BDO Unibank (PHS:BDO) Interest Income: ₱312,294 Mil (TTM As of Jun. 2026)

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PHS:BDO BDO Unibank Inc PHS:BDO
79 GF Score
Price ₱123.60
GF Value ₱171.63
Valuation Modestly Undervalued
! 4 Warning Signs
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What is BDO Unibank Interest Income?

BDO Unibank PHS:BDO -1.90% 79 Interest Income is ₱312,294 Mil as of Jun. 2026. GuruFocus rates PHS:BDO with a GF Score™ of 79/100 and a GF Value™ of ₱171.63 (Modestly Undervalued). The stock has 4 warning signs investors should review.

Interest Income is the interest earned on cash temporarily held in savings accounts, certificates of deposits, or other investments. BDO Unibank's interest income for the three months ended in Jun. 2026 was ₱82,156 Mil. Its interest income for the trailing twelve months (TTM) ended in Jun. 2026 was ₱312,294 Mil.


BDO Unibank Interest Income Historical Data

* Premium members only.

The historical data trend for BDO Unibank's Interest Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BDO Unibank Interest Income Chart

BDO Unibank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 144,879.00 161,820.00 231,704.00 272,039.00 294,665.00

BDO Unibank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Interest Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 72,255.00 75,983.00 76,700.00 77,455.00 82,156.00
PHS:BDO
79GF Score
BDO Unibank Inc PHS:BDO
Interest Income is just one metric. See GF Score™, valuation, warning signs, and more.
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BDO Unibank Interest Income Calculation

Interest Income is the interest earned on cash temporarily held in savings accounts, certificates of deposits, or other investments.

Interest Income for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₱312,294 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Income →
What does a Interest Income of ₱312,294 Mil mean?
BDO Unibank (PHS:BDO) has a Interest Income of ₱312,294 Mil as of Jun. 2026. Interest Income is the amount a company receives on savings accounts and certificates of deposits. View historical data on BDO Unibank and its competitors.
Is BDO Unibank's Interest Income too high?
BDO Unibank's current Interest Income is ₱312,294 Mil. Overall, BDO Unibank has a GF Score™ of 79/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does BDO Unibank's Interest Income compare to competitors?
BDO Unibank's Interest Income of ₱312,294 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Income for a Banks company?
A good Interest Income depends on the Banks industry context. However, Interest Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Income mean?
A high Interest Income can signal that a stock is expensive relative to its fundamentals. Interest Income is the amount a company receives on savings accounts and certificates of deposits. View historical data on BDO Unibank and its competitors. BDO Unibank's current Interest Income is ₱312,294 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BDO Unibank stock overvalued right now?
Based on GuruFocus' analysis, BDO Unibank (PHS:BDO) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱171.63, compared to a current price of ₱123.60 — trading 28% below its estimated fair value. The current Interest Income is ₱312,294 Mil. BDO Unibank's overall GF Score™ is 79/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Income calculated?
Interest Income is calculated from a company's financial statements. For BDO Unibank (PHS:BDO), the current Interest Income is ₱312,294 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BDO Unibank (PHS:BDO) Overvalued in 2026?

Based on GuruFocus' analysis, BDO Unibank stock appears to be undervalued. The current stock price of ₱123.60 is trading 28% below its estimated GF Value™ of ₱171.63. GuruFocus considers BDO Unibank to be Modestly Undervalued.

Key valuation signals for PHS:BDO:

  • Interest Income: ₱312,294 Mil
  • GF Value™: ₱171.63 vs. price of ₱123.60 (28% below fair value)
  • GF Score™: 79/100 with 4 warning signs

No single metric tells the full story. See the PHS:BDO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BDO Unibank Business Description

Other Exchanges BDOUY:USABDOUF:USA
Address 7899 Makati Avenue, BDO Corporate Center, Makati, PHL, 0726
BDO Unibank Inc is a full-service universal bank in the Philippines. The company's operating segment consists of Commercial banking, Investment banking, Private banking, Leasing and financing, Insurance, and Others. The company generates the majority of its revenue from the Commercial Banking segment, which handles the entire lending (corporate and consumer), trade financing and cash management services for corporate and retail customers. Geographically, the majority of its revenue is derived from the Philippines.
79GF Score

Get the complete analysis for PHS:BDO

Interest Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱123.60
Price
₱171.63
GF Value