CMS Info SystemsNSE:CMSINFO -3.21%81 ROA % is 9.77% as of Mar. 2026, which is 20% below its 10-year median of 12.17. GuruFocus rates NSE:CMSINFO with a GF Score™ of 81/100 and a GF Value™ of ₹465.45 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 1,096 Business Services companies, CMS Info Systems ranks better than 80.02% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. CMS Info Systems's annualizedNet Income for the quarter that ended in Mar. 2026 was ₹3,162 Mil.
CMS Info Systems's average Total Assets over the quarter that ended in Mar. 2026 was ₹32,382 Mil. Therefore, CMS Info Systems's annualized ROA % for the quarter that ended in Mar. 2026 was 9.77%.
The historical rank and industry rank for CMS Info Systems's ROA % or its related term are showing as below:
NSE:CMSINFO'
s ROA % Range Over the Past 10 Years
Min: 8.8 Med: 12.17 Max: 15.02
Current: 9.55
During the past 8 years, CMS Info Systems's highest ROA % was 15.02%. The lowest was 8.80%. And the median was 12.17%.
NSE:CMSINFO's ROA % is ranked better than 80.02% of 1096
companies
in the Business Services industry
Industry Median: 3.455
vs NSE:CMSINFO: 9.55
CMS Info Systems (NSE:CMSINFO) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
CMS Info Systems ROA % Related Terms
CMS Info Systems ROA % Historical Data
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The historical data trend for CMS Info Systems's ROA % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Specialty Business Services subindustry, CMS Info Systems's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CMS Info Systems ROA % vs Business Services Industry
For the Business Services industry and Industrials sector, CMS Info Systems's ROA % distribution charts can be found below:
* The bar in red indicates where CMS Info Systems's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
CMS Info Systems (NSE:CMSINFO) has a ROA % of 9.77% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on CMS Info Systems and its competitors. This is 20% below median its historical median of 12.17. Over the past decade, CMS Info Systems' ROA % has ranged from 8.80 to 15.02. According to the industry distribution chart, CMS Info Systems ranks #219 out of 1096 companies in the Business Services industry, placing it in the top 20%.
Is CMS Info Systems' ROA % too high?
CMS Info Systems' current ROA % of 9.77% is 20% below median its 10-year median of 12.17. Over the past 10 years, this metric has ranged from a low of 8.80 to a high of 15.02. The Business Services industry median ROA % is 3.46. CMS Info Systems' value of 9.77% is 182.8% above this industry median. Based on the distribution chart, CMS Info Systems ranks #219 out of 1096 companies in the Business Services industry, which is in the top quartile — a strong position relative to peers. Overall, CMS Info Systems has a GF Score™ of 81/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does CMS Info Systems' ROA % compare to CTAS and CPRT?
According to the Business Services industry distribution chart, CMS Info Systems ranks #219 out of 1096 companies for ROA %. This places CMS Info Systems in the top 20% of its industry — outperforming the majority of peers. The industry median ROA % is 3.46. CMS Info Systems' value of 9.77% is 182.8% above this benchmark. Historically, CMS Info Systems' own ROA % has ranged from 8.80 to 15.02 over the past decade. While the company's 10-year median is 12.17 vs. the industry median of 3.46, CMS Info Systems has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Business Services company?
The median ROA % among Business Services companies is 3.46, based on 1,096 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CMS Info Systems's current ROA % of 9.77% is 182.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on CMS Info Systems and its competitors. For the Business Services industry, the median ROA % is 3.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CMS Info Systems's current ROA % is 9.77%, which is 20% below median its own 10-year median of 12.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CMS Info Systems stock overvalued right now?
Based on GuruFocus' analysis, CMS Info Systems (NSE:CMSINFO) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹465.45, compared to a current price of ₹291.10 — trading 37.5% below its estimated fair value. The current ROA % is 9.77%, which is 20% below median its 10-year median of 12.17 and 182.8% above the Business Services industry median of 3.46. CMS Info Systems' overall GF Score™ is 81/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For CMS Info Systems (NSE:CMSINFO), the current ROA % is 9.77% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CMS Info Systems (NSE:CMSINFO) Overvalued in 2026?
Based on GuruFocus' analysis, CMS Info Systems stock appears to be undervalued.
The current stock price of ₹291.10 is trading 37.5% below its estimated GF Value™ of ₹465.45.
GuruFocus considers CMS Info Systems to be Significantly Undervalued.
Key valuation signals for NSE:CMSINFO:
ROA %: 9.77% (20% below median its 10-year median of 12.17)
GF Value™: ₹465.45 vs. price of ₹291.10 (37.5% below fair value)
Industry Position: 182.8% above the Business Services median (#219 of 1096)
No single metric tells the full story. See the NSE:CMSINFO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CMS Info Systems Ltd is engaged in the business of providing ATM and Cash Management services, supply, installation and maintenance of ATM and cash deposit machines, and also engaged in card trading and personalization services. Its reportable segments are; Cash Management services; Managed services; and Card services. Maximum revenue for the company is generated from its Cash Management services segment which provides ATM cash management services, Retail cash management services, Cash in transit services for banks, and other related services.
81GF Score
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