BDO Unibank (PHS:BDO) 3-1 Month Momentum %: 8.26% (As of Jul. 25, 2026)

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PHS:BDO BDO Unibank Inc PHS:BDO
86 GF Score
Price ₱123.00
GF Value ₱177.58
Valuation Significantly Undervalued
! 3 Warning Signs
View Full Analysis

What is BDO Unibank 3-1 Month Momentum %?

BDO Unibank PHS:BDO -2.38% 86 3-1 Month Momentum % is 8.26% as of Jul. 25, 2026. GuruFocus rates PHS:BDO with a GF Score™ of 86/100 and a GF Value™ of ₱177.58 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 1,575 Banks companies, BDO Unibank ranks better than 82.41% on this metric.

3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-07-25), BDO Unibank's 3-1 Month Momentum % is 8.26%.

The industry rank for BDO Unibank's 3-1 Month Momentum % or its related term are showing as below:

PHS:BDO's 3-1 Month Momentum % is ranked better than
82.41% of 1575 companies
in the Banks industry
Industry Median: 2.41 vs PHS:BDO: 8.26

BDO Unibank  (PHS:BDO) 3-1 Month Momentum % Explanation

Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.

The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.


BDO Unibank 3-1 Month Momentum % Related Terms


BDO Unibank 3-1 Month Momentum % Competitor Comparison

For the Banks - Regional subindustry, BDO Unibank's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BDO Unibank 3-1 Month Momentum % vs Banks Industry

For the Banks industry and Financial Services sector, BDO Unibank's 3-1 Month Momentum % distribution charts can be found below:

* The bar in red indicates where BDO Unibank's 3-1 Month Momentum % falls into.


PHS:BDO
86GF Score
BDO Unibank Inc PHS:BDO
3-1 Month Momentum % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

BDO Unibank  (PHS:BDO) 3-1 Month Momentum % Calculation

3-1 Month Momentum % is calculated as following:

3-1 Month Momentum %=( Price 1-month ago / Price 3-month ago - 1 ) * 100 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 3-1 Month Momentum % →
What does a 3-1 Month Momentum % of 8.26% mean?
BDO Unibank (PHS:BDO) has a 3-1 Month Momentum % of 8.26% as of Jul. 25, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on BDO Unibank and its competitors. According to the industry distribution chart, BDO Unibank ranks #277 out of 1575 companies in the Banks industry, placing it in the top 17.6%.
Is BDO Unibank's 3-1 Month Momentum % too high?
BDO Unibank's current 3-1 Month Momentum % is 8.26%. The Banks industry median 3-1 Month Momentum % is 2.41. BDO Unibank's value of 8.26% is 242.7% above this industry median. Based on the distribution chart, BDO Unibank ranks #277 out of 1575 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, BDO Unibank has a GF Score™ of 86/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does BDO Unibank's 3-1 Month Momentum % compare to competitors?
According to the Banks industry distribution chart, BDO Unibank ranks #277 out of 1575 companies for 3-1 Month Momentum %. This places BDO Unibank in the top 18% of its industry — outperforming the majority of peers. The industry median 3-1 Month Momentum % is 2.41. BDO Unibank's value of 8.26% is 242.7% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 2.41, based on 1,575 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BDO Unibank's current 3-1 Month Momentum % of 8.26% is 242.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on BDO Unibank and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 2.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BDO Unibank's current 3-1 Month Momentum % is 8.26%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BDO Unibank stock overvalued right now?
Based on GuruFocus' analysis, BDO Unibank (PHS:BDO) is currently considered Significantly Undervalued. The stock's GF Value™ is ₱177.58, compared to a current price of ₱123.00 — trading 30.7% below its estimated fair value. The current 3-1 Month Momentum % is 8.26% and 242.7% above the Banks industry median of 2.41. BDO Unibank's overall GF Score™ is 86/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For BDO Unibank (PHS:BDO), the current 3-1 Month Momentum % is 8.26% as of Jul. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BDO Unibank (PHS:BDO) Overvalued in 2026?

Based on GuruFocus' analysis, BDO Unibank stock appears to be undervalued. The current stock price of ₱123.00 is trading 30.7% below its estimated GF Value™ of ₱177.58. GuruFocus considers BDO Unibank to be Significantly Undervalued.

Key valuation signals for PHS:BDO:

  • 3-1 Month Momentum %: 8.26%
  • GF Value™: ₱177.58 vs. price of ₱123.00 (30.7% below fair value)
  • GF Score™: 86/100 with 3 warning signs
  • Industry Position: 242.7% above the Banks median (#277 of 1575)

No single metric tells the full story. See the PHS:BDO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BDO Unibank Business Description

Other Exchanges BDOUY:USABDOUF:USA
Address 7899 Makati Avenue, BDO Corporate Center, Makati, PHL, 0726
BDO Unibank Inc is a full-service universal bank in the Philippines. The company's operating segment consists of Commercial banking, Investment banking, Private banking, Leasing and financing, Insurance, and Others. The company generates the majority of its revenue from the Commercial Banking segment, which handles the entire lending (corporate and consumer), trade financing and cash management services for corporate and retail customers. Geographically, the majority of its revenue is derived from the Philippines.
86GF Score

Get the complete analysis for PHS:BDO

3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱123.00
Price
₱177.58
GF Value