CMS Info Systems (NSE:CMSINFO) Financial Strength: 9 (As of Jun. 2026) — Near Median

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NSE:CMSINFO CMS Info Systems Ltd NSE:CMSINFO
77 GF Score
Price ₹244.85
GF Value ₹461.25
Valuation Significantly Undervalued
! 4 Warning Signs
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What is CMS Info Systems Financial Strength?

CMS Info Systems NSE:CMSINFO -1.59% 77 Financial Strength is 9 as of Jun. 2026, which is at its 10-year median of 9.00. GuruFocus rates NSE:CMSINFO with a GF Score™ of 77/100 and a GF Value™ of ₹461.25 (Significantly Undervalued). The stock has 4 warning signs investors should review.

CMS Info Systems has the Financial Strength Rank of 9. It shows strong financial strength and is unlikely to fall into distressed situations.

Good Sign:

CMS Info Systems Ltd shows strong financial strength.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

CMS Info Systems's Interest Coverage for the quarter that ended in Jun. 2026 was 15.47. CMS Info Systems's debt to revenue ratio for the quarter that ended in Jun. 2026 was 0.00. As of today, CMS Info Systems's Altman Z-Score is 4.49.


CMS Info Systems  (NSE:CMSINFO) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

CMS Info Systems has the Financial Strength Rank of 9. It shows strong financial strength and is unlikely to fall into distressed situations.


CMS Info Systems Financial Strength Related Terms


NSE:CMSINFO vs CTAS, CPRT, GPN: Financial Strength Comparison

For the Specialty Business Services subindustry, CMS Info Systems's Financial Strength, along with its competitors' market caps and Financial Strength data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CMS Info Systems Financial Strength vs Business Services Industry

For the Business Services industry and Industrials sector, CMS Info Systems's Financial Strength distribution charts can be found below:

* The bar in red indicates where CMS Info Systems's Financial Strength falls into.


NSE:CMSINFO
77GF Score
CMS Info Systems Ltd NSE:CMSINFO
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
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CMS Info Systems Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

CMS Info Systems's Interest Expense for the months ended in Jun. 2026 was ₹-62 Mil. Its Operating Income for the months ended in Jun. 2026 was ₹961 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was ₹0 Mil.

CMS Info Systems's Interest Coverage for the quarter that ended in Jun. 2026 is

Interest Coverage=-1*Operating Income (Q: Jun. 2026 )/Interest Expense (Q: Jun. 2026 )
=-1*960.83/-62.11
=15.47

The higher the ratio, the stronger the company's financial strength is.

2. Debt to revenue ratio. The lower, the better.

CMS Info Systems's Debt to Revenue Ratio for the quarter that ended in Jun. 2026 is

Debt to Revenue Ratio=Total Debt (Q: Jun. 2026 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(0 + 0) / 25387.88
=0.00

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

CMS Info Systems has a Z-score of 4.49, indicating it is in Safe Zones. This implies the Z-Score is strong.

Good Sign:

Altman Z-score of 4.49 is strong.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Financial Strength →
What does a Financial Strength of 9 mean?
CMS Info Systems (NSE:CMSINFO) has a Financial Strength of 9 as of Jun. 2026. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on CMS Info Systems and its competitors. This is near median its historical median of 9.00. Over the past decade, CMS Info Systems' Financial Strength has ranged from 6.00 to 9.00.
Is CMS Info Systems' Financial Strength too high?
CMS Info Systems' current Financial Strength of 9 is near median its 10-year median of 9.00. Over the past 10 years, this metric has ranged from a low of 6.00 to a high of 9.00. Overall, CMS Info Systems has a GF Score™ of 77/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does CMS Info Systems' Financial Strength compare to CTAS and CPRT?
CMS Info Systems' Financial Strength of 9 can be compared against companies in the Business Services industry. Historically, CMS Info Systems' own Financial Strength has ranged from 6.00 to 9.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for a Business Services company?
A good Financial Strength depends on the Business Services industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on CMS Info Systems and its competitors. CMS Info Systems's current Financial Strength is 9, which is near median its own 10-year median of 9.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CMS Info Systems stock overvalued right now?
Based on GuruFocus' analysis, CMS Info Systems (NSE:CMSINFO) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹461.25, compared to a current price of ₹244.85 — trading 46.9% below its estimated fair value. The current Financial Strength is 9, which is near median its 10-year median of 9.00. CMS Info Systems' overall GF Score™ is 77/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For CMS Info Systems (NSE:CMSINFO), the current Financial Strength is 9 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CMS Info Systems (NSE:CMSINFO) Overvalued in 2026?

Based on GuruFocus' analysis, CMS Info Systems stock appears to be undervalued. The current stock price of ₹244.85 is trading 46.9% below its estimated GF Value™ of ₹461.25. GuruFocus considers CMS Info Systems to be Significantly Undervalued.

Key valuation signals for NSE:CMSINFO:

  • Financial Strength: 9 (near median its 10-year median of 9.00)
  • GF Value™: ₹461.25 vs. price of ₹244.85 (46.9% below fair value)
  • GF Score™: 77/100 with 4 warning signs

No single metric tells the full story. See the NSE:CMSINFO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CMS Info Systems Business Description

Other Exchanges 543441:India
Address Off Western Express Highway, Grand Hyatt Mumbai, Lobby level, Santacruz East, Mumbai, MH, IND, 400055
CMS Info Systems Ltd is engaged in the business of providing ATM and Cash Management services, supply, installation and maintenance of ATM and cash deposit machines, and also engaged in card trading and personalization services. Its reportable segments are; Cash Management services; Managed services; and Card services. Maximum revenue for the company is generated from its Cash Management services segment which provides ATM cash management services, Retail cash management services, Cash in transit services for banks, and other related services.
77GF Score

Get the complete analysis for NSE:CMSINFO

Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹244.85
Price
₹461.25
GF Value