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BDO UnibankPHS:BDO -3.01%78 Shiller PE Ratio is 10.14 as of Aug. 29, 2026, which is 38% below its 10-year median of 16.35. GuruFocus rates PHS:BDO with a GF Score™ of 78/100 and a GF Value™ of ₱174.38 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 1,239 Banks companies, BDO Unibank ranks better than 70.62% on this metric.
As of today (2026-08-29), BDO Unibank's current share price is ₱116.00. BDO Unibank's E10 for the quarter that ended in Jun. 2026 was ₱11.44. BDO Unibank's Shiller PE Ratio for today is 10.14.
The historical rank and industry rank for BDO Unibank's Shiller PE Ratio or its related term are showing as below:
PHS:BDO'
s Shiller PE Ratio Range Over the Past 10 Years
Min: 10.22 Med: 16.35 Max: 32.62
Current: 10.46
During the past years, BDO Unibank's highest Shiller PE Ratio was 32.62. The lowest was 10.22. And the median was 16.35.
PHS:BDO's Shiller PE Ratio is ranked better than 70.62% of 1239
companies
in the Banks industry
Industry Median: 13.73
vs PHS:BDO: 10.46
E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.
BDO Unibank's adjusted earnings per share data for the three months ended in Jun. 2026 was ₱3.830. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is ₱11.44 for the trailing ten years ended in Jun. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
BDO Unibank (PHS:BDO) Shiller PE Ratio Explanation
Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.
Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.
Be Aware
Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.
BDO Unibank Shiller PE Ratio Related Terms
BDO Unibank Shiller PE Ratio Historical Data
* Premium members only.
The historical data trend for BDO Unibank's Shiller PE Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BDO Unibank Shiller PE Ratio Competitor Comparison
For the Banks - Regional subindustry, BDO Unibank's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BDO Unibank Shiller PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, BDO Unibank's Shiller PE Ratio distribution charts can be found below:
* The bar in red indicates where BDO Unibank's Shiller PE Ratio falls into.
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.
BDO Unibank's Shiller PE Ratio for today is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BDO Unibank's E10 for the quarter that ended in Jun. 2026 is calculated as:
For example, BDO Unibank's adjusted earnings per share data for the three months ended in Jun. 2026 was:
Add all the adjusted EPS together and divide 10 will get our E10.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
BDO Unibank (PHS:BDO) has a Shiller PE Ratio of 10.14 as of Aug. 29, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on BDO Unibank and its competitors. This is 38% below median its historical median of 16.35. Over the past decade, BDO Unibank's Shiller PE Ratio has ranged from 10.22 to 32.62. According to the industry distribution chart, BDO Unibank ranks #364 out of 1239 companies in the Banks industry, placing it in the top 29.4%.
Is BDO Unibank's Shiller PE Ratio too high?
BDO Unibank's current Shiller PE Ratio of 10.14 is 38% below median its 10-year median of 16.35. Over the past 10 years, this metric has ranged from a low of 10.22 to a high of 32.62. The Banks industry median Shiller PE Ratio is 13.73. BDO Unibank's value of 10.14 is 26.1% below this industry median. Based on the distribution chart, BDO Unibank ranks #364 out of 1239 companies in the Banks industry, which is above the industry midpoint. Overall, BDO Unibank has a GF Score™ of 78/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does BDO Unibank's Shiller PE Ratio compare to competitors?
According to the Banks industry distribution chart, BDO Unibank ranks #364 out of 1239 companies for Shiller PE Ratio. This puts BDO Unibank in the upper half of its industry. The industry median Shiller PE Ratio is 13.73. BDO Unibank's value of 10.14 is 26.1% below this benchmark. Historically, BDO Unibank's own Shiller PE Ratio has ranged from 10.22 to 32.62 over the past decade. While the company's 10-year median is 16.35 vs. the industry median of 13.73, BDO Unibank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for a Banks company?
The median Shiller PE Ratio among Banks companies is 13.73, based on 1,239 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BDO Unibank's current Shiller PE Ratio of 10.14 is 26.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on BDO Unibank and its competitors. For the Banks industry, the median Shiller PE Ratio is 13.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BDO Unibank's current Shiller PE Ratio is 10.14, which is 38% below median its own 10-year median of 16.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BDO Unibank stock overvalued right now?
Based on GuruFocus' analysis, BDO Unibank (PHS:BDO) is currently considered Possible Value Trap. The stock's GF Value™ is ₱174.38, compared to a current price of ₱116.00 — trading 33.5% below its estimated fair value. The current Shiller PE Ratio is 10.14, which is 38% below median its 10-year median of 16.35 and 26.1% below the Banks industry median of 13.73. BDO Unibank's overall GF Score™ is 78/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For BDO Unibank (PHS:BDO), the current Shiller PE Ratio is 10.14 as of Aug. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BDO Unibank (PHS:BDO) Overvalued in 2026?
Based on GuruFocus' analysis, BDO Unibank stock appears to be undervalued.
The current stock price of ₱116.00 is trading 33.5% below its estimated GF Value™ of ₱174.38.
GuruFocus considers BDO Unibank to be Possible Value Trap.
Key valuation signals for PHS:BDO:
Shiller PE Ratio: 10.14 (38% below median its 10-year median of 16.35)
GF Value™: ₱174.38 vs. price of ₱116.00 (33.5% below fair value)
Industry Position: 26.1% below the Banks median (#364 of 1239)
No single metric tells the full story. See the PHS:BDO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BDO Unibank Inc is a full-service universal bank in the Philippines. The company's operating segment consists of Commercial banking, Investment banking, Private banking, Leasing and financing, Insurance, and Others. The company generates the majority of its revenue from the Commercial Banking segment, which handles the entire lending (corporate and consumer), trade financing and cash management services for corporate and retail customers. Geographically, the majority of its revenue is derived from the Philippines.
78GF Score
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