BVFL (BV Financial) Long-Term Debt: $35.00 Mil (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BVFL BV Financial Inc BVFL
70 GF Score
Price $21.49
GF Value $19.37
Valuation Modestly Overvalued
! 5 Warning Signs
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What is BV Financial Long-Term Debt?

BV Financial BVFL -0.97% 70 Long-Term Debt is $35.00 Mil as of Mar. 2026. GuruFocus rates BVFL with a GF Score™ of 70/100 and a GF Value™ of $19.37 (Modestly Overvalued). The stock has 5 warning signs investors should review.

BV Financial's Long-Term Debt for the quarter that ended in Mar. 2026 was $35.00 Mil.

BV Financial's quarterly Long-Term Debt stayed the same from Sep. 2025 ($35.00 Mil) to Dec. 2025 ($35.00 Mil) and stayed the same from Dec. 2025 ($35.00 Mil) to Mar. 2026 ($35.00 Mil).

BV Financial's annual Long-Term Debt increased from Dec. 2023 ($37.25 Mil) to Dec. 2024 ($49.88 Mil) but then declined from Dec. 2024 ($49.88 Mil) to Dec. 2025 ($35.00 Mil).

BV Financial  (NAS:BVFL) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

BV Financial Long-Term Debt Related Terms

BV Financial Long-Term Debt Historical Data

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The historical data trend for BV Financial's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BV Financial Long-Term Debt Chart

BV Financial Annual Data
Trend Jun09 Jun17 Jun18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 36.83 49.04 37.25 49.88 35.00

BV Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 49.92 34.96 35.00 35.00 35.00
BVFL
70GF Score
BV Financial Inc BVFL
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of $35.00 Mil mean?
BV Financial (BVFL) has a Long-Term Debt of $35.00 Mil as of Mar. 2026.
Is BV Financial's Long-Term Debt too high?
BV Financial's current Long-Term Debt is $35.00 Mil. Overall, BV Financial has a GF Score™ of 70/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BV Financial's Long-Term Debt compare to OAKC and EBMT?
BV Financial's Long-Term Debt of $35.00 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Banks company?
A good Long-Term Debt depends on the Banks industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. BV Financial's current Long-Term Debt is $35.00 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BV Financial stock overvalued right now?
Based on GuruFocus' analysis, BV Financial (BVFL) is currently considered Modestly Overvalued. The stock's GF Value™ is $19.37, compared to a current price of $21.49 — trading 10.9% above its estimated fair value. The current Long-Term Debt is $35.00 Mil. BV Financial's overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For BV Financial (BVFL), the current Long-Term Debt is $35.00 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BV Financial (BVFL) Overvalued in 2026?

Based on GuruFocus' analysis, BV Financial stock appears to be overvalued. The current stock price of $21.49 is trading 10.9% above its estimated GF Value™ of $19.37. GuruFocus considers BV Financial to be Modestly Overvalued.

Key valuation signals for BVFL:

  • Long-Term Debt: $35.00 Mil
  • GF Value™: $19.37 vs. price of $21.49 (10.9% above fair value)
  • GF Score™: 70/100 with 5 warning signs

No single metric tells the full story. See the BVFL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

BV Financial Business Description

Address 7114 North Point Road, Baltimore, MD, USA, 21219
BV Financial Inc is a federally-chartered savings and loan holding company engaged in offering traditional financial services to consumers and businesses. The company offers savings, interest checking, money market, personal and business checking, non-interest checking, education savings, small business checking, and business checking and certificates of deposit and IRA certificates of deposit. It operates in one segment commercial banking. The company's sources of revenue are derived from interest and dividends earned on loans and investment securities.
70GF Score

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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$21.49
Price
$19.37
GF Value