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Indian Bank was 81.70% per year. The lowest was -46.10% per year. And the median was 10.50% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Indian Bank (NSE:INDIANB) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Indian Bank Dividend Payout Ratio Related Terms
Indian Bank Dividend Payout Ratio Historical Data
* Premium members only.
The historical data trend for Indian Bank's Dividend Payout Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Indian Bank Dividend Payout Ratio Competitor Comparison
For the Banks - Regional subindustry, Indian Bank's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Indian Bank Dividend Payout Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Indian Bank's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where Indian Bank's Dividend Payout Ratio falls into.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
Indian Bank's Dividend Payout Ratio for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Indian Bank (NSE:INDIANB) has a Dividend Payout Ratio of 0.73 as of Jun. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Indian Bank and its competitors. This is 387% above median its historical median of 0.15. Over the past decade, Indian Bank's Dividend Payout Ratio has ranged from 0.05 to 0.76. According to the industry distribution chart, Indian Bank ranks #228 out of 1175 companies in the Banks industry, placing it in the top 19.4%.
Is Indian Bank's Dividend Payout Ratio too high?
Indian Bank's current Dividend Payout Ratio of 0.73 is 387% above median its 10-year median of 0.15. Over the past 10 years, this metric has ranged from a low of 0.05 to a high of 0.76. The Banks industry median Dividend Payout Ratio is 0.32. Indian Bank's value of 0.73 is 128.1% above this industry median. Based on the distribution chart, Indian Bank ranks #228 out of 1175 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Indian Bank has a GF Score™ of 60/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Indian Bank's Dividend Payout Ratio compare to competitors?
According to the Banks industry distribution chart, Indian Bank ranks #228 out of 1175 companies for Dividend Payout Ratio. This places Indian Bank in the top 19% of its industry — outperforming the majority of peers. The industry median Dividend Payout Ratio is 0.32. Indian Bank's value of 0.73 is 128.1% above this benchmark. Historically, Indian Bank's own Dividend Payout Ratio has ranged from 0.05 to 0.76 over the past decade. While the company's 10-year median is 0.15 vs. the industry median of 0.32, Indian Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,175 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Indian Bank's current Dividend Payout Ratio of 0.73 is 128.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Indian Bank and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Indian Bank's current Dividend Payout Ratio is 0.73, which is 387% above median its own 10-year median of 0.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Indian Bank stock overvalued right now?
Based on GuruFocus' analysis, Indian Bank (NSE:INDIANB) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹639.85, compared to a current price of ₹830.55 — trading 29.8% above its estimated fair value. The current Dividend Payout Ratio is 0.73, which is 387% above median its 10-year median of 0.15 and 128.1% above the Banks industry median of 0.32. Indian Bank's overall GF Score™ is 60/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Indian Bank (NSE:INDIANB), the current Dividend Payout Ratio is 0.73 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Indian Bank (NSE:INDIANB) Overvalued in 2026?
Based on GuruFocus' analysis, Indian Bank stock appears to be overvalued.
The current stock price of ₹830.55 is trading 29.8% above its estimated GF Value™ of ₹639.85.
GuruFocus considers Indian Bank to be Modestly Overvalued.
Key valuation signals for NSE:INDIANB:
Dividend Payout Ratio: 0.73 (387% above median its 10-year median of 0.15)
GF Value™: ₹639.85 vs. price of ₹830.55 (29.8% above fair value)
Industry Position: 128.1% above the Banks median (#228 of 1175)
No single metric tells the full story. See the NSE:INDIANB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Indian Bank is a provider of banking products and services in India and internationally. The bank is headquartered in India and generates the majority of revenue domestically. The bank operates through four segments: Treasury, Corporate/Wholesale banking, Retail banking, and other banking operations. A majority of its revenue is generated from the Retail banking segment. The company provides deposits, savings and current accounts, merchant banking, and stock broking to its customers. The company has a nationwide network of branches as well as branches in Singapore and Sri Lanka. The Government of India is a shareholder.
60GF Score
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Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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