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CMS Info Systems (NSE:CMSINFO) Interest Coverage : 26.16 (As of Mar. 2025)


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What is CMS Info Systems Interest Coverage?

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. CMS Info Systems's Operating Income for the three months ended in Mar. 2025 was ₹1,194 Mil. CMS Info Systems's Interest Expense for the three months ended in Mar. 2025 was ₹-46 Mil. CMS Info Systems's interest coverage for the quarter that ended in Mar. 2025 was 26.16. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for CMS Info Systems's Interest Coverage or its related term are showing as below:

NSE:CMSINFO' s Interest Coverage Range Over the Past 10 Years
Min: 24.03   Med: 27.71   Max: 36.25
Current: 25.57


NSE:CMSINFO's Interest Coverage is ranked better than
60.68% of 791 companies
in the Business Services industry
Industry Median: 13.32 vs NSE:CMSINFO: 25.57

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


CMS Info Systems Interest Coverage Historical Data

The historical data trend for CMS Info Systems's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

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CMS Info Systems Interest Coverage Chart

CMS Info Systems Annual Data
Trend Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25
Interest Coverage
Get a 7-Day Free Trial 34.10 27.72 26.07 27.71 25.57

CMS Info Systems Quarterly Data
Mar19 Mar20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 28.85 30.38 22.02 25.10 26.16

Competitive Comparison of CMS Info Systems's Interest Coverage

For the Specialty Business Services subindustry, CMS Info Systems's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CMS Info Systems's Interest Coverage Distribution in the Business Services Industry

For the Business Services industry and Industrials sector, CMS Info Systems's Interest Coverage distribution charts can be found below:

* The bar in red indicates where CMS Info Systems's Interest Coverage falls into.


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CMS Info Systems Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

CMS Info Systems's Interest Coverage for the fiscal year that ended in Mar. 2025 is calculated as

Here, for the fiscal year that ended in Mar. 2025, CMS Info Systems's Interest Expense was ₹-182 Mil. Its Operating Income was ₹4,654 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹1,321 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2025 )/Interest Expense (A: Mar. 2025 )
=-1*4653.54/-181.97
=25.57

CMS Info Systems's Interest Coverage for the quarter that ended in Mar. 2025 is calculated as

Here, for the three months ended in Mar. 2025, CMS Info Systems's Interest Expense was ₹-46 Mil. Its Operating Income was ₹1,194 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹1,321 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2025 )/Interest Expense (Q: Mar. 2025 )
=-1*1193.71/-45.63
=26.16

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.


CMS Info Systems  (NSE:CMSINFO) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


CMS Info Systems Interest Coverage Related Terms

Thank you for viewing the detailed overview of CMS Info Systems's Interest Coverage provided by GuruFocus.com. Please click on the following links to see related term pages.


CMS Info Systems Business Description

Traded in Other Exchanges
Address
Off Western Express Highway, Grand Hyatt Mumbai, Lobby level, Santacruz East, Mumbai, MH, IND, 400055
CMS Info Systems Ltd is engaged in the business of providing ATM and Cash Management services, supply, installation and maintenance of ATM and cash deposit machines, and also engaged in card trading and personalization services. Its reportable segments are; Cash Management services; Managed services; and Card services. Maximum revenue for the company is generated from its Cash Management services segment which provides ATM cash management services, Retail cash management services, Cash in transit services for banks, and other related services.

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