Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. CMS Info Systems's Total Liabilities for the quarter that ended in Mar. 2026 was ₹8,058 Mil. CMS Info Systems's Total Assets for the quarter that ended in Mar. 2026 was ₹32,382 Mil.
Therefore, CMS Info Systems's Liabilities-to-Assets Ratio for the quarter that ended in Mar. 2026 was 0.25.
CMS Info Systems (NSE:CMSINFO) Liabilities-to-Assets Explanation
Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.
CMS Info Systems Liabilities-to-Assets Related Terms
CMS Info Systems Liabilities-to-Assets Historical Data
* Premium members only.
The historical data trend for CMS Info Systems's Liabilities-to-Assets can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:CMSINFO vs CTAS, CPRT, GPN: Liabilities-to-Assets Comparison
For the Specialty Business Services subindustry, CMS Info Systems's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CMS Info Systems Liabilities-to-Assets vs Business Services Industry
For the Business Services industry and Industrials sector, CMS Info Systems's Liabilities-to-Assets distribution charts can be found below:
* The bar in red indicates where CMS Info Systems's Liabilities-to-Assets falls into.
CMS Info Systems Liabilities-to-Assets Calculation
Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.
CMS Info Systems's Liabilities-to-Assets Ratio for the fiscal year that ended in Mar. 2026 is calculated as:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CMS Info Systems (NSE:CMSINFO) has a Liabilities-to-Assets of 0.25 as of Mar. 2026. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on CMS Info Systems and its competitors.
Is CMS Info Systems' Liabilities-to-Assets too high?
CMS Info Systems' current Liabilities-to-Assets is 0.25. Overall, CMS Info Systems has a GF Score™ of 73/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does CMS Info Systems' Liabilities-to-Assets compare to CTAS and CPRT?
CMS Info Systems' Liabilities-to-Assets of 0.25 can be compared against companies in the Business Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Business Services company?
A good Liabilities-to-Assets depends on the Business Services industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on CMS Info Systems and its competitors. CMS Info Systems's current Liabilities-to-Assets is 0.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CMS Info Systems stock overvalued right now?
Based on GuruFocus' analysis, CMS Info Systems (NSE:CMSINFO) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹464.18, compared to a current price of ₹273.15 — trading 41.2% below its estimated fair value. The current Liabilities-to-Assets is 0.25. CMS Info Systems' overall GF Score™ is 73/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For CMS Info Systems (NSE:CMSINFO), the current Liabilities-to-Assets is 0.25 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CMS Info Systems (NSE:CMSINFO) Overvalued in 2026?
Based on GuruFocus' analysis, CMS Info Systems stock appears to be undervalued.
The current stock price of ₹273.15 is trading 41.2% below its estimated GF Value™ of ₹464.18.
GuruFocus considers CMS Info Systems to be Significantly Undervalued.
Key valuation signals for NSE:CMSINFO:
Liabilities-to-Assets: 0.25
GF Value™: ₹464.18 vs. price of ₹273.15 (41.2% below fair value)
No single metric tells the full story. See the NSE:CMSINFO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CMS Info Systems Ltd is engaged in the business of providing ATM and Cash Management services, supply, installation and maintenance of ATM and cash deposit machines, and also engaged in card trading and personalization services. Its reportable segments are; Cash Management services; Managed services; and Card services. Maximum revenue for the company is generated from its Cash Management services segment which provides ATM cash management services, Retail cash management services, Cash in transit services for banks, and other related services.
73GF Score
Get the complete analysis for NSE:CMSINFO
Liabilities-to-Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
NSE:CMSINFO has been successfully added to your 
