CMS Info Systems (NSE:CMSINFO) ROE %: 13.00% (As of Mar. 2026) — 28% Below Median


NSE:CMSINFO CMS Info Systems Ltd NSE:CMSINFO
81 GF Score
Price ₹291.10
GF Value ₹465.43
Valuation Significantly Undervalued
! 3 Warning Signs
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What is CMS Info Systems ROE %?

CMS Info Systems NSE:CMSINFO -3.21% 81 ROE % is 13.00% as of Mar. 2026, which is 28% below its 10-year median of 18.03. GuruFocus rates NSE:CMSINFO with a GF Score™ of 81/100 and a GF Value™ of ₹465.43 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 1,058 Business Services companies, CMS Info Systems ranks better than 67.11% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. CMS Info Systems's annualized net income for the quarter that ended in Mar. 2026 was ₹3,162 Mil. CMS Info Systems's average Total Stockholders Equity over the quarter that ended in Mar. 2026 was ₹24,323 Mil. Therefore, CMS Info Systems's annualized ROE % for the quarter that ended in Mar. 2026 was 13.00%.

The historical rank and industry rank for CMS Info Systems's ROE % or its related term are showing as below:

NSE:CMSINFO' s ROE % Range Over the Past 10 Years
Min: 12.89   Med: 18.03   Max: 21.09
Current: 12.94

During the past 8 years, CMS Info Systems's highest ROE % was 21.09%. The lowest was 12.89%. And the median was 18.03%.

NSE:CMSINFO's ROE % is ranked better than
67.11% of 1058 companies
in the Business Services industry
Industry Median: 8.095 vs NSE:CMSINFO: 12.94

CMS Info Systems  (NSE:CMSINFO) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=3162.4/24323.41
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(3162.4 / 25317.36)*(25317.36 / 32381.66)*(32381.66 / 24323.41)
=Net Margin %*Asset Turnover*Equity Multiplier
=12.49 %*0.7818*1.3313
=ROA %*Equity Multiplier
=9.76 %*1.3313
=13.00 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=3162.4/24323.41
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Operating Income) * (Operating Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (3162.4 / 4287.32) * (4287.32 / 4074.88) * (4074.88 / 25317.36) * (25317.36 / 32381.66) * (32381.66 / 24323.41)
= Tax Burden * Interest Burden * Operating Margin % * Asset Turnover * Equity Multiplier
= 0.7376 * 1.0521 * 16.1 % * 0.7818 * 1.3313
=13.00 %

Note: The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


CMS Info Systems ROE % Related Terms


CMS Info Systems ROE % Historical Data

* Premium members only.

The historical data trend for CMS Info Systems's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CMS Info Systems ROE % Chart

CMS Info Systems Annual Data
Trend Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
ROE %
Get a 7-Day Free Trial 20.00 21.09 19.78 17.68 12.91

CMS Info Systems Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 17.22 16.52 12.58 9.84 13.00

NSE:CMSINFO vs CTAS, CPRT, GPN: ROE % Comparison

For the Specialty Business Services subindustry, CMS Info Systems's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CMS Info Systems ROE % vs Business Services Industry

For the Business Services industry and Industrials sector, CMS Info Systems's ROE % distribution charts can be found below:

* The bar in red indicates where CMS Info Systems's ROE % falls into.


NSE:CMSINFO
81GF Score
CMS Info Systems Ltd NSE:CMSINFO
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
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CMS Info Systems ROE % Calculation

CMS Info Systems's annualized ROE % for the fiscal year that ended in Mar. 2026 is calculated as

ROE %=Net Income (A: Mar. 2026 )/( (Total Stockholders Equity (A: Mar. 2025 )+Total Stockholders Equity (A: Mar. 2026 ))/ count )
=3033.92/( (22665.14+24323.41)/ 2 )
=3033.92/23494.275
=12.91 %

CMS Info Systems's annualized ROE % for the quarter that ended in Mar. 2026 is calculated as

