BVFL (BV Financial) 5-Year Yield-on-Cost %: 0.00 (As of Jul. 29, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BVFL BV Financial Inc BVFL
70 GF Score
Price $20.82
GF Value $19.22
Valuation Fairly Valued
! 5 Warning Signs
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What is BV Financial 5-Year Yield-on-Cost %?

BV Financial BVFL -3.73% 70 5-Year Yield-on-Cost % is 0.00 as of Jul. 29, 2026. GuruFocus rates BVFL with a GF Score™ of 70/100 and a GF Value™ of $19.22 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,251 Banks companies, BV Financial ranks worse than 79935.97% on this metric.

BV Financial's yield on cost for the quarter that ended in Mar. 2026 was 0.00.


The historical rank and industry rank for BV Financial's 5-Year Yield-on-Cost % or its related term are showing as below:



BVFL's 5-Year Yield-on-Cost % is not ranked *
in the Banks industry.
Industry Median: 3.84
* Ranked among companies with meaningful 5-Year Yield-on-Cost % only.

BV Financial  (NAS:BVFL) 5-Year Yield-on-Cost % Explanation

Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.


BV Financial 5-Year Yield-on-Cost % Related Terms


BVFL vs TRCY, PFLC, BCBP: 5-Year Yield-on-Cost % Comparison

For the Banks - Regional subindustry, BV Financial's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BV Financial 5-Year Yield-on-Cost % vs Banks Industry

For the Banks industry and Financial Services sector, BV Financial's 5-Year Yield-on-Cost % distribution charts can be found below:

* The bar in red indicates where BV Financial's 5-Year Yield-on-Cost % falls into.


BVFL
70GF Score
BV Financial Inc BVFL
5-Year Yield-on-Cost % is just one metric. See GF Score™, valuation, warning signs, and more.
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BV Financial 5-Year Yield-on-Cost % Calculation

Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.

Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.

Therefore, Yield-on-Cost of BV Financial is calculated as

Yield-on-Cost=Dividend Yield %*(1+Dividend Growth Rate)^5
Frequently Asked Questions Learn more about 5-Year Yield-on-Cost % →
What does a 5-Year Yield-on-Cost % of 0.00 mean?
BV Financial (BVFL) has a 5-Year Yield-on-Cost % of 0.00 as of Jul. 29, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on BV Financial and its competitors. According to the industry distribution chart, BV Financial ranks #999999 out of 1251 companies in the Banks industry.
Is BV Financial's 5-Year Yield-on-Cost % too high?
BV Financial's current 5-Year Yield-on-Cost % is 0.00. Based on the distribution chart, BV Financial ranks #999999 out of 1251 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, BV Financial has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does BV Financial's 5-Year Yield-on-Cost % compare to TRCY and PFLC?
According to the Banks industry distribution chart, BV Financial ranks #999999 out of 1251 companies for 5-Year Yield-on-Cost %. This places BV Financial in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.84. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.84, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on BV Financial and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.84 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BV Financial's current 5-Year Yield-on-Cost % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BV Financial stock overvalued right now?
Based on GuruFocus' analysis, BV Financial (BVFL) is currently considered Fairly Valued. The stock's GF Value™ is $19.22, compared to a current price of $20.82 — trading 8.3% above its estimated fair value. The current 5-Year Yield-on-Cost % is 0.00. BV Financial's overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For BV Financial (BVFL), the current 5-Year Yield-on-Cost % is 0.00 as of Jul. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BV Financial (BVFL) Overvalued in 2026?

Based on GuruFocus' analysis, BV Financial stock appears to be overvalued. The current stock price of $20.82 is trading 8.3% above its estimated GF Value™ of $19.22. GuruFocus considers BV Financial to be Fairly Valued.

Key valuation signals for BVFL:

  • 5-Year Yield-on-Cost %: 0.00
  • GF Value™: $19.22 vs. price of $20.82 (8.3% above fair value)
  • GF Score™: 70/100 with 5 warning signs

No single metric tells the full story. See the BVFL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BV Financial Business Description

Address 7114 North Point Road, Baltimore, MD, USA, 21219
BV Financial Inc is a federally-chartered savings and loan holding company engaged in offering traditional financial services to consumers and businesses. The company offers savings, interest checking, money market, personal and business checking, non-interest checking, education savings, small business checking, and business checking and certificates of deposit and IRA certificates of deposit. It operates in one segment commercial banking. The company's sources of revenue are derived from interest and dividends earned on loans and investment securities.
70GF Score

Get the complete analysis for BVFL

5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$20.82
Price
$19.22
GF Value