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Pretax income is the income that a company earns before paying income taxes. BDO Unibank's pretax income for the
three
months ended in Jun. 2026 was ₱26,284 Mil.
Its pretax income for the trailing twelve months (TTM) ended in Jun. 2026 was ₱108,819 Mil.
BDO Unibank's pretax margin was 33.91%.
During the past 13 years, BDO Unibank's highest Pretax Margin was 44.73%. The lowest was 26.47%. And the median was 34.79%.
During the past 13 years, BDO Unibank's highest Pretax Margin was 44.73%. The lowest was 26.47%. And the median was 34.79%.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BDO Unibank Pre-Tax Income Related Terms
BDO Unibank Pre-Tax Income Historical Data
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The historical data trend for BDO Unibank's Pre-Tax Income can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, BDO Unibank's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BDO Unibank Pre-Tax Income vs Banks Industry
For the Banks industry and Financial Services sector, BDO Unibank's Pre-Tax Income distribution charts can be found below:
* The bar in red indicates where BDO Unibank's Pre-Tax Income falls into.
Pre-Tax Income for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₱108,819 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BDO Unibank (PHS:BDO) has a Pre-Tax Income of ₱108,819 Mil as of Jun. 2026. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on BDO Unibank and its competitors.
Is BDO Unibank's Pre-Tax Income too high?
BDO Unibank's current Pre-Tax Income is ₱108,819 Mil. Overall, BDO Unibank has a GF Score™ of 78/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does BDO Unibank's Pre-Tax Income compare to competitors?
BDO Unibank's Pre-Tax Income of ₱108,819 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for a Banks company?
A good Pre-Tax Income depends on the Banks industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on BDO Unibank and its competitors. BDO Unibank's current Pre-Tax Income is ₱108,819 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BDO Unibank stock overvalued right now?
Based on GuruFocus' analysis, BDO Unibank (PHS:BDO) is currently considered Possible Value Trap. The stock's GF Value™ is ₱174.21, compared to a current price of ₱119.60 — trading 31.3% below its estimated fair value. The current Pre-Tax Income is ₱108,819 Mil. BDO Unibank's overall GF Score™ is 78/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For BDO Unibank (PHS:BDO), the current Pre-Tax Income is ₱108,819 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BDO Unibank (PHS:BDO) Overvalued in 2026?
Based on GuruFocus' analysis, BDO Unibank stock appears to be undervalued.
The current stock price of ₱119.60 is trading 31.3% below its estimated GF Value™ of ₱174.21.
GuruFocus considers BDO Unibank to be Possible Value Trap.
Key valuation signals for PHS:BDO:
Pre-Tax Income: ₱108,819 Mil
GF Value™: ₱174.21 vs. price of ₱119.60 (31.3% below fair value)
No single metric tells the full story. See the PHS:BDO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BDO Unibank Inc is a full-service universal bank in the Philippines. The company's operating segment consists of Commercial banking, Investment banking, Private banking, Leasing and financing, Insurance, and Others. The company generates the majority of its revenue from the Commercial Banking segment, which handles the entire lending (corporate and consumer), trade financing and cash management services for corporate and retail customers. Geographically, the majority of its revenue is derived from the Philippines.
78GF Score
Get the complete analysis for PHS:BDO
Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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