ROE %=Net Income (Q: Mar. 2026 )/( (Total Stockholders Equity (Q: Dec. 2025 )+Total Stockholders Equity (Q: Mar. 2026 ))/ count )
=3162.4/( (0+24323.41)/ 1 )
=3162.4/24323.41
=13.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of 13.00% mean?
CMS Info Systems (NSE:CMSINFO) has a ROE % of 13.00% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on CMS Info Systems and its competitors. This is 28% below median its historical median of 18.03. Over the past decade, CMS Info Systems' ROE % has ranged from 12.89 to 21.09. According to the industry distribution chart, CMS Info Systems ranks #348 out of 1058 companies in the Business Services industry, placing it in the top 32.9%.
Is CMS Info Systems' ROE % too high?
CMS Info Systems' current ROE % of 13.00% is 28% below median its 10-year median of 18.03. Over the past 10 years, this metric has ranged from a low of 12.89 to a high of 21.09. The Business Services industry median ROE % is 8.10. CMS Info Systems' value of 13.00% is 60.6% above this industry median. Based on the distribution chart, CMS Info Systems ranks #348 out of 1058 companies in the Business Services industry, which is above the industry midpoint. Overall, CMS Info Systems has a GF Score™ of 81/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does CMS Info Systems' ROE % compare to CTAS and CPRT?
According to the Business Services industry distribution chart, CMS Info Systems ranks #348 out of 1058 companies for ROE %. This puts CMS Info Systems in the upper half of its industry. The industry median ROE % is 8.10. CMS Info Systems' value of 13.00% is 60.6% above this benchmark. Historically, CMS Info Systems' own ROE % has ranged from 12.89 to 21.09 over the past decade. While the company's 10-year median is 18.03 vs. the industry median of 8.10, CMS Info Systems has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Business Services company?
The median ROE % among Business Services companies is 8.10, based on 1,058 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CMS Info Systems's current ROE % of 13.00% is 60.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on CMS Info Systems and its competitors. For the Business Services industry, the median ROE % is 8.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CMS Info Systems's current ROE % is 13.00%, which is 28% below median its own 10-year median of 18.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CMS Info Systems stock overvalued right now?
Based on GuruFocus' analysis, CMS Info Systems (NSE:CMSINFO) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹465.43, compared to a current price of ₹291.10 — trading 37.5% below its estimated fair value. The current ROE % is 13.00%, which is 28% below median its 10-year median of 18.03 and 60.6% above the Business Services industry median of 8.10. CMS Info Systems' overall GF Score™ is 81/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For CMS Info Systems (NSE:CMSINFO), the current ROE % is 13.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CMS Info Systems (NSE:CMSINFO) Overvalued in 2026?

Based on GuruFocus' analysis, CMS Info Systems stock appears to be undervalued. The current stock price of ₹291.10 is trading 37.5% below its estimated GF Value™ of ₹465.43. GuruFocus considers CMS Info Systems to be Significantly Undervalued.

Key valuation signals for NSE:CMSINFO:

  • ROE %: 13.00% (28% below median its 10-year median of 18.03)
  • GF Value™: ₹465.43 vs. price of ₹291.10 (37.5% below fair value)
  • GF Score™: 81/100 with 3 warning signs
  • Industry Position: 60.6% above the Business Services median (#348 of 1058)

No single metric tells the full story. See the NSE:CMSINFO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CMS Info Systems Business Description

Other Exchanges 543441:India
Address Off Western Express Highway, Grand Hyatt Mumbai, Lobby level, Santacruz East, Mumbai, MH, IND, 400055
CMS Info Systems Ltd is engaged in the business of providing ATM and Cash Management services, supply, installation and maintenance of ATM and cash deposit machines, and also engaged in card trading and personalization services. Its reportable segments are; Cash Management services; Managed services; and Card services. Maximum revenue for the company is generated from its Cash Management services segment which provides ATM cash management services, Retail cash management services, Cash in transit services for banks, and other related services.
81GF Score

Get the complete analysis for NSE:CMSINFO

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹291.10
Price
₹465.43
GF Value