BVFL (BV Financial) Margin of Safety % (DCF Dividends Based): N/A (As of Jul. 06, 2026)


BVFL BV Financial Inc BVFL
70 GF Score
Price $21.35
GF Value $19.39
Valuation Fairly Valued
! 5 Warning Signs
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What is BV Financial Margin of Safety % (DCF Dividends Based)?

Margin of Safety % (DCF Dividends Based) = (Intrinsic Value: DCF (Dividends Based) - Current Price) / Intrinsic Value: DCF (Dividends Based).

Note: Discounted Dividend model is only suitable for companies who have a consistant distribution history with more than 5 years. If the company's dividends does not remain steady over a long period, results may not be accurate due to the low consistency. The model is also only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, the data will not be stored into our database.

As of today (2026-07-06), BV Financial's Predictability Rank is 4-Stars. BV Financial's intrinsic value calculated from the Discounted Dividend model is $21.69 and current share price is $21.35. Consequently,

BV Financial's Margin of Safety % (DCF Dividends Based) using Discounted Dividend model is N/A.

BVFL vs OAKC, EBMT, LYBC: Margin of Safety % (DCF Dividends Based) Comparison

For the Banks - Regional subindustry, BV Financial's Margin of Safety % (DCF Dividends Based), along with its competitors' market caps and Margin of Safety % (DCF Dividends Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

BV Financial Margin of Safety % (DCF Dividends Based) vs Banks Industry

For the Banks industry and Financial Services sector, BV Financial's Margin of Safety % (DCF Dividends Based) distribution charts can be found below:

* The bar in red indicates where BV Financial's Margin of Safety % (DCF Dividends Based) falls into.


BVFL
70GF Score
BV Financial Inc BVFL
Margin of Safety % (DCF Dividends Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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BV Financial Margin of Safety % (DCF Dividends Based) Calculation

BV Financial's Margin of Safety % (DCF Dividends Based) for today is calculated as

Margin of Safety % (DCF Dividends Based)=(Intrinsic Value: DCF (Dividends Based)-Current Price)/Intrinsic Value: DCF (Dividends Based)
=(0.00-21.35)/0.00
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Dividend model with default parameters.

Is BV Financial (BVFL) Overvalued in 2026?

Based on GuruFocus' analysis, BV Financial stock appears to be overvalued. The current stock price of $21.35 is trading 10.1% above its estimated GF Value™ of $19.39. GuruFocus considers BV Financial to be Fairly Valued.

Key valuation signals for BVFL:

  • Margin of Safety % (DCF Dividends Based): N/A
  • GF Value™: $19.39 vs. price of $21.35 (10.1% above fair value)
  • GF Score™: 70/100 with 5 warning signs

No single metric tells the full story. See the BVFL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

BV Financial Business Description

Address 7114 North Point Road, Baltimore, MD, USA, 21219
BV Financial Inc is a federally-chartered savings and loan holding company engaged in offering traditional financial services to consumers and businesses. The company offers savings, interest checking, money market, personal and business checking, non-interest checking, education savings, small business checking, and business checking and certificates of deposit and IRA certificates of deposit. It operates in one segment commercial banking. The company's sources of revenue are derived from interest and dividends earned on loans and investment securities.
70GF Score

Get the complete analysis for BVFL

Margin of Safety % (DCF Dividends Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$21.35
Price
$19.39
GF Value